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Segment Information (Tables)
12 Months Ended
Dec. 31, 2023
Segment Information [Abstract]  
Schedule Of Business Segments

2023

Banking

Insurance Agency

Activities

Activities

Total

(in thousands)

Net interest income

$

61,208 

$

-

$

61,208 

Provision for credit losses

18 

-

18 

Net interest income after

provision for credit losses

61,190 

-

61,190 

Insurance service and fees

550 

9,711 

10,261 

Gain on sale of insurance agency

-

20,160 

20,160 

Loss on sale of securities

(5,044)

-

(5,044)

Other non-interest income

7,545 

-

7,545 

Amortization expense

17 

350 

367 

Other non-interest expense

52,644 

6,371 

59,015 

Income before income taxes

11,580 

23,150 

34,730 

Income tax provision

2,799 

7,407 

10,206 

Net income

$

8,781 

$

15,743 

$

24,524 

2022

Banking

Insurance Agency

Activities

Activities

Total

(in thousands)

Net interest income

$

72,955 

$

-

$

72,955 

Provision for credit losses

2,739 

-

2,739 

Net interest income after

provision for credit losses

70,216 

-

70,216 

Insurance service and fees

616 

9,837 

10,453 

Other non-interest income

8,818 

-

8,818 

Amortization expense

19 

381 

400 

Other non-interest expense

52,119 

7,416 

59,535 

Income before income taxes

27,512 

2,040 

29,552 

Income tax provision

6,636 

527 

7,163 

Net income

$

20,876 

$

1,513 

$

22,389 

2021

Banking

Insurance Agency

Activities

Activities

Total

(in thousands)

Net interest income

$

72,785

$

-

$

72,785

(Credit) Provision for credit losses

(1,513)

-

(1,513)

Net interest income after

credit for loan losses

74,298

-

74,298

Insurance service and fees

580

9,877

10,457

Other non-interest income

8,136

254

8,390

Amortization expense

21

516

537

Other non-interest expense

52,843

7,839

60,682

Income before income taxes

30,150

1,776

31,926

Income tax provision

7,421

462

7,883

Net income

$

22,729

$

1,314

$

24,043

Schedule Of Identifiable Assets, Net

December 31,

December 31,

2023

2022

(in thousands)

Identifiable Assets, Net

Banking activities

$

2,106,632 

$

2,160,545 

Insurance agency activities

2,031 

17,965 

Consolidated Total Assets

$

2,108,663 

$

2,178,510