Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 17,826	$ 16,796
Interest-bearing deposits at banks	7,468	6,258
Securities:
Available for sale, at fair value and net of valuation allowance (amortized cost: $411,172 at September 30, 2023; $428,216 at December 31, 2022)	334,460	364,326
Held to maturity, at amortized cost and net of valuation allowance (fair value: $2,067 at September 30, 2023; $6,809 at December 31, 2022)	2,170	6,949
Federal Home Loan Bank common stock, at cost	3,348	10,437
Federal Reserve Bank common stock, at cost	3,092	3,074
Loans, net of allowance for credit losses of $21,846 at September 30, 2023 and $19,438 at December 31, 2022	1,682,554	1,652,931
Properties and equipment, net of accumulated depreciation of $12,360 at September 30, 2023 and $11,596 at December 31, 2022	15,852	16,999
Goodwill	12,702	12,702
Intangible assets	927	1,227
Bank-owned life insurance	42,528	41,826
Operating lease right-of-use asset	4,056	4,392
Other assets	47,760	40,593
TOTAL ASSETS	2,174,743	2,178,510
Deposits:
Demand	447,306	493,710
NOW	324,219	273,359
Savings	698,653	801,943
Time	335,228	202,667
Total deposits	1,805,406	1,771,679
Securities sold under agreement to repurchase	13,447	7,147
Other borrowings	151,252	193,001
Operating lease liability	4,351	4,723
Other liabilities	18,200	16,892
Subordinated debt	31,152	31,075
Total liabilities	2,023,808	2,024,517
STOCKHOLDERS' EQUITY:
Common stock, $0.50 par value, 10,000,000 shares authorized; 5,587,269 and 5,544,339 shares issued at September 30, 2023 and December 31, 2022, respectively, and 5,483,591 and 5,437,048 shares outstanding at September 30, 2023 and December 31, 2022, respectively.	2,796	2,775
Capital surplus	82,017	81,031
Treasury stock, at cost, 103,678 and 107,291 shares at September 30, 2023 and December 31, 2022, respectively	(3,656)	(3,891)
Retained earnings	128,468	123,356
Accumulated other comprehensive loss (income), net of tax	(58,690)	(49,278)
Total stockholders' equity	150,935	153,993
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 2,174,743	$ 2,178,510