Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 15,386	$ 10,577
Interest-bearing deposits at banks	88,249	28,280
Securities:
Available for sale, at fair value (amortized cost: $152,100 at September 30, 2020; $127,217 at December 31, 2019)	155,761	127,922
Held to maturity, at amortized cost (fair value: $5,084 at September 30, 2020; $2,392 at December 31, 2019)	4,996	2,386
Federal Home Loan Bank common stock, at cost	3,591	1,588
Federal Reserve Bank common stock, at cost	2,323	1,956
Loans, net of allowance for loan losses of $20,601 at September 30, 2020 and $15,175 at December 31, 2019	1,682,475	1,211,356
Properties and equipment, net of accumulated depreciation of $21,851 at September 30, 2020 and $20,682 at December 31, 2019	18,726	13,754
Goodwill and intangible assets	15,085	12,545
Bank-owned life insurance	33,817	29,418
Operating lease right-of-use asset	5,524	3,720
Other assets	31,060	16,728
TOTAL ASSETS	2,056,993	1,460,230
Deposits:
Demand	442,536	263,717
NOW	215,492	140,654
Savings	799,739	587,142
Time	323,211	275,927
Total deposits	1,780,978	1,267,440
Securities sold under agreement to repurchase	4,414	2,425
Other borrowings	47,583	10,000
Operating lease liability	5,940	4,154
Other liabilities	24,278	16,428
Junior subordinated debentures	30,912	11,330
Total liabilities	1,894,105	1,311,777
STOCKHOLDERS' EQUITY:
Common stock, $0.50 par value, 10,000,000 shares authorized; 5,377,243 and 4,929,593 shares issued at September 30, 2020 and December 31, 2019, respectively, and 5,376,742 and 4,929,283 outstanding at September 30, 2020 and December 31, 2019, respectively	2,691	2,467
Capital surplus	75,824	63,302
Treasury stock, at cost, 501 and 310 shares at September 30, 2020 and December 31, 2019, respectively
Retained earnings	84,499	85,267
Accumulated other comprehensive income (loss), net of tax	(126)	(2,583)
Total stockholders' equity	162,888	148,453
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 2,056,993	$ 1,460,230