Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 11,196	$ 10,577
Interest-bearing deposits at banks	109,943	28,280
Securities:
Available for sale, at fair value (amortized cost: $158,724 at June 30, 2020; $127,217 at December 31, 2019)	163,507	127,922
Held to maturity, at amortized cost (fair value: $6,569 at June 30, 2020; $2,392 at December 31, 2019)	6,468	2,386
Federal Home Loan Bank common stock, at cost	3,804	1,588
Federal Reserve Bank common stock, at cost	1,961	1,956
Loans, net of allowance for loan losses of $18,754 at June 30, 2020 and $15,175 at December 31, 2019	1,667,007	1,211,356
Properties and equipment, net of accumulated depreciation of $21,395 at June 30, 2020 and $20,682 at December 31, 2019	16,788	13,754
Goodwill and intangible assets	15,222	12,545
Bank-owned life insurance	33,647	29,418
Operating lease right-of-use asset	5,764	3,720
Other assets	30,633	16,728
TOTAL ASSETS	2,065,940	1,460,230
Deposits:
Demand	428,655	263,717
NOW	229,788	140,654
Savings	794,513	587,142
Time	356,147	275,927
Total deposits	1,809,103	1,267,440
Securities sold under agreement to repurchase	3,873	2,425
Other borrowings	52,512	10,000
Operating lease liability	6,184	4,154
Other liabilities	20,940	16,428
Junior subordinated debentures	11,330	11,330
Total liabilities	1,903,942	1,311,777
STOCKHOLDERS' EQUITY:
Common stock, $.50 par value, 10,000,000 shares authorized; 5,377,243 and 4,929,593 shares issued at June 30, 2020 and December 31, 2019, respectively, and 5,376,872 and 4,929,283 outstanding at June 30, 2020 and December 31, 2019, respectively	2,691	2,467
Capital surplus	75,617	63,302
Treasury stock, at cost, 371 and 310 shares at June 30, 2020 and December 31, 2019, respectively
Retained earnings	83,073	85,267
Accumulated other comprehensive income (loss), net of tax	617	(2,583)
Total stockholders' equity	161,998	148,453
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 2,065,940	$ 1,460,230