Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 13,961	$ 13,997
Interest-bearing deposits at banks	45,678	25,918
Securities:
Available for sale, at fair value (amortized cost: $135,001 at June 30, 2019; $135,274 at December 31, 2018)	135,576	132,104
Held to maturity, at amortized cost (fair value: $1,885 at June 30, 2019; $1,674 at December 31, 2018)	1,862	1,685
Federal Home Loan Bank common stock, at cost	1,588	1,474
Federal Reserve Bank common stock, at cost	1,944	1,929
Loans, net of allowance for loan losses of $15,248 at June 30, 2019 and $14,784 at December 31, 2018	1,197,451	1,141,146
Properties and equipment, net of accumulated depreciation of $20,040 at June 30, 2019 and $19,416 at December 31, 2018	10,446	10,485
Goodwill and intangible assets	12,768	12,992
Bank-owned life insurance	29,094	28,403
Operating lease right-of-use asset (see Note 1)	4,003
Other assets	16,749	18,074
TOTAL ASSETS	1,471,120	1,388,207
Deposits:
Demand	243,860	231,902
NOW	145,620	110,450
Savings	603,180	571,479
Time	290,251	301,227
Total deposits	1,282,911	1,215,058
Securities sold under agreement to repurchase	3,968	3,142
Other borrowings	10,000	10,000
Operating lease liability (see Note 1)	4,449
Other liabilities	17,175	17,031
Junior subordinated debentures	11,330	11,330
Total liabilities	1,329,833	1,256,561
STOCKHOLDERS' EQUITY:
Common stock, $.50 par value, 10,000,000 shares authorized; 4,915,678 and 4,852,868 shares issued at June 30, 2019 and December 31, 2018, respectively, and 4,914,595 and 4,852,868 outstanding at June 30, 2019 and December 31, 2018, respectively	2,460	2,429
Capital surplus	62,353	61,225
Treasury stock, at cost, 1,083 and 0 shares at June 30, 2019 and December 31, 2018, respectively
Retained earnings	78,919	73,345
Accumulated other comprehensive loss, net of tax	(2,445)	(5,353)
Total stockholders' equity	141,287	131,646
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,471,120	$ 1,388,207