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Segment Information (Tables)
12 Months Ended
Dec. 31, 2017
Segment Information [Abstract]  
Schedule Of Business Segments



 

 

 

 

 

 

 

 

 



 

2017



 

 

Banking

 

 

Insurance Agency

 

 

 



 

 

Activities

 

 

Activities

 

 

Total



 

 

(in thousands)



 

 

 

 

 

 

 

 

 

Net interest income (expense)

 

$

42,119 

 

$

(102)

 

$

42,017 

Provision for loan losses

 

 

738 

 

 

-    

 

 

738 

Net interest income (expense) after

 

 

 

 

 

 

 

 

 

provision for loan losses

 

 

41,381 

 

 

(102)

 

 

41,279 

Non-interest income

 

 

5,105 

 

 

-    

 

 

5,105 

Insurance service and fees

 

 

416 

 

 

7,482 

 

 

7,898 

Amortization expense

 

 

-    

 

 

113 

 

 

113 

Non-interest expense

 

 

32,610 

 

 

5,871 

 

 

38,481 

Income before income taxes

 

 

14,292 

 

 

1,396 

 

 

15,688 

Income tax provision

 

 

4,674 

 

 

535 

 

 

5,209 

Net income

 

$

9,618 

 

$

861 

 

$

10,479 







 

 

 

 

 

 

 

 

 



 

2016



 

 

Banking

 

 

Insurance Agency

 

 

 



 

 

Activities

 

 

Activities

 

 

Total



 

 

(in thousands)



 

 

 

 

 

 

 

 

 

Net interest income (expense)

 

$

35,371 

 

$

(123)

 

$

35,248 

Provision for loan losses

 

 

1,209 

 

 

-    

 

 

1,209 

Net interest income (expense) after

 

 

 

 

 

 

 

 

 

provision for loan losses

 

 

34,162 

 

 

(123)

 

 

34,039 

Non-interest income

 

 

4,733 

 

 

-    

 

 

4,733 

Insurance service and fees

 

 

400 

 

 

6,119 

 

 

6,519 

Non-interest expense

 

 

30,438 

 

 

4,658 

 

 

35,096 

Income before income taxes

 

 

8,857 

 

 

1,338 

 

 

10,195 

Income tax provision

 

 

1,408 

 

 

515 

 

 

1,923 

Net income

 

$

7,449 

 

$

823 

 

$

8,272 







 

 

 

 

 

 

 

 

 



 

2015



 

 

Banking

 

 

Insurance Agency

 

 

 



 

 

Activities

 

 

Activities

 

 

Total



 

 

(in thousands)



 

 

 

 

 

 

 

 

 

Net interest income (expense)

 

$

31,921 

 

$

(117)

 

$

31,804 

Provision for loan losses

 

 

1,216 

 

 

-    

 

 

1,216 

Net interest income (expense) after

 

 

 

 

 

 

 

 

 

provision for loan losses

 

 

30,705 

 

 

(117)

 

 

30,588 

Non-interest income

 

 

6,526 

 

 

-    

 

 

6,526 

Insurance service and fees

 

 

672 

 

 

6,522 

 

 

7,194 

Non-interest expense

 

 

28,103 

 

 

4,595 

 

 

32,698 

Income before income taxes

 

 

9,800 

 

 

1,810 

 

 

11,610 

Income tax provision (benefit)

 

 

3,071 

 

 

696 

 

 

3,767 

Net income

 

$

6,729 

 

$

1,114 

 

$

7,843 



Schedule Of Identifiable Assets, Net



 

 

 

 

 

 



 

 

 

 

 

 



 

 

 

 

 

 



 

December 31,

 

December 31,



 

2017

 

2016



 

(in thousands)

Identifiable Assets, Net

 

 

 

 

 

 

Banking activities

 

$

1,285,173 

 

$

1,091,291 

Insurance agency activities

 

 

10,460 

 

 

9,418 

Consolidated Total Assets

 

$

1,295,633 

 

$

1,100,709