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Consolidated Balance Sheets - USD ($)
$ in Thousands
Sep. 30, 2017
Dec. 31, 2016
ASSETS    
Cash and due from banks $ 16,790 $ 12,503
Interest-bearing deposits at banks 1,265 581
Securities:    
Available for sale, at fair value (amortized cost: $148,771 at September 30, 2017; $95,810 at December 31, 2016) 148,300 95,222
Held to maturity, at amortized cost (fair value: $4,472 at September 30, 2017; $1,959 at December 31, 2016) 4,487 1,983
Federal Home Loan Bank common stock, at cost 2,404 2,185
Federal Reserve Bank common stock, at cost 1,908 1,546
Loans, net of allowance for loan losses of $14,182 at September 30, 2017 and $13,916 at December 31, 2016 983,823 928,596
Properties and equipment, net of accumulated depreciation of $17,952 at September 30, 2017 and $17,012 at December 31, 2016 10,742 11,310
Goodwill and intangible assets 8,581 8,406
Bank-owned life insurance 23,233 21,534
Other assets 18,621 16,843
TOTAL ASSETS 1,220,154 1,100,709
Deposits:    
Demand 216,250 201,741
NOW 96,741 88,632
Savings 552,559 508,652
Time 166,769 140,949
Total deposits 1,032,319 939,974
Securities sold under agreement to repurchase 9,380 10,159
Other borrowings 33,600 28,200
Other liabilities 16,033 14,298
Junior subordinated debentures 11,330 11,330
Total liabilities 1,102,662 1,003,961
CONTINGENT LIABILITIES AND COMMITMENTS
STOCKHOLDERS' EQUITY:    
Common stock, $.50 par value, 10,000,000 shares authorized; 4,776,763 and 4,302,504 shares issued at September 30, 2017 and December 31, 2016, respectively, and 4,776,360 and 4,300,634 outstanding at September 30, 2017 and December 31, 2016, respectively 2,391 2,153
Capital surplus 59,017 44,389
Treasury stock, at cost, 403 and 1,870 shares at September 30, 2017 and December 31, 2016, respectively
Retained earnings 58,304 52,630
Accumulated other comprehensive loss, net of tax (2,220) (2,424)
Total stockholders' equity 117,492 96,748
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 1,220,154 $ 1,100,709