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Consolidated Balance Sheets - USD ($)
$ in Thousands
Jun. 30, 2017
Dec. 31, 2016
ASSETS    
Cash and due from banks $ 13,869 $ 12,503
Interest-bearing deposits at banks 1,776 581
Securities:    
Available for sale, at fair value (amortized cost: $141,510 at June 30, 2017; $95,810 at December 31, 2016) 141,225 95,222
Held to maturity, at amortized cost (fair value: $1,357 at June 30, 2017; $1,959 at December 31, 2016) 1,372 1,983
Federal Home Loan Bank common stock, at cost 1,727 2,185
Federal Reserve Bank common stock, at cost 1,908 1,546
Loans, net of allowance for loan losses of $14,178 at June 30, 2017 and $13,916 at December 31, 2016 962,315 928,596
Properties and equipment, net of accumulated depreciation of $17,641 at June 30, 2017 and $17,012 at December 31, 2016 10,960 11,310
Goodwill and intangible assets 8,609 8,406
Bank-owned life insurance 21,805 21,534
Other assets 17,280 16,843
TOTAL ASSETS 1,182,846 1,100,709
Deposits:    
Demand 207,348 201,741
NOW 99,131 88,632
Savings 547,760 508,652
Time 164,817 140,949
Total deposits 1,019,056 939,974
Securities sold under agreement to repurchase 9,481 10,159
Other borrowings 14,600 28,200
Other liabilities 12,816 14,298
Junior subordinated debentures 11,330 11,330
Total liabilities 1,067,283 1,003,961
CONTINGENT LIABILITIES AND COMMITMENTS
STOCKHOLDERS' EQUITY:    
Common stock, $.50 par value, 10,000,000 shares authorized; 4,773,496 and 4,302,504 shares issued at June 30, 2017 and December 31, 2016, respectively, and 4,773,005 and 4,300,634 outstanding at June 30, 2017 and December 31, 2016, respectively 2,389 2,153
Capital surplus 58,822 44,389
Treasury stock, at cost, 491 and 1,870 shares at June 30, 2017 and December 31, 2016, respectively
Retained earnings 56,492 52,630
Accumulated other comprehensive loss, net of tax (2,140) (2,424)
Total stockholders' equity 115,563 96,748
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 1,182,846 $ 1,100,709