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Consolidated Statements Of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
INTEREST INCOME      
Loans $ 37,330 $ 32,638 $ 31,899
Interest bearing deposits at banks 47 64 33
Securities:      
Taxable 1,652 1,935 1,816
Non-taxable 926 991 967
Total interest income 39,955 35,628 34,715
INTEREST EXPENSE      
Deposits 4,040 3,339 3,058
Other borrowings 295 158 237
Junior subordinated debentures 372 327 321
Total interest expense 4,707 3,824 3,616
NET INTEREST INCOME 35,248 31,804 31,099
PROVISION FOR LOAN LOSSES 1,209 1,216 1,229
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 34,039 30,588 29,870
NON-INTEREST INCOME      
Bank charges 1,750 1,736 1,839
Insurance service and fees 6,519 7,194 7,131
Gain on loans sold 93 133 203
Bank-owned life insurance 556 563 574
Loss on tax credit investments (3,022)   (2,596)
Refundable state historic tax credit 2,117    
Gain on insurance settlement   734  
Interchange fee income 1,322 1,270 1,142
Other 1,917 2,090 1,980
Total non-interest income 11,252 13,720 10,273
NON-INTEREST EXPENSE      
Salaries and employee benefits 22,221 20,478 18,844
Occupancy 2,915 2,789 2,868
Repairs and maintenance 810 822 732
Advertising and public relations 1,022 857 867
Professional services 2,216 2,354 1,819
Technology and communications 1,464 1,183 1,130
Litigation expense (131) (175) 1,000
Amortization of intangibles     108
FDIC insurance 752 607 553
Other 3,827 3,783 3,331
Total non-interest expense 35,096 32,698 31,252
INCOME BEFORE INCOME TAXES 10,195 11,610 8,891
INCOME TAX PROVISION 1,923 3,767 704
NET INCOME $ 8,272 $ 7,843 $ 8,187
Net income per common share-basic $ 1.93 $ 1.85 $ 1.96
Net income per common share-diluted 1.90 1.82 1.92
Cash dividends per common share $ 0.76 $ 0.72 $ 0.65
Weighted average number of common shares outstanding 4,281,885 4,235,048 4,186,786
Weighted average number of diluted shares outstanding 4,358,517 4,307,368 4,264,406