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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
ASSETS    
Cash and due from banks $ 12,503 $ 11,813
Interest-bearing deposits at banks 581 10,808
Securities:    
Available for sale, at fair value (amortized cost: $95,810 at December 31, 2016; $96,374 at December 31, 2015) 95,222 97,141
Held to maturity, at amortized cost (fair value: $1,959 at December 31, 2016; $1,584 at December 31, 2015) 1,983 1,617
Federal Home Loan Bank common stock, at cost 2,185 1,296
Federal Reserve Bank common stock, at cost 1,546 1,487
Loans, net of allowance for loan losses of $13,916 at December 31, 2016 and $12,883 at December 31, 2015 928,596 761,101
Properties and equipment, net of accumulated depreciation of $17,012 at December 31, 2016 and $15,799 at December 31, 2015 11,310 11,051
Goodwill and intangible assets 8,406 8,101
Bank-owned life insurance 21,534 20,978
Other assets 16,843 13,714
TOTAL ASSETS 1,100,709 939,107
Deposits:    
Demand 201,741 183,098
NOW 88,632 83,674
Savings 508,652 439,993
Time 140,949 96,217
Total deposits 939,974 802,982
Securities sold under agreement to repurchase 10,159 10,821
Other borrowings 28,200 10,000
Other liabilities 14,298 12,718
Junior subordinated debentures 11,330 11,330
Total liabilities 1,003,961 847,851
CONTINGENT LIABILITIES AND COMMITMENTS
STOCKHOLDERS' EQUITY:    
Common stock, $.50 par value, 10,000,000 shares authorized; 4,302,504 and 4,260,203 shares issued at December 31, 2016 and December 31, 2015, respectively, and 4,300,634 and 4,257,179 outstanding at December 31, 2016 and December 31, 2015, respectively 2,153 2,132
Capital surplus 44,389 43,318
Treasury stock, at cost, 1,870 and 3,024 shares at December 31, 2016 and December 31, 2015, respectively
Retained earnings 52,630 47,616
Accumulated other comprehensive loss, net of tax (2,424) (1,810)
Total stockholders' equity 96,748 91,256
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 1,100,709 $ 939,107