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Segment Information (Tables)
6 Months Ended
Jun. 30, 2015
Segment Information [Abstract]  
Schedule Of Business Segments

 

 

 

 

 

 

 

 

 

 

 

 

Three months ended June 30, 2015

 

 

 

Banking 

 

 

Insurance Agency

 

 

 

 

 

 

Activities

 

 

Activities

 

 

Total

 

 

 

(in thousands)

 

 

 

 

 

 

 

 

 

 

Net interest income (expense)

 

$

7,677 

 

$

(29)

 

$

7,648 

Provision for loan and lease losses

 

 

415 

 

 

-    

 

 

415 

Net interest income (expense) after

 

 

 

 

 

 

 

 

 

provision for loan and lease losses

 

 

7,262 

 

 

(29)

 

 

7,233 

Non-interest income

 

 

1,655 

 

 

-    

 

 

1,655 

Insurance service and fees

 

 

191 

 

 

1,630 

 

 

1,821 

Amortization expense

 

 

-    

 

 

-    

 

 

-    

Non-interest expense

 

 

7,089 

 

 

1,152 

 

 

8,241 

Income before income taxes

 

 

2,019 

 

 

449 

 

 

2,468 

Income tax provision

 

 

616 

 

 

177 

 

 

793 

Net income

 

$

1,403 

 

$

272 

 

$

1,675 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Three months ended June 30, 2014

 

 

 

Banking 

 

 

Insurance Agency

 

 

 

 

 

 

Activities

 

 

Activities

 

 

Total

 

 

 

(in thousands)

 

 

 

 

 

 

 

 

 

 

Net interest income (expense)

 

$

7,711 

 

$

(29)

 

$

7,682 

Provision for loan and lease losses

 

 

176 

 

 

-    

 

 

176 

Net interest income (expense) after

 

 

 

 

 

 

 

 

 

provision for loan and lease losses

 

 

7,535 

 

 

(29)

 

 

7,506 

Non-interest income

 

 

1,469 

 

 

-    

 

 

1,469 

Insurance service and fees

 

 

146 

 

 

1,440 

 

 

1,586 

Amortization expense

 

 

-    

 

 

40 

 

 

40 

Non-interest expense

 

 

7,294 

 

 

998 

 

 

8,292 

Income before income taxes

 

 

1,856 

 

 

373 

 

 

2,229 

Income tax provision

 

 

508 

 

 

142 

 

 

650 

Net income

 

$

1,348 

 

$

231 

 

$

1,579 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Six months ended June 30, 2015

 

 

 

Banking 

 

 

Insurance Agency

 

 

 

 

 

 

Activities

 

 

Activities

 

 

Total

 

 

 

(in thousands)

 

 

 

 

 

 

 

 

 

 

Net interest income (expense)

 

$

15,286 

 

$

(57)

 

$

15,229 

Provision for loan and lease losses

 

 

616 

 

 

-    

 

 

616 

Net interest income (expense) after

 

 

 

 

 

 

 

 

 

provision for loan and lease losses

 

 

14,670 

 

 

(57)

 

 

14,613 

Non-interest income

 

 

2,892 

 

 

-    

 

 

2,892 

Insurance service and fees

 

 

353 

 

 

3,297 

 

 

3,650 

Amortization expense

 

 

-    

 

 

-    

 

 

-    

Non-interest expense

 

 

13,570 

 

 

2,183 

 

 

15,753 

Income before income taxes

 

 

4,345 

 

 

1,057 

 

 

5,402 

Income tax provision

 

 

1,410 

 

 

412 

 

 

1,822 

Net income

 

$

2,935 

 

$

645 

 

$

3,580 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Six months ended June 30, 2014

 

 

 

Banking 

 

 

Insurance Agency

 

 

 

 

 

 

Activities

 

 

Activities

 

 

Total

 

 

 

(in thousands)

 

 

 

 

 

 

 

 

 

 

Net interest income (expense)

 

$

15,038 

 

$

(57)

 

$

14,981 

Provision for loan and lease losses

 

 

328 

 

 

-    

 

 

328 

Net interest income (expense) after

 

 

 

 

 

 

 

 

 

provision for loan and lease losses

 

 

14,710 

 

 

(57)

 

 

14,653 

Non-interest income

 

 

2,731 

 

 

-    

 

 

2,731 

Insurance service and fees

 

 

298 

 

 

3,420 

 

 

3,718 

Amortization expense

 

 

-    

 

 

81 

 

 

81 

Non-interest expense

 

 

13,772 

 

 

2,098 

 

 

15,870 

Income before income taxes

 

 

3,967 

 

 

1,184 

 

 

5,151 

Income tax provision

 

 

1,104 

 

 

455 

 

 

1,559 

Net income

 

$

2,863 

 

$

729 

 

$

3,592