Fair Value Measurements (Tables)

6 Months Ended

Jun. 30, 2015

Fair Value Measurements [Abstract]

Financial Instruments Measured At Fair Value On Recurring Basis

(in thousands)		Level 1		Level 2		Level 3		Fair Value
June 30, 2015
Securities available-for-sale:
U.S. government agencies	$	-	$	24,080	$	-	$	24,080
States and political subdivisions		-		39,304		-		39,304
Mortgage-backed securities		-		41,885		-		41,885
Mortgage servicing rights		-		-		565		565
December 31, 2014
Securities available-for-sale:
U.S. government agencies	$	-	$	26,717	$	-	$	26,717
States and political subdivisions		-		31,060		-		31,060
Mortgage-backed securities		-		37,756		-		37,756
Mortgage servicing rights		-		-		518		518

Changes In Fair Value For Mortgage Servicing Rights

	Three months ended June 30,
(in thousands)	2015		2014
Mortgage servicing rights - April 1	$	497	$	471
Gains (losses) included in earnings		4		(31)
Additions from loan sales		64		31
Mortgage servicing rights - June 30	$	565	$	471

	Six months ended June 30,
(in thousands)	2015		2014
Mortgage servicing rights - January 1	$	518	$	509
Gains (losses) included in earnings		(41)		(69)
Additions from loan sales		88		31
Mortgage servicing rights - June 30	$	565	$	471

Quantitative Information About Significant Unobservable Inputs Used In The Fair Value Measurement Of MSRs

	6/30/2015		12/31/2014
Servicing fees	0.25	%	0.25	%
Discount rate	9.52	%	9.52	%
Prepayment rate (CPR)	8.10	%	9.28	%

Financial Instruments Measured At Fair Value On Nonrecurring Basis

(in thousands)		Level 1	Level 2	Level 3		Fair Value
June 30, 2015
Impaired loans	$	-	-	13,882	$	13,882
December 31, 2014
Impaired loans	$	-	-	13,716	$	13,716

Estimated Fair Values Of Financial Instruments

	June 30, 2015				December 31, 2014
	Carrying		Fair		Carrying		Fair
	Amount		Value		Amount		Value
		(in thousands)				(in thousands)
Financial assets:
Level 1:
Cash and cash equivalents	$	48,565	$	48,565	$	10,898	$	10,898
Level 2:
Available for sale securities		105,269		105,269		95,533		95,533
FHLB and FRB stock		2,774		2,774		2,925		2,925
Level 3:
Held to maturity securities		1,465		1,440		1,599		1,574
Loans and leases, net		697,722		709,025		683,131		685,148
Mortgage servicing rights		565		565		518		518
Financial liabilities:
Level 1:
Demand deposits	$	163,862	$	163,862	$	158,631	$	158,631
NOW deposits		79,266		79,266		72,670		72,670
Regular savings deposits		431,555		431,555		363,542		363,542
Commitments to extend credit		249		249		245		245
Securities sold under agreement to
repurchase		11,009		11,009		13,778		13,778
Level 2:
Other borrowed funds		10,000		10,000		13,700		13,700
Junior subordinated debentures		11,330		11,330		11,330		11,330
Level 3:
Time deposits		99,482		100,370		112,792		113,854