Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 14,407	$ 8,784
Interest-bearing deposits at banks	34,158	2,114
Securities:
Available for sale, at fair value (amortized cost: $104,284 at June 30, 2015; $94,048 at December 31, 2014)	105,269	95,533
Held to maturity, at amortized cost (fair value: $1,440 at June 30, 2015; $1,574 at December 31, 2014)	1,465	1,599
Federal Home Loan Bank common stock, at amortized cost	1,296	1,439
Federal Reserve Bank common stock, at amortized cost	1,478	1,486
Loans, net of allowance for loan losses of $13,110 at June 30, 2015 and $12,533 at December 31, 2014	697,722	683,131
Properties and equipment, net of accumulated depreciation of $15,651 at June 30, 2015 and $15,129 at December 31, 2014	10,200	10,224
Goodwill	8,101	8,101
Bank-owned life insurance	20,704	20,415
Other assets	13,747	13,983
TOTAL ASSETS	908,547	846,809
LIABILITIES
Demand deposits	163,862	158,631
NOW deposits	79,266	72,670
Regular savings deposits	431,555	363,542
Time deposits	99,482	112,792
Total deposits	774,165	707,635
Securities sold under agreement to repurchase	11,009	13,778
Other short term borrowings	10,000	13,700
Other liabilities	13,848	14,578
Junior subordinated debentures	11,330	11,330
Total liabilities	$ 820,352	$ 761,021
CONTINGENT LIABILITIES AND COMMITMENTS
STOCKHOLDERS' EQUITY:
Common stock, $.50 par value, 10,000,000 shares authorized; 4,247,469 and 4,241,797 shares issued at June 30, 2015 and December 31, 2014, respectively, and 4,239,929 and 4,203,684 outstanding at June 30, 2015 and December 31, 2014, respectively	$ 2,126	$ 2,123
Capital surplus	42,969	43,102
Treasury stock, at cost, 7,540 shares and 38,113 at June 30, 2015 and December 31, 2014, respectively	(42)	(751)
Retained earnings	44,885	42,822
Accumulated other comprehensive loss, net of tax	(1,743)	(1,508)
Total stockholders' equity	88,195	85,788
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 908,547	$ 846,809