XML 49 R4.htm IDEA: XBRL DOCUMENT v2.4.1.9
Consolidated Statements Of Income (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2015
Mar. 31, 2014
INTEREST INCOME    
Loans $ 7,813us-gaap_InterestAndFeeIncomeLoansAndLeases $ 7,510us-gaap_InterestAndFeeIncomeLoansAndLeases
Interest bearing deposits at banks 1us-gaap_InterestIncomeDomesticDeposits 15us-gaap_InterestIncomeDomesticDeposits
Securities:    
Taxable 405us-gaap_InterestIncomeSecuritiesTaxable 449us-gaap_InterestIncomeSecuritiesTaxable
Non-taxable 237us-gaap_InterestIncomeSecuritiesTaxExempt 245us-gaap_InterestIncomeSecuritiesTaxExempt
Total interest income 8,456us-gaap_InterestAndDividendIncomeOperating 8,219us-gaap_InterestAndDividendIncomeOperating
INTEREST EXPENSE    
Deposits 781us-gaap_InterestExpenseDeposits 756us-gaap_InterestExpenseDeposits
Other borrowings 15us-gaap_InterestExpenseBorrowings 86us-gaap_InterestExpenseBorrowings
Junior subordinated debentures 79us-gaap_InterestExpenseJuniorSubordinatedDebentures 79us-gaap_InterestExpenseJuniorSubordinatedDebentures
Total interest expense 875us-gaap_InterestExpense 921us-gaap_InterestExpense
NET INTEREST INCOME 7,581us-gaap_InterestIncomeExpenseNet 7,298us-gaap_InterestIncomeExpenseNet
PROVISION (CREDIT) FOR LOAN LOSSES 201us-gaap_ProvisionForLoanAndLeaseLosses 153us-gaap_ProvisionForLoanAndLeaseLosses
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 7,380us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 7,145us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss
NON-INTEREST INCOME    
Bank charges 409us-gaap_FeesAndCommissionsDepositorAccounts 461us-gaap_FeesAndCommissionsDepositorAccounts
Insurance service and fees 1,829us-gaap_InsuranceCommissionsAndFees 2,132us-gaap_InsuranceCommissionsAndFees
Data center income 24evbn_DataCenterIncome 107evbn_DataCenterIncome
Gain on loans sold 22us-gaap_GainLossOnSaleOfMortgageLoans  
Bank-owned life insurance 137us-gaap_BankOwnedLifeInsuranceIncome 145us-gaap_BankOwnedLifeInsuranceIncome
Other 645us-gaap_NoninterestIncomeOtherOperatingIncome 550us-gaap_NoninterestIncomeOtherOperatingIncome
Total non-interest income 3,066us-gaap_NoninterestIncome 3,395us-gaap_NoninterestIncome
NON-INTEREST EXPENSE    
Salaries and employee benefits 4,794us-gaap_LaborAndRelatedExpense 4,695us-gaap_LaborAndRelatedExpense
Occupancy 695us-gaap_OccupancyNet 743us-gaap_OccupancyNet
Repairs and maintenance 173us-gaap_EquipmentExpense 176us-gaap_EquipmentExpense
Advertising and public relations 211us-gaap_MarketingAndAdvertisingExpense 222us-gaap_MarketingAndAdvertisingExpense
Professional services 511us-gaap_ProfessionalFees 518us-gaap_ProfessionalFees
Technology and communications 259us-gaap_CommunicationsAndInformationTechnology 300us-gaap_CommunicationsAndInformationTechnology
Amortization of intangibles   41us-gaap_AmortizationOfIntangibleAssets
FDIC insurance 147us-gaap_FederalDepositInsuranceCorporationPremiumExpense 162us-gaap_FederalDepositInsuranceCorporationPremiumExpense
Other 722us-gaap_OtherNoninterestExpense 761us-gaap_OtherNoninterestExpense
Total non-interest expense 7,512us-gaap_NoninterestExpense 7,618us-gaap_NoninterestExpense
INCOME BEFORE INCOME TAXES 2,934us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 2,922us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
INCOME TAX PROVISION 1,029us-gaap_IncomeTaxExpenseBenefit 909us-gaap_IncomeTaxExpenseBenefit
NET INCOME $ 1,905us-gaap_NetIncomeLoss $ 2,013us-gaap_NetIncomeLoss
Net income per common share-basic $ 0.45us-gaap_EarningsPerShareBasic $ 0.48us-gaap_EarningsPerShareBasic
Net income per common share-diluted $ 0.44us-gaap_EarningsPerShareDiluted $ 0.47us-gaap_EarningsPerShareDiluted
Cash dividends per common share $ 0.36us-gaap_CommonStockDividendsPerShareCashPaid $ 0.31us-gaap_CommonStockDividendsPerShareCashPaid
Weighted average number of common shares outstanding 4,213,509us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 4,200,519us-gaap_WeightedAverageNumberOfSharesOutstandingBasic
Weighted average number of diluted shares outstanding 4,291,676us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding 4,284,016us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding