X0202 3 2006-10-03 0 0000842517 IBT BANCORP INC /MI/ IBTB 0001377958 Kedrowski Thomas E PO BOX 100 MT. PLEASANT MI 48804-0100 0 1 0 0 President Farwell SSB Common Stock 4861 D Thomas E. Kedrowski 2006-10-13