Interim Condensed Consolidated Statements of Income (Unaudited) (USD $) In Thousands, except Per Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Interest income
Loans, including fees	$ 11,464	$ 11,651	$ 22,825	$ 23,168
Investment securities
Taxable	1,836	1,346	3,349	2,625
Nontaxable	1,189	1,079	2,368	2,173
Trading account securities	47	86	98	191
Federal funds sold and other	133	110	267	214
Total interest income	14,669	14,272	28,907	28,371
Interest expense
Deposits	2,776	2,874	5,561	5,757
Borrowings	1,325	1,417	2,593	2,934
Total interest expense	4,101	4,291	8,154	8,691
Net interest income	10,568	9,981	20,753	19,680
Provision for loan losses	603	1,056	1,420	2,263
Net interest income after provision for loan losses	9,965	8,925	19,333	17,417
Noninterest income
Service charges and fees	1,617	1,494	3,093	3,122
Gain on sale of mortgage loans	53	74	182	167
Net loss on trading securities	(8)	(37)	(27)	(38)
Net gain (loss) on borrowings measured at fair value	37	(3)	117	53
Gain on sale of available-for-sale investment securities				56
Other	279	342	561	677
Total noninterest income	1,978	1,870	3,926	4,037
Noninterest expenses
Compensation and benefits	4,746	4,565	9,751	9,160
Occupancy	613	557	1,259	1,119
Furniture and equipment	1,127	1,082	2,233	2,113
FDIC insurance premiums	331	313	665	619
Other	1,962	1,758	3,458	3,618
Total noninterest expenses	8,779	8,275	17,366	16,629
Income before federal income tax expense	3,164	2,520	5,893	4,825
Federal income tax expense	492	369	905	651
NET INCOME	$ 2,672	$ 2,151	$ 4,988	$ 4,174
Earnings per share
Basic	$ 0.35	$ 0.29	$ 0.66	$ 0.55
Diluted	$ 0.34	$ 0.28	$ 0.64	$ 0.54
Cash dividends per basic share	$ 0.19	$ 0.18	$ 0.38	$ 0.36