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Historical Loss and LAE Development - Reconciliation of Unpaid Losses and Settlement Expenses (LAE) (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Unpaid losses and LAE at beginning of year      
Gross $ 2,446,025 $ 2,315,637 $ 2,043,555
Ceded (757,349) (740,089) (608,086)
Net 1,688,676 1,575,548 1,435,469
Increase (decrease) in incurred losses and LAE      
Current accident year 834,562 712,960 636,955
Prior accident year (95,309) (108,547) (122,579)
Total incurred 739,253 604,413 514,376
Loss and LAE payments for claims incurred      
Current accident year (121,314) (165,364) (97,525)
Prior accident years (368,570) (325,921) (276,772)
Total paid (489,884) (491,285) (374,297)
Net unpaid losses and LAE at end of year 1,938,045 1,688,676 1,575,548
Unpaid losses and LAE at end of year      
Gross 2,693,470 2,446,025 2,315,637
Ceded (755,425) (757,349) (740,089)
Net unpaid losses and LAE at end of year $ 1,938,045 $ 1,688,676 $ 1,575,548