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INCOME TAXES (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Deferred tax assets:      
Tax discounting of claim reserves $ 17,866 $ 19,609  
Unearned premium offset 25,848 24,322  
Deferred compensation 6,231 6,143  
Stock option expense 4,482 5,046  
Other 657 453  
Deferred tax assets before allowance 55,084 55,573  
Total deferred tax assets 55,084 55,573  
Deferred tax liabilities:      
Net unrealized appreciation of securities 67,740 92,562  
Deferred policy acquisition costs 24,440 22,793  
Book/tax depreciation 4,613 3,610  
Intangible assets from CBIC acquisition 3,392 3,594  
Undistributed earnings of unconsolidated investees 17,888 14,728  
Other 1,004 571  
Total deferred tax liabilities 119,077 137,858  
Net deferred tax liability $ (63,993) $ (82,285)  
U.S. federal tax rate (as a percent) 35.00% 35.00% 35.00%
Reconciliation of income tax expense reported to amount computed by applying the U.S. federal tax rate      
Provision for income taxes at the statutory rate of 35% $ 68,839 $ 66,320 $ 61,483
Increase (reduction) in taxes resulting from:      
Dividends received deduction (2,278) (2,390) (2,490)
ESOP dividends paid deduction (3,377) (4,473) (2,532)
Tax-exempt interest income (4,214) (4,118) (3,758)
Unconsolidated investee dividends   (1,848) (3,696)
Other items, net 168 551 404
Total tax expense $ 59,138 $ 54,042 $ 49,411
Effective tax rates (as a percent) 30.10% 28.50% 28.10%
Effective rate reduction due to dividends paid to ESOP (as a percent) 1.70% 2.40% 1.40%
Capital gains rate (as a percent) 35.00%    
Dividend received   $ 6,600 $ 13,200
Lower tax rate (as a percent)   7.00% 7.00%
Effective rate reduction due to dividend received (as a percent)   1.00% 2.10%
Expected effective tax rate when deferred items reverse in future years (as a percent) 35.00%    
Federal and state income taxes paid $ 44,200 $ 48,500 $ 36,800