XML 17 R28.htm IDEA: XBRL DOCUMENT v3.2.0.727
INCOME TAXES (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2015
Jun. 30, 2014
Jun. 30, 2015
Jun. 30, 2014
Reconciliation of income tax expense reported to amount computed by applying the U.S. federal tax rate        
Provision for income taxes at the statutory rate of 35% $ 19,127 $ 18,348 $ 34,707 $ 33,045
Tax-exempt interest income (1,054) (1,048) (2,016) (2,082)
Dividends received deduction (535) (533) (1,112) (1,131)
ESOP dividends paid deduction (238) (220) (458) (421)
Other items, net 165 151 259 309
Total tax expense $ 17,465 $ 16,698 $ 31,380 $ 29,720
Reconciliation of income tax expense rate to the U.S. federal tax rate        
U.S. federal tax rate (as a percent) 35.00% 35.00% 35.00% 35.00%
Effective rate reduction due to tax exempt interest income (as a percent) (2.00%) (2.00%) (2.00%) (2.00%)
Effective rate reduction due to dividend received (as a percent) (1.00%) (1.00%) (1.00%) (1.00%)
Effective rate reduction due to special dividend paid to ESOP (as a percent)   (1.00%)   (1.00%)
Effective tax rates (as a percent) 32.00% 31.00% 32.00% 31.00%