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SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details 2) (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
RETROSPECTIVE ACCOUNTING STANDARDS        
Deferred policy acquisition costs asset $ (52,344,000) $ (52,105,000) $ (40,242,000) $ (40,510,000)
Consolidated shareholders' equity (796,363,000) (792,634,000) (769,151,000) (809,260,000)
Deferred income tax benefit (3,781,000) (7,464,000) (37,000)  
Accounting Standards Update 2010-26 | Restatement Adjustment
       
RETROSPECTIVE ACCOUNTING STANDARDS        
Deferred policy acquisition costs asset   40,300,000    
Consolidated shareholders' equity   26,200,000 23,000,000  
Deferred income tax benefit   14,100,000    
Reduction in book value per share (in dollars per share)   $ 1.24 $ 1.08  
Increase (decrease) in policy acquisition costs   6,100,000 (1,200,000)  
Increase (decrease) to revised combined ratio   1.2 (0.3)  
Increase (decrease) in net earnings   $ (4,000,000) $ 800,000  
Increase (decrease) in net earnings per share (in dollars per share)   $ (0.18) $ 0.04