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SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details) (USD $)
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2012
Sep. 30, 2011
point
Sep. 30, 2012
Sep. 30, 2011
point
Dec. 31, 2011
Dec. 31, 2010
RETROSPECTIVE ACCOUNTING STANDARDS            
Reduction of deferred policy acquisition costs asset $ (55,777,000)   $ (55,777,000)   $ (52,105,000)  
Decrease in consolidated shareholders' equity (894,369,000)   (894,369,000)   (792,634,000)  
Accounting Standards Update 2010-26 | Restatement Adjustment
           
RETROSPECTIVE ACCOUNTING STANDARDS            
Reduction of deferred policy acquisition costs asset         40,300,000  
Decrease in consolidated shareholders' equity         26,200,000 22,200,000
Deferred income tax benefit         14,100,000  
Reduction in book value per share (in dollars per share)         $ 1.24 $ 1.06
Increase (decrease) in policy acquisition costs 300,000 3,200,000 3,800,000 5,000,000    
Increase to revised combined ratio   2.2   1.3    
Increase (decrease) in net earnings   $ (2,100,000)   $ (3,200,000)    
Increase (decrease) in net earnings per share (in dollars per share) $ (0.01) $ (0.10) $ (0.12) $ (0.15)