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INCOME TAXES (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Deferred tax assets:      
Tax discounting of claim reserves $ 17,330 $ 17,866  
Unearned premium offset 26,712 25,848  
Deferred compensation 4,727 6,231  
Stock option expense 4,114 4,482  
Other 685 657  
Deferred tax assets before allowance 53,568 55,084  
Total deferred tax assets 53,568 55,084  
Deferred tax liabilities:      
Net unrealized appreciation of securities 66,973 67,740  
Deferred policy acquisition costs 25,602 24,440  
Book/tax depreciation 4,819 4,613  
Intangible assets 1,980 3,878  
Undistributed earnings of unconsolidated investees 18,397 17,888  
Other 291 518  
Total deferred tax liabilities 118,062 119,077  
Net deferred tax liability $ (64,494) $ (63,993)  
U.S. federal tax rate (as a percent) 35.00% 35.00% 35.00%
Reconciliation of income tax expense reported to amount computed by applying the U.S. federal tax rate      
Provision for income taxes at the statutory rate of 35% $ 54,979 $ 68,839 $ 66,320
Increase (reduction) in taxes resulting from:      
Dividends received deduction (2,216) (2,278) (2,390)
ESOP dividends paid deduction (3,302) (3,377) (4,473)
Tax-exempt interest income (4,263) (4,214) (4,118)
Unconsolidated investee dividends (2,772)   (1,848)
Other items, net (264) 168 551
Total tax expense $ 42,162 $ 59,138 $ 54,042
Effective tax rates (as a percent) 26.80% 30.10% 28.50%
Capital gains rate (as a percent) 35.00%    
Dividend received $ 9,900   $ 6,600
Lower tax rate (as a percent) 7.00%   7.00%
Effective rate reduction due to dividend received (as a percent) 1.80%   1.00%
Effective rate reduction due to dividends paid to ESOP (as a percent) 2.10% 1.70% 2.40%
Expected effective tax rate when deferred items reverse in future years (as a percent) 35.00%    
Federal and state income taxes paid $ 26,900 $ 44,200 $ 48,500