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Note 35 - Fee and commission income and expenses - Fee And Commission Expense (Details) - EUR (€)
€ in Millions
6 Months Ended
Jun. 30, 2019
Jun. 30, 2018
Fee And Commission Income Expenses    
Credit and debit cards € 798 € 706
Transfers and other payment orders Expenses 65 49
Commissions for selling insurance 26 33
Other fee and commissions 302 285
Total Fee and commission expense (Income Statement) € 1,191 € 1,073