The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702 3,017 10,858 SH   SOLE NONE 10,858 0 0
INVESCO QQQ TRUST UNIT SER 1 46090E103 2,976 8,399 SH   SOLE NONE 8,399 0 0
ISHARES ASIA 50 ETF ASIA 50 ETF 464288430 3,318 36,207 SH   SOLE NONE 36,207 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 7,203 96,231 SH   SOLE NONE 96,231 0 0
ISHARES CORE SP 500 ETF CORE S&P500 ETF 464287200 9,708 22,581 SH   SOLE NONE 22,581 0 0
ISHARES CORE SP TOTAL U.S. STOCK MARKET ETF CORE S&P TTL STK 464287150 10,581 107,139 SH   SOLE NONE 107,139 0 0
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF IBOXX HI YD ETF 464288513 1,474 16,749 SH   SOLE NONE 16,749 0 0
ISHARES MODERATE ALLOCATION FUND MODERT ALLOC ETF 464289875 3,205 71,147 SH   SOLE NONE 71,147 0 0
ISHARES MSCI USA QUALITY FACTOR ETF MSCI USA QLT FCT 46432F339 256 1,934 SH   SOLE NONE 1,934 0 0
ISHARES RUSSELL MIDCAP ETF RUS MID CAP ETF 464287499 2,188 27,618 SH   SOLE NONE 27,618 0 0
ISHARES SP MIDCAP 400 VALUE ETF S&P MC 400VL ETF 464287705 3,378 32,076 SH   SOLE NONE 32,076 0 0
ISHARES SP SMALLCAP 600 VALUE ETF SP SMCP600VL ETF 464287879 3,765 35,720 SH   SOLE NONE 35,720 0 0
ISHARES SP SMALLCAP FUND CORE S&P SCP ETF 464287804 9,642 85,343 SH   SOLE NONE 85,343 0 0
MATERIALS SELECT SECTOR SPDR FUND SBI MATERIALS 81369Y100 2,223 27,011 SH   SOLE NONE 27,011 0 0
PIMCO 05 YEAR HIGH YIELD CORPORATE BOND INDEX EXCHANGETRADED FUND 0-5 HIGH YIELD 72201R783 2,339 23,405 SH   SOLE NONE 23,405 0 0
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGETRADED FUND ENHAN SHRT MA AC 72201R833 2,757 27,042 SH   SOLE NONE 27,042 0 0
SPDR BLOOMBERG BARCLAYS SHORT TERM HIGH YIELD BOND ETF BLOOMBERG SRT TR 78468R408 1,494 54,184 SH   SOLE NONE 54,184 0 0
SPDR PORTFOLIO SP 500 ETF PORTFOLIO S&P500 78464A854 2,551 50,705 SH   SOLE NONE 50,705 0 0
SPDR SP 500 ETF TR UNIT 78462F103 8,677 20,272 SH   SOLE NONE 20,272 0 0
SPDR SSGA ULTRA SHORT TERM BOND ETF ULT SHT TRM BD 78467V707 882 21,807 SH   SOLE NONE 21,807 0 0
VANGUARD DIVIDEND APPRECIATION INDEX FUND DIV APP ETF 921908844 8,411 54,340 SH   SOLE NONE 54,340 0 0
VANGUARD MIDCAP VALUE INDEX FUND MCAP VL IDXVIP 922908512 5,005 35,625 SH   SOLE NONE 35,625 0 0
VANGUARD RUSSELL 1000 VALUE ETF VNG RUS1000VAL 92206C714 3,422 49,174 SH   SOLE NONE 49,174 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND TOTAL STK MKT 922908769 27,772 124,640 SH   SOLE NONE 124,640 0 0
VANGUARD VALUE INDEX FUND VALUE ETF 922908744 9,236 67,195 SH   SOLE NONE 67,195 0 0
WISDOMTREE FLOATING RATE TREASURY FUND FLOATNG RAT TREA 97717X628 2,205 87,818 SH   SOLE NONE 87,818 0 0