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CONDENSED CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2022
Jun. 30, 2021
Jun. 30, 2022
Jun. 30, 2021
Revenue:        
Retail merchandise sales $ 298,257 $ 265,567 $ 601,076 $ 537,609
Pawn loan fees 134,067 109,909 265,886 225,431
Leased merchandise income 147,700 0 297,647 0
Interest and fees on finance receivables 43,744 0 86,193 0
Wholesale scrap jewelry sales 23,848 14,102 56,653 34,477
Total revenue 647,616 389,578 1,307,455 797,517
Cost of revenue:        
Cost of retail merchandise sold 179,309 153,424 361,523 310,577
Depreciation of leased merchandise 82,605 0 176,311 0
Provision for lease losses 38,035 0 77,855 0
Provision for loan losses 26,800 0 51,497 0
Cost of wholesale scrap jewelry sold 19,895 11,932 48,110 29,129
Total cost of revenue 346,644 165,356 715,296 339,706
Net revenue 300,972 224,222 592,159 457,811
Expenses and other income:        
Operating expenses 180,555 139,128 353,851 276,452
Administrative expenses 37,068 27,398 73,931 58,397
Depreciation and amortization 25,982 10,902 51,524 21,514
Interest expense 16,246 7,198 32,467 14,428
Interest income (222) (119) (898) (277)
Loss (gain) on foreign exchange 27 (577) (453) (310)
Merger and acquisition expenses 314 1,086 979 1,252
Business Combination, Contingent Consideration Arrangements, Change in Amount of Contingent Consideration, Liability (65,559) 0 (62,989) 0
Other expenses (income), net (3,062) 401 (2,885) 1,279
Total expenses and other income 191,349 185,417 445,527 372,735
Income before income taxes 109,623 38,805 146,632 85,076
Provision for income taxes 23,515 10,378 32,519 22,934
Net income $ 86,108 $ 28,427 $ 114,113 $ 62,142
Earnings per share:        
Basic (USD per share) $ 1.82 $ 0.70 $ 2.39 $ 1.52
Diluted (USD per share) $ 1.81 $ 0.70 $ 2.38 $ 1.52