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CONDENSED CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2022
Mar. 31, 2021
Revenue:    
Retail merchandise sales $ 302,819 $ 272,042
Pawn loan fees 131,819 115,522
Leased merchandise income 149,947 0
Interest and fees on finance receivables 42,449 0
Wholesale scrap jewelry sales 32,805 20,375
Total revenue 659,839 407,939
Cost of revenue:    
Cost of retail merchandise sold 182,214 157,153
Depreciation of leased merchandise 93,706 0
Provision for lease losses 39,820 0
Provision for loan losses 24,697 0
Cost of wholesale scrap jewelry sold 28,215 17,197
Total cost of revenue 368,652 174,350
Net revenue 291,187 233,589
Expenses and other income:    
Operating expenses 173,296 137,324
Administrative expenses 36,863 30,999
Depreciation and amortization 25,542 10,612
Interest expense 16,221 7,230
Interest income (676) (158)
(Gain) loss on foreign exchange (480) 267
Merger and acquisition expenses 665 166
Loss on revaluation of contingent acquisition consideration 2,570 0
Impairments and dispositions of certain other assets 177 878
Total expenses and other income 254,178 187,318
Income (loss) before income taxes 37,009 46,271
Provision for income taxes 9,004 12,556
Net income $ 28,005 $ 33,715
Earnings per share:    
Basic (USD per share) $ 0.58 $ 0.82
Diluted (USD per share) $ 0.58 $ 0.82