Segment Information (Tables)

3 Months Ended

Mar. 31, 2022

Segment Reporting [Abstract]

Schedule of Reconciliation of Operating Profit (Loss) from Segments to Consolidated

The following tables present reportable segment information for the three-month periods ended March 31, 2022 and 2021 (in thousands):

	Three Months Ended March 31, 2022
	U.S. Pawn		Latin America Pawn		Retail POS Payment Solutions		Corporate		Consolidated
Revenue:
Retail merchandise sales	$	204,942	$	97,877	$	—	$	—	$	302,819
Pawn loan fees	90,339		41,480		—		—		131,819
Leased merchandise income	—		—		149,947		—		149,947
Interest and fees on finance receivables	—		—		42,449		—		42,449
Wholesale scrap jewelry sales	16,524		16,281		—		—		32,805
Total revenue	311,805		155,638		192,396		—		659,839
Cost of revenue:
Cost of retail merchandise sold	119,718		62,496		—		—		182,214
Depreciation of leased merchandise	—		—		93,706		—		93,706
Provision for lease losses	—		—		39,820		—		39,820
Provision for loan losses	—		—		24,697		—		24,697
Cost of wholesale scrap jewelry sold	14,530		13,685		—		—		28,215
Total cost of revenue	134,248		76,181		158,223		—		368,652
Net revenue	177,557		79,457		34,173		—		291,187
Expenses and other income:
Operating expenses	98,822		45,542		28,932		—		173,296
Administrative expenses	—		—		—		36,863		36,863
Depreciation and amortization	5,587		4,401		682		14,872		25,542
Interest expense	—		—		—		16,221		16,221
Interest income	—		—		—		(676)		(676)
Gain on foreign exchange	—		—		—		(480)		(480)
Merger and acquisition expenses	—		—		—		665		665
Loss on revaluation of contingent acquisition consideration	—		—		—		2,570		2,570
Impairments and dispositions of certain other assets	—		—		—		177		177
Total expenses and other income	104,409		49,943		29,614		70,212		254,178
Income (loss) before income taxes	$	73,148	$	29,514	$	4,559	$	(70,212)	$	37,009

	Three Months Ended March 31, 2021
	U.S. Pawn		Latin America Pawn		Corporate		Consolidated
Revenue:
Retail merchandise sales	$	189,957	$	82,085	$	—	$	272,042
Pawn loan fees	76,397		39,125		—		115,522
Wholesale scrap jewelry sales	9,203		11,172		—		20,375
Total revenue	275,557		132,382		—		407,939
Cost of revenue:
Cost of retail merchandise sold	106,530		50,623		—		157,153
Cost of wholesale scrap jewelry sold	7,513		9,684		—		17,197
Total cost of revenue	114,043		60,307		—		174,350
Net revenue	161,514		72,075		—		233,589
Expenses and other income:
Operating expenses	95,247		42,077		—		137,324
Administrative expenses	—		—		30,999		30,999
Depreciation and amortization	5,382		4,263		967		10,612
Interest expense	—		—		7,230		7,230
Interest income	—		—		(158)		(158)
Loss on foreign exchange	—		—		267		267
Merger and acquisition expenses	—		—		166		166
Impairments and dispositions of certain other assets	—		—		878		878
Total expenses and other income	100,629		46,340		40,349		187,318
Income (loss) before income taxes	$	60,885	$	25,735	$	(40,349)	$	46,271