Segment Information (Tables)

6 Months Ended

Jun. 30, 2020

Segment Reporting [Abstract]

Schedule of Reconciliation of Operating Profit (Loss) from Segments to Consolidated

The following tables present reportable segment information for the three and six month periods ended June 30, 2020 and 2019 (in thousands):

	Three Months Ended June 30, 2020
	U.S. Operations			Latin America Operations		Corporate			Consolidated
Revenue:
Retail merchandise sales	$	208,944		$	78,456	$	—		$	287,400
Pawn loan fees	71,900			30,090		—			101,990
Wholesale scrap jewelry sales	9,557			13,228		—			22,785
Consumer loan and credit services fees	571			—		—			571
Total revenue	290,972			121,774		—			412,746
Cost of revenue:
Cost of retail merchandise sold	121,661			49,850		—			171,511
Cost of wholesale scrap jewelry sold	8,432			9,925		—			18,357
Consumer loan and credit services loss provision	(223		)	—		—			(223		)
Total cost of revenue	129,870			59,775		—			189,645
Net revenue	161,102			61,999		—			223,101
Expenses and other income:
Store operating expenses	103,302			37,749		—			141,051
Administrative expenses	—			—		28,386			28,386
Depreciation and amortization	5,561			3,602		1,161			10,324
Interest expense	—			—		6,974			6,974
Interest income	—			—		(525		)	(525		)
Merger and other acquisition expenses	—			—		134			134
Gain on foreign exchange	—			—		(614		)	(614		)
Write-offs and impairments of certain lease intangibles and other assets	—			—		182			182
Total expenses and other income	108,863			41,351		35,698			185,912
Income (loss) before income taxes	$	52,239		$	20,648	$	(35,698	)	$	37,189

	Three Months Ended June 30, 2019
	U.S. Operations		Latin America Operations		Corporate			Consolidated
Revenue:
Retail merchandise sales	$	168,918	$	109,836	$	—		$	278,754
Pawn loan fees	90,126		46,797		—			136,923
Wholesale scrap jewelry sales	15,788		9,193		—			24,981
Consumer loan and credit services fees	5,356		—		—			5,356
Total revenue	280,188		165,826		—			446,014
Cost of revenue:
Cost of retail merchandise sold	104,662		71,610		—			176,272
Cost of wholesale scrap jewelry sold	14,853		9,081		—			23,934
Consumer loan and credit services loss provision	1,503		—		—			1,503
Total cost of revenue	121,018		80,691		—			201,709
Net revenue	159,170		85,135		—			244,305
Expenses and other income:
Store operating expenses	103,009		45,338		—			148,347
Administrative expenses	—		—		31,696			31,696
Depreciation and amortization	5,269		3,579		1,662			10,510
Interest expense	—		—		8,548			8,548
Interest income	—		—		(155		)	(155		)
Merger and other acquisition expenses	—		—		556			556
Gain on foreign exchange	—		—		(483		)	(483		)
Total expenses and other income	108,278		48,917		41,824			199,019
Income (loss) before income taxes	$	50,892	$	36,218	$	(41,824	)	$	45,286

	Six Months Ended June 30, 2020
	U.S. Operations			Latin America Operations		Corporate			Consolidated
Revenue:
Retail merchandise sales	$	404,910		$	179,119	$	—		$	584,029
Pawn loan fees	169,757			74,348		—			244,105
Wholesale scrap jewelry sales	25,035			24,121		—			49,156
Consumer loan and credit services fees	1,946			—		—			1,946
Total revenue	601,648			277,588		—			879,236
Cost of revenue:
Cost of retail merchandise sold	241,190			115,016		—			356,206
Cost of wholesale scrap jewelry sold	22,438			18,766		—			41,204
Consumer loan and credit services loss provision	(584		)	—		—			(584		)
Total cost of revenue	263,044			133,782		—			396,826
Net revenue	338,604			143,806		—			482,410
Expenses and other income:
Store operating expenses	211,008			83,543		—			294,551
Administrative expenses	—			—		61,288			61,288
Depreciation and amortization	10,962			7,665		2,371			20,998
Interest expense	—			—		15,392			15,392
Interest income	—			—		(710		)	(710		)
Merger and other acquisition expenses	—			—		202			202
Loss on foreign exchange	—			—		2,071			2,071
Write-offs and impairments of certain lease intangibles and other assets	—			—		5,712			5,712
Total expenses and other income	221,970			91,208		86,326			399,504
Income (loss) before income taxes	$	116,634		$	52,598	$	(86,326	)	$	82,906

	Six Months Ended June 30, 2019
	U.S. Operations		Latin America Operations		Corporate			Consolidated
Revenue:
Retail merchandise sales	$	355,733	$	207,262	$	—		$	562,995
Pawn loan fees	188,002		90,113		—			278,115
Wholesale scrap jewelry sales	38,573		18,118		—			56,691
Consumer loan and credit services fees	15,817		—		—			15,817
Total revenue	598,125		315,493		—			913,618
Cost of revenue:
Cost of retail merchandise sold	222,406		133,215		—			355,621
Cost of wholesale scrap jewelry sold	36,123		18,164		—			54,287
Consumer loan and credit services loss provision	3,606		—		—			3,606
Total cost of revenue	262,135		151,379		—			413,514
Net revenue	335,990		164,114		—			500,104
Expenses and other income:
Store operating expenses	206,893		88,306		—			295,199
Administrative expenses	—		—		63,850			63,850
Depreciation and amortization	10,314		6,884		3,186			20,384
Interest expense	—		—		16,918			16,918
Interest income	—		—		(359		)	(359		)
Merger and other acquisition expenses	—		—		705			705
Gain on foreign exchange	—		—		(722		)	(722		)
Total expenses and other income	217,207		95,190		83,578			395,975
Income (loss) before income taxes	$	118,783	$	68,924	$	(83,578	)	$	104,129