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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Cash flow from operating activities:    
Net income $ 105,131 $ 76,158
Adjustments to reconcile net income to net cash flow provided by operating activities:    
Non-cash portion of credit loss provision 7,101 10,012
Share-based compensation expense 4,125 2,302
Depreciation and amortization expense 33,085 42,804
Amortization of debt issuance costs 1,448 1,322
Amortization of favorable/(unfavorable) lease intangibles, net (341) (744)
Loss on extinguishment of debt 0 14,114
Deferred income taxes, net 4,953 11,137
Changes in operating assets and liabilities, net of business combinations:    
Fees and service charges receivable (3,988) (3,017)
Inventories 3,227 5,206
Prepaid expenses and other assets (10) 7,819
Accounts payable, accrued liabilities and other liabilities 4,857 (21,036)
Income taxes 14,631 2,769
Net cash flow provided by operating activities 174,219 148,846
Cash flow from investing activities:    
Loan receivables, net of cash repayments (13,055) 5,261
Purchases of property and equipment (40,754) (26,595)
Acquisitions of pawn stores, net of cash acquired (88,387) (1,141)
Net cash flow used in investing activities (142,196) (22,475)
Cash flow from financing activities:    
Borrowings from revolving unsecured credit facility 357,500 181,000
Repayments of revolving unsecured credit facility (159,500) (301,000)
Issuance of senior unsecured notes 0 300,000
Repurchase/redemption of senior unsecured notes 0 (200,000)
Repurchase/redemption premiums paid on senior unsecured notes 0 (10,895)
Debt issuance costs paid 0 (5,342)
Purchases of treasury stock (258,545) (65,035)
Proceeds from exercise of share-based compensation awards 400 307
Dividends paid (29,897) (27,400)
Net cash flow used in financing activities (90,042) (128,365)
Effect of exchange rates on cash 621 5,450
Change in cash and cash equivalents (57,398) 3,456
Cash and cash equivalents at beginning of the period 114,423 89,955
Cash and cash equivalents at end of the period $ 57,025 $ 93,411