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CONDENSED CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Sep. 30, 2018
Sep. 30, 2017
Revenue:        
Retail merchandise sales $ 256,417 $ 246,334 $ 782,000 $ 750,150
Pawn loan fees 134,613 132,545 387,418 383,428
Wholesale scrap jewelry sales 24,650 37,528 86,850 107,285
Consumer loan and credit services fees 14,198 19,005 43,382 58,754
Total revenue 429,878 435,412 1,299,650 1,299,617
Cost of revenue:        
Cost of retail merchandise sold 163,287 161,350 501,358 483,458
Cost of wholesale scrap jewelry sold 23,859 36,831 80,430 102,370
Consumer loan and credit services loss provision 5,474 6,185 13,095 15,419
Total cost of revenue 192,620 204,366 594,883 601,247
Net revenue 237,258 231,046 704,767 698,370
Expenses and other income:        
Store operating expenses 141,755 138,966 417,899 412,780
Administrative expenses 29,977 29,999 87,699 93,542
Depreciation and amortization 10,850 13,872 33,085 42,804
Interest expense 7,866 6,129 20,593 17,827
Interest income (495) (418) (2,216) (1,138)
Merger and other acquisition expenses 3,222 911 5,574 3,164
Loss on extinguishment of debt 0 20 0 14,114
Total expenses and other income 193,175 189,479 562,634 583,093
Income (loss) before income taxes 44,083 41,567 142,133 115,277
Provision for income taxes 10,758 13,293 37,002 39,119
Net income $ 33,325 $ 28,274 $ 105,131 $ 76,158
Earnings per share:        
Basic (in dollars per share) $ 0.76 $ 0.59 $ 2.33 $ 1.58
Diluted (in dollars per share) 0.76 0.59 2.33 1.58
Dividends declared per common share (in dollars per share) $ 0.22 $ 0.19 $ 0.66 $ 0.570