8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

Current Report

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

June 27, 2014

(Date of Report - Date of Earliest Event Reported)

First Cash Financial Services, Inc.

(Exact name of registrant as specified in its charter)

Delaware

(State or other jurisdiction of incorporation)

0-19133 (Commission File Number) 75-2237318 (IRS Employer Identification No.)

690 East Lamar Blvd., Suite 400, Arlington, Texas 76011

(Address of principal executive offices, including zip code)

(817) 460-3947

(Registrant's telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

¨Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR

240.14d-2(b))

¨Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR

240.13e-4(c))

Item 8.01. Other Events.

As previously reported, on March 24, 2014, First Cash Financial Services, Inc. (the “Company”) issued and sold $200 million of 6.75% Senior Notes due 2021 (the “Notes”) pursuant to an exemption from registration under the Securities Act of 1933, as amended. The Notes are guaranteed by certain of the Company’s domestic subsidiaries (the “Guarantor Subsidiaries”). In connection with the issuance and sale of the Notes, the Company and the Guarantor Subsidiaries agreed to file a registration statement on Form S-4 with the Securities and Exchange Commission with regard to an offer to exchange the unregistered Notes and related guarantees for new registered notes and guarantees with substantially identical terms, except for the transfer restrictions and registration rights that do not apply to the new notes.

In connection with the exchange offer, the Company will become subject to the requirements of Rule 3-10 of Regulation S-X which requires certain financial information regarding guarantors of registered securities to be included or incorporated by reference in the registration statement. The Company is filing this Current Report on Form 8-K for the purpose of including in its interim financial statements for the quarter ended March 31, 2014 an additional footnote (“Note 5 - Condensed Consolidating Guarantor Financial Statements”) containing the required condensed consolidating financial information relating to the Guarantor Subsidiaries. These interim financial statements will be incorporated by reference into the Company’s registration statement related to the exchange offer.

The revised interim financial statements are filed as Exhibit 99.1 to this Current Report on Form 8-K. The interim financial statements of the Company which were previously filed as part of the Company’s Quarterly Report on Form 10-Q for the quarter ended March 31, 2014 otherwise remain unchanged.

Item 9.01. Financial Statements and Exhibits.

(d) The following Exhibits are filed herewith as part of this report:
	99.1	Condensed Consolidated Interim Financial Statements (unaudited) of First Cash Financial Services, Inc. and subsidiaries as of March 31, 2014, March 31, 2013 and December 31, 2013, and for the three-month periods ended March 31, 2014 and 2013, as modified solely to include new Note 5 to the Condensed Consolidated Interim Financial Statements.
	101	XBRL Instance Documents and Related Items

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

Dated: June 27, 2014	FIRST CASH FINANCIAL SERVICES, INC.
	(Registrant)
	/s/ R. DOUGLAS ORR
	R. Douglas Orr
	Executive Vice President and Chief Financial Officer
	(Principal Financial and Accounting Officer)

EXHIBIT INDEX

Exhibit Number	Description
99.1	Condensed Consolidated Interim Financial Statements (unaudited) of First Cash Financial Services, Inc. and subsidiaries as of March 31, 2014, March 31, 2013 and December 31, 2013, and for the three-month periods ended March 31, 2014 and 2013, as modified solely to include new Note 5 to the Condensed Consolidated Interim Financial Statements.
101	XBRL Instance Documents and Related Items

3

EX-99.1

EXHIBIT 99.1

PART I. FINANCIAL INFORMATION

ITEM 1. FINANCIAL STATEMENTS

FIRST CASH FINANCIAL SERVICES, INC.
CONDENSED CONSOLIDATED BALANCE SHEETS
(unaudited, in thousands)
	March 31,						December 31,
	2014			2013			2013
ASSETS
Cash and cash equivalents	$	94,929		$	38,339		$	70,643
Pawn loan fees and service charges receivable	16,539			15,544			16,689
Pawn loans	113,938			104,636			115,234
Consumer loans, net	1,239			1,618			1,450
Inventories	72,279			64,771			77,793
Prepaid expenses and other current assets	2,425			7,310			3,369
Deferred tax assets	5,190			1,148			5,044
Total current assets	306,539			233,366			290,222
Property and equipment, net	109,882			97,006			108,137
Goodwill, net	254,790			168,799			251,241
Other non-current assets	15,978			6,561			9,373
Total assets	$	687,189		$	505,732		$	658,973
LIABILITIES AND STOCKHOLDERS' EQUITY
Current portion of notes payable	$	—		$	3,240		$	3,326
Accounts payable and accrued liabilities	37,184			30,827			38,023
Income taxes payable	3,377			—			7,412
Total current liabilities	40,561			34,067			48,761
Revolving unsecured credit facility	—			52,000			182,000
Notes payable, net of current portion	—			7,531			5,026
Senior unsecured notes	200,000			—			—
Deferred income tax liabilities	9,292			17,155			8,827
Total liabilities	249,853			110,753			244,614
Stockholders' equity:
Preferred stock	—			—			—
Common stock	394			393			394
Additional paid-in capital	177,225			175,144			176,675
Retained earnings	520,410			434,146			497,728
Accumulated other comprehensive income (loss) from
cumulative foreign currency translation adjustments	(8,006		)	(709		)	(7,751		)
Common stock held in treasury, at cost	(252,687		)	(213,995		)	(252,687		)
Total stockholders' equity	437,336			394,979			414,359
Total liabilities and stockholders' equity	$	687,189		$	505,732		$	658,973
The accompanying notes are an integral part of these condensed consolidated financial statements.

EXHIBIT 99.1

FIRST CASH FINANCIAL SERVICES, INC.
CONDENSED CONSOLIDATED STATEMENTS OF INCOME
(unaudited, in thousands, except per share amounts)
	Three Months Ended
	March 31,
	2014			2013
Revenue:
Retail merchandise sales	$	98,708		$	81,770
Pawn loan fees	47,638			43,151
Consumer loan and credit services fees	9,784			11,767
Wholesale scrap jewelry revenue	13,647			23,224
Total revenue	169,777			159,912
Cost of revenue:
Cost of retail merchandise sold	60,490			48,039
Consumer loan and credit services loss provision	1,743			2,109
Cost of wholesale scrap jewelry sold	11,088			18,504
Total cost of revenue	73,321			68,652
Net revenue	96,456			91,260
Expenses and other income:
Store operating expenses	48,492			42,805
Administrative expenses	13,329			13,092
Depreciation and amortization	4,272			3,625
Interest expense	1,436			719
Interest income	(81		)	(147		)
Total expenses and other income	67,448			60,094
Income from continuing operations before income taxes	29,008			31,166
Provision for income taxes	6,054			10,986
Income from continuing operations	22,954			20,180
Income (loss) from discontinued operations, net of tax	(272		)	84
Net income	$	22,682		$	20,264
Basic income per share:
Income from continuing operations	$	0.79		$	0.69
Income (loss) from discontinued operations	(0.01		)	—
Net income per basic share	$	0.78		$	0.69
Diluted income per share:
Income from continuing operations	$	0.78		$	0.68
Income (loss) from discontinued operations	(0.01		)	—
Net income per diluted share	$	0.77		$	0.68
The accompanying notes are an integral part of these condensed consolidated financial statements.

EXHIBIT 99.1

FIRST CASH FINANCIAL SERVICES, INC.
CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME
(unaudited, in thousands)
	Three Months Ended
	March 31,
	2014			2013
Net income	$	22,682		$	20,264
Other comprehensive income (loss):
Currency translation adjustment, gross	(393		)	9,411
Tax (expense) benefit	138			(3,180		)
Comprehensive income	$	22,427		$	26,495
The accompanying notes are an integral part of these condensed consolidated financial statements.

FIRST CASH FINANCIAL SERVICES, INC.
CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS’ EQUITY
(unaudited, in thousands)
	Preferred Stock			Common Stock			Additional Paid-In Capital		Retained Earnings		Accum- ulated Other Compre- hensive Income (Loss)			Common Stock Held in Treasury				Total Stock- holders' Equity
	Shares	Amount		Shares	Amount									Shares	Amount
Balance at 12/31/2013	—	$	—	39,377	$	394	$	176,675	$	497,728	$	(7,751	)	10,429	$	(252,687	)	$	414,359
Shares issued under share-based com-pensation plan	—	—		5	—		—		—		—			—	—			—
Share-based compensation expense	—	—		—	—		550		—		—			—	—			550
Net income	—	—		—	—		—		22,682		—			—	—			22,682
Currency translation adjustment, net of tax	—	—		—	—		—		—		(255		)	—	—			(255		)
Balance at 3/31/2014	—	$	—	39,382	$	394	$	177,225	$	520,410	$	(8,006	)	10,429	$	(252,687	)	$	437,336
The accompanying notes are an integral part of these condensed consolidated financial statements.

EXHIBIT 99.1

FIRST CASH FINANCIAL SERVICES, INC.
CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS’ EQUITY
CONTINUED
(unaudited, in thousands)
	Preferred Stock			Common Stock			Additional Paid-In Capital		Retained Earnings		Accum- ulated Other Compre- hensive Income (Loss)			Common Stock Held in Treasury				Total Stock- holders' Equity
	Shares	Amount		Shares	Amount									Shares	Amount
Balance at 12/31/2012	—	$	—	38,796	$	388	$	159,081	$	413,882	$	(6,940	)	9,700	$	(213,995	)	$	352,416
Shares issued under share-based com-pensation plan	—	—		4	—		—		—		—			—	—			—
Exercise of stock options	—	—		532	5		8,417		—		—			—	—			8,422
Income tax benefit from exercise of stock options	—	—		—	—		7,218		—		—			—	—			7,218
Share-based compensation expense	—	—		—	—		428		—		—			—	—			428
Net income	—	—		—	—		—		20,264		—			—	—			20,264
Currency translation adjustment, net of tax	—	—		—	—		—		—		6,231			—	—			6,231
Balance at 3/31/2013	—	$	—	39,332	$	393	$	175,144	$	434,146	$	(709	)	9,700	$	(213,995	)	$	394,979
The accompanying notes are an integral part of these condensed consolidated financial statements.

EXHIBIT 99.1

FIRST CASH FINANCIAL SERVICES, INC.
CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS
(unaudited, in thousands)
	Three Months Ended
	March 31,
	2014			2013
Cash flow from operating activities:
Net income	$	22,682		$	20,264
Adjustments to reconcile net income to net cash flow provided by operating activities:
Non-cash portion of credit loss provision	213			249
Share-based compensation expense	550			428
Depreciation and amortization expense	4,272			3,625
Amortization of debt issuance costs	162			47
Deferred income taxes	451			700
Changes in operating assets and liabilities, net of business combinations:
Pawn fees and service charges receivable	154			62
Merchandise inventories	1,805			975
Prepaid expenses and other assets	(185		)	(2,670		)
Accounts payable and accrued expenses	(459		)	2,110
Income taxes payable, current	(4,051		)	(596		)
Net cash flow provided by operating activities	25,594			25,194
Cash flow from investing activities:
Loan receivables, net of cash repayments	5,773			3,136
Purchases of property and equipment	(5,674		)	(4,704		)
Acquisitions of pawn stores, net of cash acquired	(4,889		)	(1,468		)
Net cash flow used in investing activities	(4,790		)	(3,036		)
Cash flow from financing activities:
Borrowings from revolving credit facilities	2,500			—
Repayments of revolving credit facilities	(184,500		)	(50,500		)
Repayments of notes payable	(8,352		)	(792		)
Issuance of senior notes	200,000			—
Debt issuance costs paid	(5,909		)	—
Proceeds from exercise of share-based compensation awards	—			8,422
Income tax benefit from exercise of stock options	—			7,218
Net cash flow provided by (used in) financing activities	3,739			(35,652		)
Effect of exchange rates on cash	(257		)	1,548
Change in cash and cash equivalents	24,286			(11,946		)
Cash and cash equivalents at beginning of the period	70,643			50,285
Cash and cash equivalents at end of the period	$	94,929		$	38,339
The accompanying notes are an integral part of these condensed consolidated financial statements.

EXHIBIT 99.1

FIRST CASH FINANCIAL SERVICES, INC.

NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

(UNAUDITED)

Note 1 - Significant Accounting Policies

Basis of Presentation

The accompanying unaudited condensed consolidated financial statements, including the notes thereto, include the accounts of First Cash Financial Services, Inc. and its wholly-owned subsidiaries (together, the “Company”). All significant intercompany accounts and transactions have been eliminated.

These unaudited consolidated financial statements are condensed and do not include all disclosures and footnotes required by generally accepted accounting principles in the United States of America for complete financial statements. These interim period financial statements should be read in conjunction with the Company's consolidated financial statements, which are included in the Company's annual report for the year ended December 31, 2013, on Form 10-K filed with the Securities and Exchange Commission on February 28, 2014. The condensed consolidated financial statements as of March 31, 2014, and for the three month periods ended March 31, 2014, and 2013 are unaudited, but in management's opinion, include all adjustments (consisting of only normal recurring adjustments) considered necessary to present fairly the financial position, results of operations and cash flow for such interim periods. Operating results for the period ended March 31, 2014, are not necessarily indicative of the results that may be expected for the full fiscal year.

The Company manages its pawn and consumer loan operations under three operating segments: U.S. pawn operations, U.S. consumer loan operations and Mexico operations. The three operating segments have been aggregated into one reportable segment because they have similar economic characteristics and similar long-term financial performance metrics. Additionally, all three segments offer similar and overlapping products and services to a similar customer demographic, operate in similar regulatory environments, and are supported by a single, centralized administrative support platform.

The Company has significant operations in Mexico where the functional currency for the Company's Mexican subsidiaries is the Mexican peso. Accordingly, the assets and liabilities of these subsidiaries are translated into U.S. dollars at the exchange rate in effect at each balance sheet date, and the resulting adjustments are accumulated in other comprehensive income (loss) as a separate component of stockholders’ equity. Revenue and expenses are translated at the average exchange rates occurring during the year-to-date periods.

Certain amounts in prior year comparative presentations have been reclassified in order to conform to the 2014 presentation.

Recent Accounting Pronouncements

In April 2014, the Financial Accounting Standards Board issued ASU No. 2014-08, “Presentation of Financial Statements (Topic 205) and Property, Plant, and Equipment (Topic 360)” (“ASU 2014-08”). The amendments in ASU 2014-08 require that a disposal representing a strategic shift that has (or will have) a major effect on an entity’s financial results or a business activity classified as held for sale should be reported as discontinued operations. The amendments also expand the disclosure requirements for discontinued operations and add new disclosures for individually significant dispositions that do not qualify as discontinued operations. The amendments are effective prospectively for fiscal years, and interim reporting periods within those years, beginning after December 15, 2014 (early adoption is permitted only for disposals that have not been previously reported). The Company does not expect ASU 2014-08 to have a material effect on the Company’s current financial position, results of operations or financial statement disclosures, however, it may impact the reporting of future discontinued operations if and when they occur.

EXHIBIT 99.1

Note 2 - Earnings Per Share

The following table sets forth the computation of basic and diluted earnings per share (unaudited, in thousands, except per share data):

	Three Months Ended
	March 31,
	2014			2013
Numerator:
Income from continuing operations for calculating basic and diluted earnings per share	$	22,954		$	20,180
Income (loss) from discontinued operations	(272		)	84
Net income for calculating basic and diluted earnings per share	$	22,682		$	20,264
Denominator:
Weighted-average common shares for calculating basic earnings per share	28,952			29,313
Effect of dilutive securities:
Stock options and nonvested awards	390			642
Weighted-average common shares for calculating diluted earnings per share	29,342			29,955
Basic earnings per share:
Income from continuing operations	$	0.79		$	0.69
Income (loss) from discontinued operations	(0.01		)	—
Net income per basic share	$	0.78		$	0.69
Diluted earnings per share:
Income from continuing operations	$	0.78		$	0.68
Income (loss) from discontinued operations	(0.01		)	—
Net income per diluted share	$	0.77		$	0.68

Note 3 - Long-Term Debt

Senior Unsecured Notes

On March 24, 2014, the Company completed the private offering of $200,000,000 of 6.75% senior notes due on April 1, 2021 (the “Notes”). Interest on the Notes will be payable semi-annually in arrears on April 1 and October 1, commencing on October 1, 2014. The Notes were sold to the placement agents as initial purchasers for resale only to qualified institutional buyers in accordance with Rule 144A under the Securities Act of 1933, as amended (the “Securities Act”), and outside the United States in accordance with Regulation S under the Securities Act. The net proceeds from the sale of the Notes were approximately $195,000,000. The Company used $153,411,000 of the net proceeds from the offering to repay all amounts outstanding under the 2014 Credit Facility (defined below) and to pay off the remaining balances on notes payable related to previous pawn store acquisitions. Approximately $41,589,000 of the net proceeds remain available for general corporate purposes. The Company is capitalizing approximately $5,000,000 in issuance costs, which consisted primarily of placement agent fees and legal and other professional expenses. The issuance costs are being amortized over the life of the Notes as a component of interest expense.

The Notes are fully and unconditionally guaranteed on a senior unsecured basis jointly and severally by all of the Company's existing and future domestic subsidiaries that guarantee its revolving bank credit facility. The Company may redeem the Notes at any time on or after April 1, 2017, at the redemption prices set forth in the indenture governing the Notes (the “Indenture”), plus accrued and unpaid interest, if any. In addition, prior to April 1, 2017, the Company may redeem some or all of the Notes at a price equal to 100% of the principal amount thereof, plus accrued and unpaid interest, if any, plus a “make-whole” premium set forth in the Indenture. The Company may redeem up to 35% of the Notes prior to April 1, 2017, with the proceeds of certain equity

EXHIBIT 99.1

offerings at a redemption price of 106.75% of the principal amount of the Notes redeemed, plus accrued and unpaid interest, if any. In addition, upon a change of control, noteholders have the right to require the Company to purchase the Notes at a price equal to 101% of the principal amount of the Notes, plus accrued and unpaid interest, if any.

On March 24, 2014, the Company entered into a registration rights agreement with the initial purchasers of the Notes. Pursuant to the registration rights agreement, the Company agreed to use commercially reasonable efforts to issue in exchange for the Notes, generally no later than approximately 245 days following the closing date of the issuance and sale of the Notes, identical new notes that have been registered under the Securities Act. In certain circumstances, the Company may be required to file a shelf registration statement to cover resales of the Notes. If the Company does not comply with certain covenants set forth in the registration rights agreement, the Company may be required to pay liquidated damages to holders of the Notes.

Revolving Credit Facilities

During the period from January 1, 2014, through February 4, 2014, the Company maintained a revolving line of credit agreement with its lenders (the “2012 Credit Facility”) in the amount of $205,000,000, which was scheduled to mature in February 2015. The 2012 Credit Facility charged interest at the prevailing 30-day London Interbank Offered Rate (“LIBOR”) plus a fixed spread of 2.0%. On February 4, 2014, the Company had $174,000,000 outstanding under the 2012 Credit Facility.

On February 5, 2014, the Company entered into an agreement with a group of commercial lenders to establish a new revolving credit facility (the “2014 Credit Facility”) in the amount of $160,000,000 with an accordion feature whereby the facility may be increased up to an additional $50,000,000 with the consent of any increasing or additional participating lenders. The Company used proceeds from the 2014 Credit Facility and available cash balances to retire and terminate the 2012 Credit Facility. The 2014 Credit Facility matures in February 2019 and bears interest, at the Company's option, at either (i) the prevailing LIBOR rate (with interest periods of 1, 2, 3 or 6 months at the Company's option) plus a fixed spread of 2.5% or (ii) the prevailing prime or base rate plus a fixed spread of 1.5%. The Company is required to maintain certain financial ratios and comply with certain financial covenants, including compliance with a leverage ratio of no greater than 2.5 times Consolidated EBITDA (as defined in the 2014 Credit Facility). The 2014 Credit Facility limits the Company's ability to incur additional indebtedness, subject to customary exceptions, including permitted additional unsecured debt so long as the aggregate principal amount of the loans and commitments under the 2014 Credit Facility plus such additional unsecured debt plus foreign third-party loans does not in the aggregate exceed $500,000,000. The 2014 Credit Facility is unsecured except for the pledge of 65% of the stock of certain of the Company's foreign subsidiaries, and the Company is restricted from pledging any of its other assets as collateral against other indebtedness. The 2014 Credit Facility is guaranteed by the Company's material U.S. operating subsidiaries. The 2014 Credit Facility allows the Company to repurchase shares of its stock and to pay cash dividends within certain parameters. The Company is required to pay an annual commitment fee of 0.50% on the average daily unused portion of the 2014 Credit Facility commitment. During March 2014, the Company used $145,870,000 of the proceeds from the sale of the Notes to repay all amounts outstanding under the 2014 Credit Facility. At March 31, 2014, the Company had no amount outstanding under the 2014 Credit Facility and $160,000,000 was available for borrowings.

Other Notes Payable

In March 2014, the Company used $7,541,000 of the proceeds from the sale of the Notes to repay the entire remaining balances on notes payable of $6,134,000 related to a September 2012 multi-store pawn acquisition and a note payable of $1,407,000 related to a January 2012 multi-store pawn acquisition.

EXHIBIT 99.1

Note 4 - Income Taxes

In July 2013, the Company terminated an election to include foreign subsidiaries in its consolidated U.S. federal income tax return and it is the Company's intent to indefinitely reinvest the earnings of these subsidiaries outside the U.S. Accordingly, under U.S. income tax law, as of December 31, 2013, the undistributed earnings of the foreign subsidiaries should not be subject to U.S. federal income taxes. The Company recognized an estimated non-recurring net income tax benefit of approximately $3,979,000 in 2013 related primarily to changes in deferred tax assets and liabilities, net of certain one-time U.S. tax liabilities associated with the termination of the election. The Company recorded an additional benefit of $3,669,000 in March 2014 as the result of a change in its estimated U.S. federal liability associated with the terminated election. The amount of the benefits could be subject to adjustment pending the preparation and filing of the Company's 2013 tax returns during 2014.

EXHIBIT 99.1

Note 5 - Condensed Consolidating Guarantor Financial Statements

In connection with the issuance of the senior unsecured Notes, certain of the Company's domestic subsidiaries (collectively, "Guarantor Subsidiaries”), fully, unconditionally, jointly, and severally guaranteed the payment obligations under the Notes. Each of the Guarantor Subsidiaries is 100% owned, directly or indirectly, by the Company. The following supplemental financial information sets forth, on a consolidating basis, the balance sheets, statements of comprehensive income and statements of cash flows of First Cash Financial Services, Inc. (the “Parent Company”), the Guarantor Subsidiaries and the Parent Company's other subsidiaries (the “Non-Guarantor Subsidiaries”).

The supplemental condensed consolidating financial information has been prepared pursuant to Securities and Exchange Commission rules and regulations for interim condensed financial information and does not include the more complete disclosures included in annual financial statements. Investments in consolidated subsidiaries have been presented under the equity method of accounting. The principal eliminating entries eliminate investments in subsidiaries, intercompany balances and intercompany revenues and expenses. The condensed financial information may not necessarily be indicative of the results of operations or financial position had the Guarantor Subsidiaries or Non-Guarantor Subsidiaries operated as independent entities.

EXHIBIT 99.1

Condensed Consolidating Balance Sheet
March 31, 2014
(unaudited, in thousands)
	Parent Company			Guarantor Subsidiaries		Non-Guarantor Subsidiaries			Consolidating Eliminations			Consolidated
ASSETS
Cash and cash equivalents	$	51,606		$	2,812	$	40,511		$	—		$	94,929
Pawn loan fees and service charges receivable	—			6,278		10,261			—			16,539
Pawn loans	—			47,361		66,577			—			113,938
Consumer loans, net	—			518		721			—			1,239
Inventories	—			29,770		42,509			—			72,279
Prepaid expenses and other current assets	1,365			—		1,060			—			2,425
Deferred tax assets	906			—		4,284			—			5,190
Total current assets	53,877			86,739		165,923			—			306,539
Property and equipment, net	4,025			47,687		58,170			—			109,882
Goodwill, net	—			152,981		101,809			—			254,790
Other non-current assets	6,805			4,037		5,136			—			15,978
Deferred tax assets	—			—		7,249			(7,249		)	—
Intercompany receivable	—			—		161,272			(161,272		)	—
Investments in subsidiaries	748,735			—		—			(748,735		)	—
Total assets	$	813,442		$	291,444	$	499,559		$	(917,256	)	$	687,189
LIABILITIES AND STOCKHOLDERS' EQUITY
Accounts payable and accrued liabilities	12,064			7,217		17,903			—			37,184
Income taxes payable	1,887			—		1,490			—			3,377
Total current liabilities	13,951			7,217		19,393			—			40,561
Senior unsecured notes	200,000			—		—			—			200,000
Deferred income tax liabilities	883			10,689		4,969			(7,249		)	9,292
Intercompany payable	161,272			—		—			(161,272		)	—
Total liabilities	376,106			17,906		24,362			(168,521		)	249,853
Stockholders' equity:
Preferred stock	—			—		—			—			—
Common stock	394			—		—			—			394
Additional paid-in capital	177,225			—		—			—			177,225
Retained earnings	512,707			273,538		482,900			(748,735		)	520,410
Accumulated other comprehensive income (loss) from cumulative foreign currency translation adjustments	(303		)	—		(7,703		)	—			(8,006		)
Common stock held in treasury, at cost	(252,687		)	—		—			—			(252,687		)
Total stockholders' equity	437,336			273,538		475,197			(748,735		)	437,336
Total liabilities and stockholders' equity	$	813,442		$	291,444	$	499,559		$	(917,256	)	$	687,189

EXHIBIT 99.1

Condensed Consolidating Balance Sheet
March 31, 2013
(unaudited, in thousands)
	Parent Company			Guarantor Subsidiaries		Non-Guarantor Subsidiaries			Consolidating Eliminations			Consolidated
ASSETS
Cash and cash equivalents	$	19,464		$	4,031	$	14,844		$	—		$	38,339
Pawn loan fees and service charges receivable	—			5,736		9,808			—			15,544
Pawn loans	—			41,518		63,118			—			104,636
Consumer loans, net	—			776		842			—			1,618
Inventories	—			24,855		39,916			—			64,771
Prepaid expenses and other current assets	5,271			—		4,487			(2,448		)	7,310
Deferred tax assets	1,148			—		—			—			1,148
Total current assets	25,883			76,916		133,015			(2,448		)	233,366
Property and equipment, net	4,431			38,565		54,010			—			97,006
Goodwill, net	—			95,755		73,044			—			168,799
Other non-current assets	—			3,244		3,317			—			6,561
Deferred tax assets	—			—		267			(267		)	—
Intercompany receivable	—			—		140,562			(140,562		)	—
Investments in subsidiaries	582,319			—		—			(582,319		)	—
Total assets	$	612,633		$	214,480	$	404,215		$	(725,596	)	$	505,732
LIABILITIES AND STOCKHOLDERS' EQUITY
Current portion of notes payable	$	3,240		$	—	$	—		$	—		$	3,240
Accounts payable and accrued liabilities	10,092			5,435		15,300			—			30,827
Income taxes payable	2,448			—		—			(2,448		)	—
Total current liabilities	15,780			5,435		15,300			(2,448		)	34,067
Revolving unsecured credit facility	52,000			—		—			—			52,000
Notes payable, net of current portion	7,531			—		—			—			7,531
Deferred income tax liabilities	1,781			8,457		7,184			(267		)	17,155
Intercompany payable	140,562			—		—			(140,562		)	—
Total liabilities	217,654			13,892		22,484			(143,277		)	110,753
Stockholders' equity:
Preferred stock	—			—		—			—			—
Common stock	393			—		—			—			393
Additional paid-in capital	175,144			—		—			—			175,144
Retained earnings	433,656			200,588		382,221			(582,319		)	434,146
Accumulated other comprehensive income (loss) from cumulative foreign currency translation adjustments	(219		)	—		(490		)	—			(709		)
Common stock held in treasury, at cost	(213,995		)	—		—			—			(213,995		)

EXHIBIT 99.1

Condensed Consolidating Balance Sheet (Continued)
March 31, 2013
(unaudited, in thousands)
	Parent Company		Guarantor Subsidiaries		Non-Guarantor Subsidiaries		Consolidating Eliminations			Consolidated
Total stockholders' equity	394,979		200,588		381,731		(582,319		)	394,979
Total liabilities and stockholders' equity	$	612,633	$	214,480	$	404,215	$	(725,596	)	$	505,732

EXHIBIT 99.1

Condensed Consolidating Balance Sheet
December 31, 2013
(unaudited, in thousands)
	Parent Company			Guarantor Subsidiaries		Non-Guarantor Subsidiaries			Consolidating Eliminations			Consolidated
ASSETS
Cash and cash equivalents	$	24,674		$	4,240	$	41,729		$	—		$	70,643
Pawn loan fees and service charges receivable	—			7,934		8,755			—			16,689
Pawn loans	—			56,566		58,668			—			115,234
Consumer loans, net	—			694		756			—			1,450
Inventories	—			33,817		43,976			—			77,793
Prepaid expenses and other current assets	1,971			—		1,398			—			3,369
Deferred tax assets	907			—		4,137			—			5,044
Total current assets	27,552			103,251		159,419			—			290,222
Property and equipment, net	4,155			47,374		56,608			—			108,137
Goodwill, net	—			149,470		101,771			—			251,241
Other non-current assets	—			6,020		3,353			—			9,373
Deferred tax assets	—			—		6,943			(6,943		)	—
Intercompany receivable	—			—		156,794			(156,794		)	—
Investments in subsidiaries	751,785			—		—			(751,785		)	—
Total assets	$	783,492		$	306,115	$	484,888		$	(915,522	)	$	658,973
LIABILITIES AND STOCKHOLDERS' EQUITY
Current portion of notes payable	$	3,326		$	—	$	—		$	—		$	3,326
Accounts payable and accrued liabilities	13,804			6,942		17,277			—			38,023
Income taxes payable	7,302			—		110			—			7,412
Total current liabilities	24,432			6,942		17,387			—			48,761
Revolving unsecured credit facility	182,000			—		—			—			182,000
Notes payable, net of current portion	5,026			—		—			—			5,026
Deferred income tax liabilities	881			10,080		4,809			(6,943		)	8,827
Intercompany payable	156,794			—		—			(156,794		)	—
Total liabilities	369,133			17,022		22,196			(163,737		)	244,614
Stockholders' equity:
Preferred stock	—			—		—			—			—
Common stock	394			—		—			—			394
Additional paid-in capital	176,675			—		—			—			176,675
Retained earnings	490,280			289,093		470,140			(751,785		)	497,728
Accumulated other comprehensive income (loss) from cumulative foreign currency translation adjustments	(303		)	—		(7,448		)	—			(7,751		)
Common stock held in treasury, at cost	(252,687		)	—		—			—			(252,687		)

EXHIBIT 99.1

Condensed Consolidating Balance Sheet (Continued)
December 31, 2013
(unaudited, in thousands)
	Parent Company		Guarantor Subsidiaries		Non-Guarantor Subsidiaries		Consolidating Eliminations			Consolidated
Total stockholders' equity	414,359		289,093		462,692		(751,785		)	414,359
Total liabilities and stockholders' equity	$	783,492	$	306,115	$	484,888	$	(915,522	)	$	658,973

EXHIBIT 99.1

Condensed Consolidating Statement of Comprehensive Income
Three Months Ended March 31, 2014
(unaudited, in thousands)
	Parent Company			Guarantor Subsidiaries		Non-Guarantor Subsidiaries			Consolidating Eliminations		Consolidated
Revenue:
Retail merchandise sales	$	—		$	37,358	$	61,350		$	—	$	98,708
Pawn loan fees	—			19,466		28,172			—		47,638
Consumer loan and credit services fees	—			8,963		821			—		9,784
Wholesale scrap jewelry revenue	—			7,507		6,140			—		13,647
Total revenue	—			73,294		96,483			—		169,777
Cost of revenue:
Cost of retail merchandise sold	—			21,136		39,354			—		60,490
Consumer loan and credit services loss provision	—			1,565		178			—		1,743
Cost of wholesale scrap jewelry sold	—			6,119		4,969			—		11,088
Total cost of revenue	—			28,820		44,501			—		73,321
Net revenue	—			44,474		51,982			—		96,456
Expenses and other income:
Store operating expenses	—			21,187		27,305			—		48,492
Administrative expenses	7,051			—		6,278			—		13,329
Depreciation and amortization	290			1,450		2,532			—		4,272
Interest expense	1,436			—		—			—		1,436
Interest income	(29		)	25		(77		)	—		(81		)
Total expenses and other income	8,748			22,662		36,038			—		67,448
Income from continuing operations before income taxes	(8,748		)	21,812		15,944			—		29,008
Provision for income taxes	(6,497		)	7,634		4,917			—		6,054
Income from continuing operations	(2,251		)	14,178		11,027			—		22,954
Income (loss) from discontinued operations, net of tax	—			—		(272		)	—		(272		)
Net income	$	(2,251	)	$	14,178	$	10,755		$	—	$	22,682
Other comprehensive income (loss):
Currency translation adjustment, net of tax expense or benefit	(255		)	—		—			—		(255		)
Comprehensive income	$	(2,506	)	$	14,178	$	10,755		$	—	$	22,427

EXHIBIT 99.1

Condensed Consolidating Statement of Comprehensive Income
Three Months Ended March 31, 2013
(unaudited, in thousands)
	Parent Company			Guarantor Subsidiaries		Non-Guarantor Subsidiaries			Consolidating Eliminations		Consolidated
Revenue:
Retail merchandise sales	$	—		$	28,940	$	52,830		$	—	$	81,770
Pawn loan fees	—			16,814		26,337			—		43,151
Consumer loan and credit services fees	—			10,741		1,026			—		11,767
Wholesale scrap jewelry revenue	—			12,724		10,500			—		23,224
Total revenue	—			69,219		90,693			—		159,912
Cost of revenue:
Cost of retail merchandise sold	—			15,194		32,845			—		48,039
Consumer loan and credit services loss provision	—			1,989		120			—		2,109
Cost of wholesale scrap jewelry sold	—			9,757		8,747			—		18,504
Total cost of revenue	—			26,940		41,712			—		68,652
Net revenue	—			42,279		48,981			—		91,260
Expenses and other income:
Store operating expenses	—			18,074		24,731			—		42,805
Administrative expenses	9,211			—		3,881			—		13,092
Depreciation and amortization	277			1,130		2,218			—		3,625
Interest expense	719			—		—			—		719
Interest income	(3		)	—		(144		)	—		(147		)
Total expenses and other income	10,204			19,204		30,686			—		60,094
Income from continuing operations before income taxes	(10,204		)	23,075		18,295			—		31,166
Provision for income taxes	(2,962		)	8,307		5,641			—		10,986
Income from continuing operations	(7,242		)	14,768		12,654			—		20,180
Income (loss) from discontinued operations, net of tax	—			—		84			—		84
Net income	$	(7,242	)	$	14,768	$	12,738		$	—	$	20,264
Other comprehensive income (loss):
Currency translation adjustment, net of tax expense or benefit	6,231			—		—			—		6,231
Comprehensive income	$	(1,011	)	$	14,768	$	12,738		$	—	$	26,495

EXHIBIT 99.1

Condensed Consolidating Statement of Cash Flows
Three Months Ended March 31, 2014
(unaudited, in thousands)
	Parent Company			Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Consolidating Eliminations		Consolidated
Cash flow from operating activities:
Net cash flow provided by (used in) operating activities	$	18,875		$	(8,673	)	$	15,392		$	—	$	25,594
Cash flow from investing activities:
Loan receivables, net of cash repayments	—			13,611			(7,838		)	—		5,773
Purchases of property and equipment	(160		)	(1,477		)	(4,037		)	—		(5,674		)
Acquisitions of pawn stores, net of cash acquired	—			(4,889		)	—			—		(4,889		)
Investing activity with subsidiaries	4,478			—			(4,478		)	—		—
Net cash flow provided by (used in) investing activities	4,318			7,245			(16,353		)	—		(4,790		)
Cash flow from financing activities:
Borrowings from revolving credit facilities	2,500			—			—			—		2,500
Repayments of revolving credit facilities	(184,500		)	—			—			—		(184,500		)
Repayments of notes payable	(8,352		)	—			—			—		(8,352		)
Issuance of senior notes	200,000			—			—			—		200,000
Debt issuance costs paid	(5,909		)	—			—			—		(5,909		)
Net cash flow provided by (used in) financing activities	3,739			—			—			—		3,739
Effect of exchange rates on cash	—			—			(257		)	—		(257		)
Change in cash and cash equivalents	26,932			(1,428		)	(1,218		)	—		24,286
Cash and cash equivalents at beginning of the period	24,674			4,240			41,729			—		70,643
Cash and cash equivalents at end of the period	$	51,606		$	2,812		$	40,511		$	—	$	94,929

EXHIBIT 99.1

Condensed Consolidating Statement of Cash Flows
Three Months Ended March 31, 2013
(unaudited, in thousands)
	Parent Company			Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Consolidating Eliminations		Consolidated
Cash flow from operating activities:
Net cash flow provided by (used in) operating activities	$	21,880		$	(9,440	)	$	12,754		$	—	$	25,194
Cash flow from investing activities:
Loan receivables, net of cash repayments	—			10,356			(7,220		)	—		3,136
Purchases of property and equipment	(976		)	(770		)	(2,958		)	—		(4,704		)
Acquisitions of pawn stores, net of cash acquired	—			—			(1,468		)	—		(1,468		)
Investing activity with subsidiaries	22,067			—			(22,067		)	—		—
Net cash flow provided by (used in) investing activities	21,091			9,586			(33,713		)	—		(3,036		)
Cash flow from financing activities:
Repayments of revolving credit facilities	(50,500		)	—			—			—		(50,500		)
Repayments of notes payable	(792		)	—			—			—		(792		)
Proceeds from exercise of share-based compensation awards	8,422			—			—			—		8,422
Income tax benefit from exercise of stock options	7,218			—			—			—		7,218
Net cash flow provided by (used in) financing activities	(35,652		)	—			—			—		(35,652		)
Effect of exchange rates on cash	—			—			1,548			—		1,548
Change in cash and cash equivalents	7,319			146			(19,411		)	—		(11,946		)
Cash and cash equivalents at beginning of the period	12,145			3,885			34,255			—		50,285
Cash and cash equivalents at end of the period	$	19,464		$	4,031		$	14,844		$	—	$	38,339

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Long-Term Debt

3 Months Ended

Mar. 31, 2014

Debt Disclosure [Abstract]

Long-Term Debt

Long-Term Debt

Senior Unsecured Notes

On March 24, 2014, the Company completed the private offering of $200,000,000 of 6.75% senior notes due on April 1, 2021 (the “Notes”). Interest on the Notes will be payable semi-annually in arrears on April 1 and October 1, commencing on October 1, 2014. The Notes were sold to the placement agents as initial purchasers for resale only to qualified institutional buyers in accordance with Rule 144A under the Securities Act of 1933, as amended (the “Securities Act”), and outside the United States in accordance with Regulation S under the Securities Act. The net proceeds from the sale of the Notes were approximately $195,000,000. The Company used $153,411,000 of the net proceeds from the offering to repay all amounts outstanding under the 2014 Credit Facility (defined below) and to pay off the remaining balances on notes payable related to previous pawn store acquisitions. Approximately $41,589,000 of the net proceeds remain available for general corporate purposes. The Company is capitalizing approximately $5,000,000 in issuance costs, which consisted primarily of placement agent fees and legal and other professional expenses. The issuance costs are being amortized over the life of the Notes as a component of interest expense.

The Notes are fully and unconditionally guaranteed on a senior unsecured basis jointly and severally by all of the Company's existing and future domestic subsidiaries that guarantee its revolving bank credit facility. The Company may redeem the Notes at any time on or after April 1, 2017, at the redemption prices set forth in the indenture governing the Notes (the “Indenture”), plus accrued and unpaid interest, if any. In addition, prior to April 1, 2017, the Company may redeem some or all of the Notes at a price equal to 100% of the principal amount thereof, plus accrued and unpaid interest, if any, plus a “make-whole” premium set forth in the Indenture. The Company may redeem up to 35% of the Notes prior to April 1, 2017, with the proceeds of certain equity

offerings at a redemption price of 106.75% of the principal amount of the Notes redeemed, plus accrued and unpaid interest, if any. In addition, upon a change of control, noteholders have the right to require the Company to purchase the Notes at a price equal to 101% of the principal amount of the Notes, plus accrued and unpaid interest, if any.

On March 24, 2014, the Company entered into a registration rights agreement with the initial purchasers of the Notes. Pursuant to the registration rights agreement, the Company agreed to use commercially reasonable efforts to issue in exchange for the Notes, generally no later than approximately 245 days following the closing date of the issuance and sale of the Notes, identical new notes that have been registered under the Securities Act. In certain circumstances, the Company may be required to file a shelf registration statement to cover resales of the Notes. If the Company does not comply with certain covenants set forth in the registration rights agreement, the Company may be required to pay liquidated damages to holders of the Notes.

Revolving Credit Facilities

During the period from January 1, 2014, through February 4, 2014, the Company maintained a revolving line of credit agreement with its lenders (the “2012 Credit Facility”) in the amount of $205,000,000, which was scheduled to mature in February 2015. The 2012 Credit Facility charged interest at the prevailing 30-day London Interbank Offered Rate (“LIBOR”) plus a fixed spread of 2.0%. On February 4, 2014, the Company had $174,000,000 outstanding under the 2012 Credit Facility.

On February 5, 2014, the Company entered into an agreement with a group of commercial lenders to establish a new revolving credit facility (the “2014 Credit Facility”) in the amount of $160,000,000 with an accordion feature whereby the facility may be increased up to an additional $50,000,000 with the consent of any increasing or additional participating lenders. The Company used proceeds from the 2014 Credit Facility and available cash balances to retire and terminate the 2012 Credit Facility. The 2014 Credit Facility matures in February 2019 and bears interest, at the Company's option, at either (i) the prevailing LIBOR rate (with interest periods of 1, 2, 3 or 6 months at the Company's option) plus a fixed spread of 2.5% or (ii) the prevailing prime or base rate plus a fixed spread of 1.5%. The Company is required to maintain certain financial ratios and comply with certain financial covenants, including compliance with a leverage ratio of no greater than 2.5 times Consolidated EBITDA (as defined in the 2014 Credit Facility). The 2014 Credit Facility limits the Company's ability to incur additional indebtedness, subject to customary exceptions, including permitted additional unsecured debt so long as the aggregate principal amount of the loans and commitments under the 2014 Credit Facility plus such additional unsecured debt plus foreign third-party loans does not in the aggregate exceed $500,000,000. The 2014 Credit Facility is unsecured except for the pledge of 65% of the stock of certain of the Company's foreign subsidiaries, and the Company is restricted from pledging any of its other assets as collateral against other indebtedness. The 2014 Credit Facility is guaranteed by the Company's material U.S. operating subsidiaries. The 2014 Credit Facility allows the Company to repurchase shares of its stock and to pay cash dividends within certain parameters. The Company is required to pay an annual commitment fee of 0.50% on the average daily unused portion of the 2014 Credit Facility commitment. During March 2014, the Company used $145,870,000 of the proceeds from the sale of the Notes to repay all amounts outstanding under the 2014 Credit Facility. At March 31, 2014, the Company had no amount outstanding under the 2014 Credit Facility and $160,000,000 was available for borrowings.

Other Notes Payable

In March 2014, the Company used $7,541,000 of the proceeds from the sale of the Notes to repay the entire remaining balances on notes payable of $6,134,000 related to a September 2012 multi-store pawn acquisition and a note payable of $1,407,000 related to a January 2012 multi-store pawn acquisition.

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Earnings Per Share

3 Months Ended

Mar. 31, 2014

Earnings Per Share [Abstract]

Earnings Per Share

Earnings Per Share

The following table sets forth the computation of basic and diluted earnings per share (unaudited, in thousands, except per share data):

	Three Months Ended
	March 31,
	2014			2013
Numerator:
Income from continuing operations for calculating basic and diluted earnings per share	$	22,954		$	20,180
Income (loss) from discontinued operations	(272		)	84
Net income for calculating basic and diluted earnings per share	$	22,682		$	20,264
Denominator:
Weighted-average common shares for calculating basic earnings per share	28,952			29,313
Effect of dilutive securities:
Stock options and nonvested awards	390			642
Weighted-average common shares for calculating diluted earnings per share	29,342			29,955
Basic earnings per share:
Income from continuing operations	$	0.79		$	0.69
Income (loss) from discontinued operations	(0.01		)	—
Net income per basic share	$	0.78		$	0.69
Diluted earnings per share:
Income from continuing operations	$	0.78		$	0.68
Income (loss) from discontinued operations	(0.01		)	—
Net income per diluted share	$	0.77		$	0.68

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CONDENSED CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
ASSETS
Cash and cash equivalents	$ 94,929	$ 70,643	$ 38,339	$ 50,285
Pawn loan fees and service charges receivable	16,539	16,689	15,544
Pawn loans	113,938	115,234	104,636
Consumer loans, net	1,239	1,450	1,618
Inventories	72,279	77,793	64,771
Prepaid expenses and other current assets	2,425	3,369	7,310
Deferred tax assets	5,190	5,044	1,148
Total current assets	306,539	290,222	233,366
Property and equipment, net	109,882	108,137	97,006
Goodwill, net	254,790	251,241	168,799
Other non-current assets	15,978	9,373	6,561
Total assets	687,189	658,973	505,732
LIABILITIES AND STOCKHOLDERS' EQUITY
Current portion of notes payable	0	3,326	3,240
Accounts payable and accrued liabilities	37,184	38,023	30,827
Income taxes payable	3,377	7,412	0
Total current liabilities	40,561	48,761	34,067
Revolving unsecured credit facility	0	182,000	52,000
Notes payable, net of current portion	0	5,026	7,531
Senior unsecured notes	200,000	0	0
Deferred income tax liabilities	9,292	8,827	17,155
Total liabilities	249,853	244,614	110,753
Stockholders' equity:
Preferred stock	0	0	0
Common stock	394	394	393
Additional paid-in capital	177,225	176,675	175,144
Retained earnings	520,410	497,728	434,146
Accumulated other comprehensive income (loss) from cumulative foreign currency translation adjustments	(8,006)	(7,751)	(709)
Common stock held in treasury, at cost	(252,687)	(252,687)	(213,995)
Total stockholders' equity	437,336	414,359	394,979
Total liabilities and stockholders' equity	$ 687,189	$ 658,973	$ 505,732

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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Cash flow from operating activities:
Net income	$ 22,682	$ 20,264
Adjustments to reconcile net income to net cash flow provided by operating activities:
Non-cash portion of credit loss provision	213	249
Share-based compensation expense	550	428
Depreciation and amortization expense	4,272	3,625
Amortization of debt issuance costs	162	47
Deferred income taxes	451	700
Changes in operating assets and liabilities, net of business combinations:
Pawn fees and service charges receivable	154	62
Merchandise inventories	1,805	975
Prepaid expenses and other assets	(185)	(2,670)
Accounts payable and accrued expenses	(459)	2,110
Income taxes payable, current	(4,051)	(596)
Net cash flow provided by operating activities	25,594	25,194
Cash flow from investing activities:
Loan receivables, net of cash repayments	5,773	3,136
Purchases of property and equipment	(5,674)	(4,704)
Acquisitions of pawn stores, net of cash acquired	(4,889)	(1,468)
Net cash flow used in investing activities	(4,790)	(3,036)
Cash flow from financing activities:
Borrowings from revolving credit facilities	2,500	0
Repayments of revolving credit facilities	(184,500)	(50,500)
Repayments of notes payable	(8,352)	(792)
Issuance of senior notes	200,000	0
Debt issuance costs paid	(5,909)	0
Proceeds from exercise of share-based compensation awards	0	8,422
Income tax benefit from exercise of stock options	0	7,218
Net cash flow provided by (used in) financing activities	3,739	(35,652)
Effect of exchange rates on cash	(257)	1,548
Change in cash and cash equivalents	24,286	(11,946)
Cash and cash equivalents at beginning of the period	70,643	50,285
Cash and cash equivalents at end of the period	$ 94,929	$ 38,339

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Condensed Consolidating Guarantor Financial Statements Details SCF (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Cash flow from operating activities:
Net cash flow provided by (used in) operating activities	$ 25,594	$ 25,194
Cash flow from investing activities:
Loan receivables, net of cash repayments	5,773	3,136
Purchases of property and equipment	(5,674)	(4,704)
Acquisitions of pawn stores, net of cash acquired	(4,889)	(1,468)
Investing activity with subsidiaries	0	0
Net cash flow used in investing activities	(4,790)	(3,036)
Cash flow from financing activities:
Borrowings from revolving credit facilities	2,500	0
Repayments of revolving credit facilities	(184,500)	(50,500)
Repayments of notes payable	(8,352)	(792)
Issuance of senior notes	200,000	0
Debt issuance costs paid	(5,909)	0
Proceeds from exercise of share-based compensation awards	0	8,422
Income tax benefit from exercise of stock options	0	7,218
Net cash flow provided by (used in) financing activities	3,739	(35,652)
Effect of exchange rates on cash	(257)	1,548
Change in cash and cash equivalents	24,286	(11,946)
Cash and cash equivalents at beginning of the period	70,643	50,285
Cash and cash equivalents at end of the period	94,929	38,339
Parent Company [Member]
Cash flow from operating activities:
Net cash flow provided by (used in) operating activities	18,875	21,880
Cash flow from investing activities:
Loan receivables, net of cash repayments	0	0
Purchases of property and equipment	(160)	(976)
Acquisitions of pawn stores, net of cash acquired	0	0
Investing activity with subsidiaries	4,478	22,067
Net cash flow used in investing activities	4,318	21,091
Cash flow from financing activities:
Borrowings from revolving credit facilities	2,500
Repayments of revolving credit facilities	(184,500)	(50,500)
Repayments of notes payable	(8,352)	(792)
Issuance of senior notes	200,000
Debt issuance costs paid	(5,909)
Proceeds from exercise of share-based compensation awards		8,422
Income tax benefit from exercise of stock options		7,218
Net cash flow provided by (used in) financing activities	3,739	(35,652)
Effect of exchange rates on cash	0	0
Change in cash and cash equivalents	26,932	7,319
Cash and cash equivalents at beginning of the period	24,674	12,145
Cash and cash equivalents at end of the period	51,606	19,464
Guarantor Subsidiaries [Member]
Cash flow from operating activities:
Net cash flow provided by (used in) operating activities	(8,673)	(9,440)
Cash flow from investing activities:
Loan receivables, net of cash repayments	13,611	10,356
Purchases of property and equipment	(1,477)	(770)
Acquisitions of pawn stores, net of cash acquired	(4,889)	0
Investing activity with subsidiaries	0	0
Net cash flow used in investing activities	7,245	9,586
Cash flow from financing activities:
Borrowings from revolving credit facilities	0
Repayments of revolving credit facilities	0	0
Repayments of notes payable	0	0
Issuance of senior notes	0
Debt issuance costs paid	0
Proceeds from exercise of share-based compensation awards		0
Income tax benefit from exercise of stock options		0
Net cash flow provided by (used in) financing activities	0	0
Effect of exchange rates on cash	0	0
Change in cash and cash equivalents	(1,428)	146
Cash and cash equivalents at beginning of the period	4,240	3,885
Cash and cash equivalents at end of the period	2,812	4,031
Non-Guarantor Subsidiaries [Member]
Cash flow from operating activities:
Net cash flow provided by (used in) operating activities	15,392	12,754
Cash flow from investing activities:
Loan receivables, net of cash repayments	(7,838)	(7,220)
Purchases of property and equipment	(4,037)	(2,958)
Acquisitions of pawn stores, net of cash acquired	0	(1,468)
Investing activity with subsidiaries	(4,478)	(22,067)
Net cash flow used in investing activities	(16,353)	(33,713)
Cash flow from financing activities:
Borrowings from revolving credit facilities	0
Repayments of revolving credit facilities	0	0
Repayments of notes payable	0	0
Issuance of senior notes	0
Debt issuance costs paid	0
Proceeds from exercise of share-based compensation awards		0
Income tax benefit from exercise of stock options		0
Net cash flow provided by (used in) financing activities	0	0
Effect of exchange rates on cash	(257)	1,548
Change in cash and cash equivalents	(1,218)	(19,411)
Cash and cash equivalents at beginning of the period	41,729	34,255
Cash and cash equivalents at end of the period	40,511	14,844
Consolidating Eliminations [Member]
Cash flow from operating activities:
Net cash flow provided by (used in) operating activities	0	0
Cash flow from investing activities:
Loan receivables, net of cash repayments	0	0
Purchases of property and equipment	0	0
Acquisitions of pawn stores, net of cash acquired	0	0
Investing activity with subsidiaries	0	0
Net cash flow used in investing activities	0	0
Cash flow from financing activities:
Borrowings from revolving credit facilities	0
Repayments of revolving credit facilities	0	0
Repayments of notes payable	0	0
Issuance of senior notes	0
Debt issuance costs paid	0
Proceeds from exercise of share-based compensation awards		0
Income tax benefit from exercise of stock options		0
Net cash flow provided by (used in) financing activities	0	0
Effect of exchange rates on cash	0	0
Change in cash and cash equivalents	0	0
Cash and cash equivalents at beginning of the period	0	0
Cash and cash equivalents at end of the period	$ 0	$ 0

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Significant Accounting Policies

3 Months Ended

Mar. 31, 2014

Accounting Policies [Abstract]

Significant Accounting Policies

Significant Accounting Policies

Basis of Presentation

The accompanying unaudited condensed consolidated financial statements, including the notes thereto, include the accounts of First Cash Financial Services, Inc. and its wholly-owned subsidiaries (together, the “Company”). All significant intercompany accounts and transactions have been eliminated.

These unaudited consolidated financial statements are condensed and do not include all disclosures and footnotes required by generally accepted accounting principles in the United States of America for complete financial statements. These interim period financial statements should be read in conjunction with the Company's consolidated financial statements, which are included in the Company's annual report for the year ended December 31, 2013, on Form 10-K filed with the Securities and Exchange Commission on February 28, 2014. The condensed consolidated financial statements as of March 31, 2014, and for the three month periods ended March 31, 2014, and 2013 are unaudited, but in management's opinion, include all adjustments (consisting of only normal recurring adjustments) considered necessary to present fairly the financial position, results of operations and cash flow for such interim periods. Operating results for the period ended March 31, 2014, are not necessarily indicative of the results that may be expected for the full fiscal year.

The Company manages its pawn and consumer loan operations under three operating segments: U.S. pawn operations, U.S. consumer loan operations and Mexico operations. The three operating segments have been aggregated into one reportable segment because they have similar economic characteristics and similar long-term financial performance metrics. Additionally, all three segments offer similar and overlapping products and services to a similar customer demographic, operate in similar regulatory environments, and are supported by a single, centralized administrative support platform.

The Company has significant operations in Mexico where the functional currency for the Company's Mexican subsidiaries is the Mexican peso. Accordingly, the assets and liabilities of these subsidiaries are translated into U.S. dollars at the exchange rate in effect at each balance sheet date, and the resulting adjustments are accumulated in other comprehensive income (loss) as a separate component of stockholders’ equity. Revenue and expenses are translated at the average exchange rates occurring during the year-to-date periods.

Certain amounts in prior year comparative presentations have been reclassified in order to conform to the 2014 presentation.

Recent Accounting Pronouncements

In April 2014, the Financial Accounting Standards Board issued ASU No. 2014-08, “Presentation of Financial Statements (Topic 205) and Property, Plant, and Equipment (Topic 360)” (“ASU 2014-08”). The amendments in ASU 2014-08 require that a disposal representing a strategic shift that has (or will have) a major effect on an entity’s financial results or a business activity classified as held for sale should be reported as discontinued operations. The amendments also expand the disclosure requirements for discontinued operations and add new disclosures for individually significant dispositions that do not qualify as discontinued operations. The amendments are effective prospectively for fiscal years, and interim reporting periods within those years, beginning after December 15, 2014 (early adoption is permitted only for disposals that have not been previously reported). The Company does not expect ASU 2014-08 to have a material effect on the Company’s current financial position, results of operations or financial statement disclosures, however, it may impact the reporting of future discontinued operations if and when they occur.

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CONDENSED CONSOLIDATED STATEMENTS OF INCOME (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Revenue:
Retail merchandise sales	$ 98,708	$ 81,770
Pawn loan fees	47,638	43,151
Consumer loan and credit services fees	9,784	11,767
Wholesale scrap jewelry revenue	13,647	23,224
Total revenue	169,777	159,912
Cost of revenue:
Cost of retail merchandise sold	60,490	48,039
Consumer loan and credit services loss provision	1,743	2,109
Cost of wholesale scrap jewelry sold	11,088	18,504
Total cost of revenue	73,321	68,652
Net revenue	96,456	91,260
Expenses and other income:
Store operating expenses	48,492	42,805
Administrative expenses	13,329	13,092
Depreciation and amortization	4,272	3,625
Interest expense	1,436	719
Interest income	(81)	(147)
Total expenses and other income	67,448	60,094
Income from continuing operations before income taxes	29,008	31,166
Provision for income taxes	6,054	10,986
Income from continuing operations	22,954	20,180
Income (loss) from discontinued operations, net of tax	(272)	84
Net income	$ 22,682	$ 20,264
Basic income per share:
Income from continuing operations (basic) (in dollars per share)	$ 0.79	$ 0.69
Income from discontinued operations (basic) (in dollars per share)	$ (0.01)	$ 0.00
Net income per basic share (in dollars per share)	$ 0.78	$ 0.69
Diluted income per share:
Income from continuing operations (diluted) (in dollars per share)	$ 0.78	$ 0.68
Income from discontinued operations (diluted) (in dollars per share)	$ (0.01)	$ 0.00
Net income per diluted share (in dollars per share)	$ 0.77	$ 0.68

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Long-Term Debt Narrative (Details) (USD $)	1 Months Ended		0 Months Ended	1 Months Ended	12 Months Ended	0 Months Ended			3 Months Ended
	Mar. 31, 2014	Feb. 05, 2014 2012 Credit Facility [Member]	Feb. 05, 2014 2014 Credit Facility [Member]	Mar. 31, 2014 2014 Credit Facility [Member]	Dec. 31, 2013 Line of Credit [Member] 2012 Credit Facility [Member] 30-day LIBOR [Member]	Feb. 05, 2014 Line of Credit [Member] 2014 Credit Facility [Member] 30-day LIBOR [Member]	Feb. 05, 2014 Line of Credit [Member] 2014 Credit Facility [Member] Prime Rate [Member]	Mar. 24, 2014 6.75 senior notes due 2021 [Member] Senior Notes [Member]	Mar. 31, 2014 6.75 senior notes due 2021 [Member] Senior Notes [Member]	Mar. 31, 2014 September 2012 [Member] Notes Payable, Other Payables [Member]	Mar. 31, 2014 January 2012 [Member] Notes Payable, Other Payables [Member]
Debt Instrument [Line Items]
Debt Instrument, Face Amount								$ 200,000,000
Debt Instrument, Interest Rate, Stated Percentage								6.75%
Proceeds from issuance of Senior Notes, net								195,000,000
Net proceeds from Senior Note used to payoff 2014 Credit Facility								153,411,000
Net proceeds from Senior Notes available for general corporate use								41,589,000
Debt Issuance Cost									5,000,000
Senior note, percentage of principal amount for redemption price prior to April 1,2017								100.00%
Senior notes, percentage of notes redeemable with equity proceeds prior to April, 1, 2017								35.00%
Senior note, percentage of principal amount for redemption price using equity proceeds prior to Apr. 1, 2017								106.75%
Senior notes, percentage of principal amount required for redemption price, upon change of control								101.00%
Senior Notes, maximum number of days allowed for issue of identical new notes registered under Securities Act								245 days
Maximum borrowing capacity		205,000,000	160,000,000
Line of credit facility expiration date		Feb. 28, 2015	Feb. 05, 2019
Basis spread on variable rate					2.00%	2.50%	1.50%
Amount outstanding		174,000,000
Remaining borrowing capacity				160,000,000
Line of Credit Facility, Additional Borrowing Capacity With Lender Consent			50,000,000
EBITDA leverage ratio requirement			2.5
Line of credit facility, Additional permitted unsecured debt			500,000,000
Line of credit facility, percentage of foreign subsidiary stock pledged as collateral			65.00%
Line of Credit Facility, Commitment Fee Percentage			0.50%
Proceeds from notes payable	7,541,000			145,870,000
Notes payable										$ 6,134,000	$ 1,407,000

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Document and Entity Information	3 Months Ended
	Mar. 31, 2014
Document and Entity Information [Abstract]
Entity Registrant Name	FIRST CASH FINANCIAL SERVICES INC
Entity Central Index Key	0000840489
Document Type	8-K
Document Period End Date	Mar. 31, 2014
Amendment Flag	false

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Income Taxes (Details) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2014	Dec. 31, 2013
Income Tax Disclosure [Abstract]
Non-recurring net income tax benefit	$ 3,669,000	$ 3,979,000

XML

CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Statement of Comprehensive Income [Abstract]
Net income	$ 22,682	$ 20,264
Other comprehensive income (loss):
Currency translation adjustment, gross	(393)	9,411
Tax (expense) benefit	138	(3,180)
Comprehensive income	$ 22,427	$ 26,495

XML

Significant Accounting Policies (Policies)

3 Months Ended

Mar. 31, 2014

Accounting Policies [Abstract]

Basis of Presentation

Basis of Presentation

The accompanying unaudited condensed consolidated financial statements, including the notes thereto, include the accounts of First Cash Financial Services, Inc. and its wholly-owned subsidiaries (together, the “Company”). All significant intercompany accounts and transactions have been eliminated.

These unaudited consolidated financial statements are condensed and do not include all disclosures and footnotes required by generally accepted accounting principles in the United States of America for complete financial statements. These interim period financial statements should be read in conjunction with the Company's consolidated financial statements, which are included in the Company's annual report for the year ended December 31, 2013, on Form 10-K filed with the Securities and Exchange Commission on February 28, 2014. The condensed consolidated financial statements as of March 31, 2014, and for the three month periods ended March 31, 2014, and 2013 are unaudited, but in management's opinion, include all adjustments (consisting of only normal recurring adjustments) considered necessary to present fairly the financial position, results of operations and cash flow for such interim periods. Operating results for the period ended March 31, 2014, are not necessarily indicative of the results that may be expected for the full fiscal year.

The Company manages its pawn and consumer loan operations under three operating segments: U.S. pawn operations, U.S. consumer loan operations and Mexico operations. The three operating segments have been aggregated into one reportable segment because they have similar economic characteristics and similar long-term financial performance metrics. Additionally, all three segments offer similar and overlapping products and services to a similar customer demographic, operate in similar regulatory environments, and are supported by a single, centralized administrative support platform.

The Company has significant operations in Mexico where the functional currency for the Company's Mexican subsidiaries is the Mexican peso. Accordingly, the assets and liabilities of these subsidiaries are translated into U.S. dollars at the exchange rate in effect at each balance sheet date, and the resulting adjustments are accumulated in other comprehensive income (loss) as a separate component of stockholders’ equity. Revenue and expenses are translated at the average exchange rates occurring during the year-to-date periods.

Certain amounts in prior year comparative presentations have been reclassified in order to conform to the 2014 presentation.

Recent Accounting Pronouncements

Recent Accounting Pronouncements

In April 2014, the Financial Accounting Standards Board issued ASU No. 2014-08, “Presentation of Financial Statements (Topic 205) and Property, Plant, and Equipment (Topic 360)” (“ASU 2014-08”). The amendments in ASU 2014-08 require that a disposal representing a strategic shift that has (or will have) a major effect on an entity’s financial results or a business activity classified as held for sale should be reported as discontinued operations. The amendments also expand the disclosure requirements for discontinued operations and add new disclosures for individually significant dispositions that do not qualify as discontinued operations. The amendments are effective prospectively for fiscal years, and interim reporting periods within those years, beginning after December 15, 2014 (early adoption is permitted only for disposals that have not been previously reported). The Company does not expect ASU 2014-08 to have a material effect on the Company’s current financial position, results of operations or financial statement disclosures, however, it may impact the reporting of future discontinued operations if and when they occur.

XML

Condensed Consolidating Guarantor Financial Statements

3 Months Ended

Mar. 31, 2014

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Condensed Consolidating Guarantor Financial Statements

Condensed Consolidating Guarantor Financial Statements

In connection with the issuance of the senior unsecured Notes, certain of the Company's domestic subsidiaries (collectively, "Guarantor Subsidiaries”), fully, unconditionally, jointly, and severally guaranteed the payment obligations under the Notes. Each of the Guarantor Subsidiaries is 100% owned, directly or indirectly, by the Company. The following supplemental financial information sets forth, on a consolidating basis, the balance sheets, statements of comprehensive income and statements of cash flows of First Cash Financial Services, Inc. (the “Parent Company”), the Guarantor Subsidiaries and the Parent Company's other subsidiaries (the “Non-Guarantor Subsidiaries”).

The supplemental condensed consolidating financial information has been prepared pursuant to Securities and Exchange Commission rules and regulations for interim condensed financial information and does not include the more complete disclosures included in annual financial statements. Investments in consolidated subsidiaries have been presented under the equity method of accounting. The principal eliminating entries eliminate investments in subsidiaries, intercompany balances and intercompany revenues and expenses. The condensed financial information may not necessarily be indicative of the results of operations or financial position had the Guarantor Subsidiaries or Non-Guarantor Subsidiaries operated as independent entities.

Condensed Consolidating Balance Sheet
March 31, 2014
(unaudited, in thousands)
	Parent Company			Guarantor Subsidiaries		Non-Guarantor Subsidiaries			Consolidating Eliminations			Consolidated
ASSETS
Cash and cash equivalents	$	51,606		$	2,812	$	40,511		$	—		$	94,929
Pawn loan fees and service charges receivable	—			6,278		10,261			—			16,539
Pawn loans	—			47,361		66,577			—			113,938
Consumer loans, net	—			518		721			—			1,239
Inventories	—			29,770		42,509			—			72,279
Prepaid expenses and other current assets	1,365			—		1,060			—			2,425
Deferred tax assets	906			—		4,284			—			5,190
Total current assets	53,877			86,739		165,923			—			306,539
Property and equipment, net	4,025			47,687		58,170			—			109,882
Goodwill, net	—			152,981		101,809			—			254,790
Other non-current assets	6,805			4,037		5,136			—			15,978
Deferred tax assets	—			—		7,249			(7,249		)	—
Intercompany receivable	—			—		161,272			(161,272		)	—
Investments in subsidiaries	748,735			—		—			(748,735		)	—
Total assets	$	813,442		$	291,444	$	499,559		$	(917,256	)	$	687,189
LIABILITIES AND STOCKHOLDERS' EQUITY
Accounts payable and accrued liabilities	12,064			7,217		17,903			—			37,184
Income taxes payable	1,887			—		1,490			—			3,377
Total current liabilities	13,951			7,217		19,393			—			40,561
Senior unsecured notes	200,000			—		—			—			200,000
Deferred income tax liabilities	883			10,689		4,969			(7,249		)	9,292
Intercompany payable	161,272			—		—			(161,272		)	—
Total liabilities	376,106			17,906		24,362			(168,521		)	249,853
Stockholders' equity:
Preferred stock	—			—		—			—			—
Common stock	394			—		—			—			394
Additional paid-in capital	177,225			—		—			—			177,225
Retained earnings	512,707			273,538		482,900			(748,735		)	520,410
Accumulated other comprehensive income (loss) from cumulative foreign currency translation adjustments	(303		)	—		(7,703		)	—			(8,006		)
Common stock held in treasury, at cost	(252,687		)	—		—			—			(252,687		)
Total stockholders' equity	437,336			273,538		475,197			(748,735		)	437,336
Total liabilities and stockholders' equity	$	813,442		$	291,444	$	499,559		$	(917,256	)	$	687,189

Condensed Consolidating Balance Sheet
March 31, 2013
(unaudited, in thousands)
	Parent Company			Guarantor Subsidiaries		Non-Guarantor Subsidiaries			Consolidating Eliminations			Consolidated
ASSETS
Cash and cash equivalents	$	19,464		$	4,031	$	14,844		$	—		$	38,339
Pawn loan fees and service charges receivable	—			5,736		9,808			—			15,544
Pawn loans	—			41,518		63,118			—			104,636
Consumer loans, net	—			776		842			—			1,618
Inventories	—			24,855		39,916			—			64,771
Prepaid expenses and other current assets	5,271			—		4,487			(2,448		)	7,310
Deferred tax assets	1,148			—		—			—			1,148
Total current assets	25,883			76,916		133,015			(2,448		)	233,366
Property and equipment, net	4,431			38,565		54,010			—			97,006
Goodwill, net	—			95,755		73,044			—			168,799
Other non-current assets	—			3,244		3,317			—			6,561
Deferred tax assets	—			—		267			(267		)	—
Intercompany receivable	—			—		140,562			(140,562		)	—
Investments in subsidiaries	582,319			—		—			(582,319		)	—
Total assets	$	612,633		$	214,480	$	404,215		$	(725,596	)	$	505,732
LIABILITIES AND STOCKHOLDERS' EQUITY
Current portion of notes payable	$	3,240		$	—	$	—		$	—		$	3,240
Accounts payable and accrued liabilities	10,092			5,435		15,300			—			30,827
Income taxes payable	2,448			—		—			(2,448		)	—
Total current liabilities	15,780			5,435		15,300			(2,448		)	34,067
Revolving unsecured credit facility	52,000			—		—			—			52,000
Notes payable, net of current portion	7,531			—		—			—			7,531
Deferred income tax liabilities	1,781			8,457		7,184			(267		)	17,155
Intercompany payable	140,562			—		—			(140,562		)	—
Total liabilities	217,654			13,892		22,484			(143,277		)	110,753
Stockholders' equity:
Preferred stock	—			—		—			—			—
Common stock	393			—		—			—			393
Additional paid-in capital	175,144			—		—			—			175,144
Retained earnings	433,656			200,588		382,221			(582,319		)	434,146
Accumulated other comprehensive income (loss) from cumulative foreign currency translation adjustments	(219		)	—		(490		)	—			(709		)
Common stock held in treasury, at cost	(213,995		)	—		—			—			(213,995		)

Condensed Consolidating Balance Sheet (Continued)
March 31, 2013
(unaudited, in thousands)
	Parent Company		Guarantor Subsidiaries		Non-Guarantor Subsidiaries		Consolidating Eliminations			Consolidated
Total stockholders' equity	394,979		200,588		381,731		(582,319		)	394,979
Total liabilities and stockholders' equity	$	612,633	$	214,480	$	404,215	$	(725,596	)	$	505,732

Condensed Consolidating Balance Sheet
December 31, 2013
(unaudited, in thousands)
	Parent Company			Guarantor Subsidiaries		Non-Guarantor Subsidiaries			Consolidating Eliminations			Consolidated
ASSETS
Cash and cash equivalents	$	24,674		$	4,240	$	41,729		$	—		$	70,643
Pawn loan fees and service charges receivable	—			7,934		8,755			—			16,689
Pawn loans	—			56,566		58,668			—			115,234
Consumer loans, net	—			694		756			—			1,450
Inventories	—			33,817		43,976			—			77,793
Prepaid expenses and other current assets	1,971			—		1,398			—			3,369
Deferred tax assets	907			—		4,137			—			5,044
Total current assets	27,552			103,251		159,419			—			290,222
Property and equipment, net	4,155			47,374		56,608			—			108,137
Goodwill, net	—			149,470		101,771			—			251,241
Other non-current assets	—			6,020		3,353			—			9,373
Deferred tax assets	—			—		6,943			(6,943		)	—
Intercompany receivable	—			—		156,794			(156,794		)	—
Investments in subsidiaries	751,785			—		—			(751,785		)	—
Total assets	$	783,492		$	306,115	$	484,888		$	(915,522	)	$	658,973
LIABILITIES AND STOCKHOLDERS' EQUITY
Current portion of notes payable	$	3,326		$	—	$	—		$	—		$	3,326
Accounts payable and accrued liabilities	13,804			6,942		17,277			—			38,023
Income taxes payable	7,302			—		110			—			7,412
Total current liabilities	24,432			6,942		17,387			—			48,761
Revolving unsecured credit facility	182,000			—		—			—			182,000
Notes payable, net of current portion	5,026			—		—			—			5,026
Deferred income tax liabilities	881			10,080		4,809			(6,943		)	8,827
Intercompany payable	156,794			—		—			(156,794		)	—
Total liabilities	369,133			17,022		22,196			(163,737		)	244,614
Stockholders' equity:
Preferred stock	—			—		—			—			—
Common stock	394			—		—			—			394
Additional paid-in capital	176,675			—		—			—			176,675
Retained earnings	490,280			289,093		470,140			(751,785		)	497,728
Accumulated other comprehensive income (loss) from cumulative foreign currency translation adjustments	(303		)	—		(7,448		)	—			(7,751		)
Common stock held in treasury, at cost	(252,687		)	—		—			—			(252,687		)

Condensed Consolidating Balance Sheet (Continued)
December 31, 2013
(unaudited, in thousands)
	Parent Company		Guarantor Subsidiaries		Non-Guarantor Subsidiaries		Consolidating Eliminations			Consolidated
Total stockholders' equity	414,359		289,093		462,692		(751,785		)	414,359
Total liabilities and stockholders' equity	$	783,492	$	306,115	$	484,888	$	(915,522	)	$	658,973

Condensed Consolidating Statement of Comprehensive Income
Three Months Ended March 31, 2014
(unaudited, in thousands)
	Parent Company			Guarantor Subsidiaries		Non-Guarantor Subsidiaries			Consolidating Eliminations		Consolidated
Revenue:
Retail merchandise sales	$	—		$	37,358	$	61,350		$	—	$	98,708
Pawn loan fees	—			19,466		28,172			—		47,638
Consumer loan and credit services fees	—			8,963		821			—		9,784
Wholesale scrap jewelry revenue	—			7,507		6,140			—		13,647
Total revenue	—			73,294		96,483			—		169,777
Cost of revenue:
Cost of retail merchandise sold	—			21,136		39,354			—		60,490
Consumer loan and credit services loss provision	—			1,565		178			—		1,743
Cost of wholesale scrap jewelry sold	—			6,119		4,969			—		11,088
Total cost of revenue	—			28,820		44,501			—		73,321
Net revenue	—			44,474		51,982			—		96,456
Expenses and other income:
Store operating expenses	—			21,187		27,305			—		48,492
Administrative expenses	7,051			—		6,278			—		13,329
Depreciation and amortization	290			1,450		2,532			—		4,272
Interest expense	1,436			—		—			—		1,436
Interest income	(29		)	25		(77		)	—		(81		)
Total expenses and other income	8,748			22,662		36,038			—		67,448
Income from continuing operations before income taxes	(8,748		)	21,812		15,944			—		29,008
Provision for income taxes	(6,497		)	7,634		4,917			—		6,054
Income from continuing operations	(2,251		)	14,178		11,027			—		22,954
Income (loss) from discontinued operations, net of tax	—			—		(272		)	—		(272		)
Net income	$	(2,251	)	$	14,178	$	10,755		$	—	$	22,682
Other comprehensive income (loss):
Currency translation adjustment, net of tax expense or benefit	(255		)	—		—			—		(255		)
Comprehensive income	$	(2,506	)	$	14,178	$	10,755		$	—	$	22,427

Condensed Consolidating Statement of Comprehensive Income
Three Months Ended March 31, 2013
(unaudited, in thousands)
	Parent Company			Guarantor Subsidiaries		Non-Guarantor Subsidiaries			Consolidating Eliminations		Consolidated
Revenue:
Retail merchandise sales	$	—		$	28,940	$	52,830		$	—	$	81,770
Pawn loan fees	—			16,814		26,337			—		43,151
Consumer loan and credit services fees	—			10,741		1,026			—		11,767
Wholesale scrap jewelry revenue	—			12,724		10,500			—		23,224
Total revenue	—			69,219		90,693			—		159,912
Cost of revenue:
Cost of retail merchandise sold	—			15,194		32,845			—		48,039
Consumer loan and credit services loss provision	—			1,989		120			—		2,109
Cost of wholesale scrap jewelry sold	—			9,757		8,747			—		18,504
Total cost of revenue	—			26,940		41,712			—		68,652
Net revenue	—			42,279		48,981			—		91,260
Expenses and other income:
Store operating expenses	—			18,074		24,731			—		42,805
Administrative expenses	9,211			—		3,881			—		13,092
Depreciation and amortization	277			1,130		2,218			—		3,625
Interest expense	719			—		—			—		719
Interest income	(3		)	—		(144		)	—		(147		)
Total expenses and other income	10,204			19,204		30,686			—		60,094
Income from continuing operations before income taxes	(10,204		)	23,075		18,295			—		31,166
Provision for income taxes	(2,962		)	8,307		5,641			—		10,986
Income from continuing operations	(7,242		)	14,768		12,654			—		20,180
Income (loss) from discontinued operations, net of tax	—			—		84			—		84
Net income	$	(7,242	)	$	14,768	$	12,738		$	—	$	20,264
Other comprehensive income (loss):
Currency translation adjustment, net of tax expense or benefit	6,231			—		—			—		6,231
Comprehensive income	$	(1,011	)	$	14,768	$	12,738		$	—	$	26,495

Condensed Consolidating Statement of Cash Flows
Three Months Ended March 31, 2014
(unaudited, in thousands)
	Parent Company			Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Consolidating Eliminations		Consolidated
Cash flow from operating activities:
Net cash flow provided by (used in) operating activities	$	18,875		$	(8,673	)	$	15,392		$	—	$	25,594
Cash flow from investing activities:
Loan receivables, net of cash repayments	—			13,611			(7,838		)	—		5,773
Purchases of property and equipment	(160		)	(1,477		)	(4,037		)	—		(5,674		)
Acquisitions of pawn stores, net of cash acquired	—			(4,889		)	—			—		(4,889		)
Investing activity with subsidiaries	4,478			—			(4,478		)	—		—
Net cash flow provided by (used in) investing activities	4,318			7,245			(16,353		)	—		(4,790		)
Cash flow from financing activities:
Borrowings from revolving credit facilities	2,500			—			—			—		2,500
Repayments of revolving credit facilities	(184,500		)	—			—			—		(184,500		)
Repayments of notes payable	(8,352		)	—			—			—		(8,352		)
Issuance of senior notes	200,000			—			—			—		200,000
Debt issuance costs paid	(5,909		)	—			—			—		(5,909		)
Net cash flow provided by (used in) financing activities	3,739			—			—			—		3,739
Effect of exchange rates on cash	—			—			(257		)	—		(257		)
Change in cash and cash equivalents	26,932			(1,428		)	(1,218		)	—		24,286
Cash and cash equivalents at beginning of the period	24,674			4,240			41,729			—		70,643
Cash and cash equivalents at end of the period	$	51,606		$	2,812		$	40,511		$	—	$	94,929

Condensed Consolidating Statement of Cash Flows
Three Months Ended March 31, 2013
(unaudited, in thousands)
	Parent Company			Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Consolidating Eliminations		Consolidated
Cash flow from operating activities:
Net cash flow provided by (used in) operating activities	$	21,880		$	(9,440	)	$	12,754		$	—	$	25,194
Cash flow from investing activities:
Loan receivables, net of cash repayments	—			10,356			(7,220		)	—		3,136
Purchases of property and equipment	(976		)	(770		)	(2,958		)	—		(4,704		)
Acquisitions of pawn stores, net of cash acquired	—			—			(1,468		)	—		(1,468		)
Investing activity with subsidiaries	22,067			—			(22,067		)	—		—
Net cash flow provided by (used in) investing activities	21,091			9,586			(33,713		)	—		(3,036		)
Cash flow from financing activities:
Repayments of revolving credit facilities	(50,500		)	—			—			—		(50,500		)
Repayments of notes payable	(792		)	—			—			—		(792		)
Proceeds from exercise of share-based compensation awards	8,422			—			—			—		8,422
Income tax benefit from exercise of stock options	7,218			—			—			—		7,218
Net cash flow provided by (used in) financing activities	(35,652		)	—			—			—		(35,652		)
Effect of exchange rates on cash	—			—			1,548			—		1,548
Change in cash and cash equivalents	7,319			146			(19,411		)	—		(11,946		)
Cash and cash equivalents at beginning of the period	12,145			3,885			34,255			—		50,285
Cash and cash equivalents at end of the period	$	19,464		$	4,031		$	14,844		$	—	$	38,339

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Condensed Consolidating Guarantor Financial Statements (Details)	Mar. 24, 2014
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Ownership percentage	100.00%

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Significant Accounting Policies (Details)	3 Months Ended
	Mar. 31, 2014 segment
Accounting Policies [Abstract]
Number of operating segments	3

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Earnings Per Share (Tables)

3 Months Ended

Mar. 31, 2014

Earnings Per Share [Abstract]

Computation of basic and diluted earnings per share

The following table sets forth the computation of basic and diluted earnings per share (unaudited, in thousands, except per share data):

	Three Months Ended
	March 31,
	2014			2013
Numerator:
Income from continuing operations for calculating basic and diluted earnings per share	$	22,954		$	20,180
Income (loss) from discontinued operations	(272		)	84
Net income for calculating basic and diluted earnings per share	$	22,682		$	20,264
Denominator:
Weighted-average common shares for calculating basic earnings per share	28,952			29,313
Effect of dilutive securities:
Stock options and nonvested awards	390			642
Weighted-average common shares for calculating diluted earnings per share	29,342			29,955
Basic earnings per share:
Income from continuing operations	$	0.79		$	0.69
Income (loss) from discontinued operations	(0.01		)	—
Net income per basic share	$	0.78		$	0.69
Diluted earnings per share:
Income from continuing operations	$	0.78		$	0.68
Income (loss) from discontinued operations	(0.01		)	—
Net income per diluted share	$	0.77		$	0.68

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Condensed Consolidating Guarantor Financial Statements (Tables)

3 Months Ended

Mar. 31, 2014

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Condensed Financial Statements

Condensed Consolidating Balance Sheet
March 31, 2014
(unaudited, in thousands)
	Parent Company			Guarantor Subsidiaries		Non-Guarantor Subsidiaries			Consolidating Eliminations			Consolidated
ASSETS
Cash and cash equivalents	$	51,606		$	2,812	$	40,511		$	—		$	94,929
Pawn loan fees and service charges receivable	—			6,278		10,261			—			16,539
Pawn loans	—			47,361		66,577			—			113,938
Consumer loans, net	—			518		721			—			1,239
Inventories	—			29,770		42,509			—			72,279
Prepaid expenses and other current assets	1,365			—		1,060			—			2,425
Deferred tax assets	906			—		4,284			—			5,190
Total current assets	53,877			86,739		165,923			—			306,539
Property and equipment, net	4,025			47,687		58,170			—			109,882
Goodwill, net	—			152,981		101,809			—			254,790
Other non-current assets	6,805			4,037		5,136			—			15,978
Deferred tax assets	—			—		7,249			(7,249		)	—
Intercompany receivable	—			—		161,272			(161,272		)	—
Investments in subsidiaries	748,735			—		—			(748,735		)	—
Total assets	$	813,442		$	291,444	$	499,559		$	(917,256	)	$	687,189
LIABILITIES AND STOCKHOLDERS' EQUITY
Accounts payable and accrued liabilities	12,064			7,217		17,903			—			37,184
Income taxes payable	1,887			—		1,490			—			3,377
Total current liabilities	13,951			7,217		19,393			—			40,561
Senior unsecured notes	200,000			—		—			—			200,000
Deferred income tax liabilities	883			10,689		4,969			(7,249		)	9,292
Intercompany payable	161,272			—		—			(161,272		)	—
Total liabilities	376,106			17,906		24,362			(168,521		)	249,853
Stockholders' equity:
Preferred stock	—			—		—			—			—
Common stock	394			—		—			—			394
Additional paid-in capital	177,225			—		—			—			177,225
Retained earnings	512,707			273,538		482,900			(748,735		)	520,410
Accumulated other comprehensive income (loss) from cumulative foreign currency translation adjustments	(303		)	—		(7,703		)	—			(8,006		)
Common stock held in treasury, at cost	(252,687		)	—		—			—			(252,687		)
Total stockholders' equity	437,336			273,538		475,197			(748,735		)	437,336
Total liabilities and stockholders' equity	$	813,442		$	291,444	$	499,559		$	(917,256	)	$	687,189

Condensed Consolidating Statement of Comprehensive Income
Three Months Ended March 31, 2014
(unaudited, in thousands)
	Parent Company			Guarantor Subsidiaries		Non-Guarantor Subsidiaries			Consolidating Eliminations		Consolidated
Revenue:
Retail merchandise sales	$	—		$	37,358	$	61,350		$	—	$	98,708
Pawn loan fees	—			19,466		28,172			—		47,638
Consumer loan and credit services fees	—			8,963		821			—		9,784
Wholesale scrap jewelry revenue	—			7,507		6,140			—		13,647
Total revenue	—			73,294		96,483			—		169,777
Cost of revenue:
Cost of retail merchandise sold	—			21,136		39,354			—		60,490
Consumer loan and credit services loss provision	—			1,565		178			—		1,743
Cost of wholesale scrap jewelry sold	—			6,119		4,969			—		11,088
Total cost of revenue	—			28,820		44,501			—		73,321
Net revenue	—			44,474		51,982			—		96,456
Expenses and other income:
Store operating expenses	—			21,187		27,305			—		48,492
Administrative expenses	7,051			—		6,278			—		13,329
Depreciation and amortization	290			1,450		2,532			—		4,272
Interest expense	1,436			—		—			—		1,436
Interest income	(29		)	25		(77		)	—		(81		)
Total expenses and other income	8,748			22,662		36,038			—		67,448
Income from continuing operations before income taxes	(8,748		)	21,812		15,944			—		29,008
Provision for income taxes	(6,497		)	7,634		4,917			—		6,054
Income from continuing operations	(2,251		)	14,178		11,027			—		22,954
Income (loss) from discontinued operations, net of tax	—			—		(272		)	—		(272		)
Net income	$	(2,251	)	$	14,178	$	10,755		$	—	$	22,682
Other comprehensive income (loss):
Currency translation adjustment, net of tax expense or benefit	(255		)	—		—			—		(255		)
Comprehensive income	$	(2,506	)	$	14,178	$	10,755		$	—	$	22,427

Condensed Consolidating Statement of Comprehensive Income
Three Months Ended March 31, 2013
(unaudited, in thousands)
	Parent Company			Guarantor Subsidiaries		Non-Guarantor Subsidiaries			Consolidating Eliminations		Consolidated
Revenue:
Retail merchandise sales	$	—		$	28,940	$	52,830		$	—	$	81,770
Pawn loan fees	—			16,814		26,337			—		43,151
Consumer loan and credit services fees	—			10,741		1,026			—		11,767
Wholesale scrap jewelry revenue	—			12,724		10,500			—		23,224
Total revenue	—			69,219		90,693			—		159,912
Cost of revenue:
Cost of retail merchandise sold	—			15,194		32,845			—		48,039
Consumer loan and credit services loss provision	—			1,989		120			—		2,109
Cost of wholesale scrap jewelry sold	—			9,757		8,747			—		18,504
Total cost of revenue	—			26,940		41,712			—		68,652
Net revenue	—			42,279		48,981			—		91,260
Expenses and other income:
Store operating expenses	—			18,074		24,731			—		42,805
Administrative expenses	9,211			—		3,881			—		13,092
Depreciation and amortization	277			1,130		2,218			—		3,625
Interest expense	719			—		—			—		719
Interest income	(3		)	—		(144		)	—		(147		)
Total expenses and other income	10,204			19,204		30,686			—		60,094
Income from continuing operations before income taxes	(10,204		)	23,075		18,295			—		31,166
Provision for income taxes	(2,962		)	8,307		5,641			—		10,986
Income from continuing operations	(7,242		)	14,768		12,654			—		20,180
Income (loss) from discontinued operations, net of tax	—			—		84			—		84
Net income	$	(7,242	)	$	14,768	$	12,738		$	—	$	20,264
Other comprehensive income (loss):
Currency translation adjustment, net of tax expense or benefit	6,231			—		—			—		6,231
Comprehensive income	$	(1,011	)	$	14,768	$	12,738		$	—	$	26,495

Condensed Consolidating Balance Sheet
March 31, 2013
(unaudited, in thousands)
	Parent Company			Guarantor Subsidiaries		Non-Guarantor Subsidiaries			Consolidating Eliminations			Consolidated
ASSETS
Cash and cash equivalents	$	19,464		$	4,031	$	14,844		$	—		$	38,339
Pawn loan fees and service charges receivable	—			5,736		9,808			—			15,544
Pawn loans	—			41,518		63,118			—			104,636
Consumer loans, net	—			776		842			—			1,618
Inventories	—			24,855		39,916			—			64,771
Prepaid expenses and other current assets	5,271			—		4,487			(2,448		)	7,310
Deferred tax assets	1,148			—		—			—			1,148
Total current assets	25,883			76,916		133,015			(2,448		)	233,366
Property and equipment, net	4,431			38,565		54,010			—			97,006
Goodwill, net	—			95,755		73,044			—			168,799
Other non-current assets	—			3,244		3,317			—			6,561
Deferred tax assets	—			—		267			(267		)	—
Intercompany receivable	—			—		140,562			(140,562		)	—
Investments in subsidiaries	582,319			—		—			(582,319		)	—
Total assets	$	612,633		$	214,480	$	404,215		$	(725,596	)	$	505,732
LIABILITIES AND STOCKHOLDERS' EQUITY
Current portion of notes payable	$	3,240		$	—	$	—		$	—		$	3,240
Accounts payable and accrued liabilities	10,092			5,435		15,300			—			30,827
Income taxes payable	2,448			—		—			(2,448		)	—
Total current liabilities	15,780			5,435		15,300			(2,448		)	34,067
Revolving unsecured credit facility	52,000			—		—			—			52,000
Notes payable, net of current portion	7,531			—		—			—			7,531
Deferred income tax liabilities	1,781			8,457		7,184			(267		)	17,155
Intercompany payable	140,562			—		—			(140,562		)	—
Total liabilities	217,654			13,892		22,484			(143,277		)	110,753
Stockholders' equity:
Preferred stock	—			—		—			—			—
Common stock	393			—		—			—			393
Additional paid-in capital	175,144			—		—			—			175,144
Retained earnings	433,656			200,588		382,221			(582,319		)	434,146
Accumulated other comprehensive income (loss) from cumulative foreign currency translation adjustments	(219		)	—		(490		)	—			(709		)
Common stock held in treasury, at cost	(213,995		)	—		—			—			(213,995		)

Condensed Consolidating Balance Sheet (Continued)
March 31, 2013
(unaudited, in thousands)
	Parent Company		Guarantor Subsidiaries		Non-Guarantor Subsidiaries		Consolidating Eliminations			Consolidated
Total stockholders' equity	394,979		200,588		381,731		(582,319		)	394,979
Total liabilities and stockholders' equity	$	612,633	$	214,480	$	404,215	$	(725,596	)	$	505,732

Condensed Consolidating Statement of Cash Flows
Three Months Ended March 31, 2014
(unaudited, in thousands)
	Parent Company			Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Consolidating Eliminations		Consolidated
Cash flow from operating activities:
Net cash flow provided by (used in) operating activities	$	18,875		$	(8,673	)	$	15,392		$	—	$	25,594
Cash flow from investing activities:
Loan receivables, net of cash repayments	—			13,611			(7,838		)	—		5,773
Purchases of property and equipment	(160		)	(1,477		)	(4,037		)	—		(5,674		)
Acquisitions of pawn stores, net of cash acquired	—			(4,889		)	—			—		(4,889		)
Investing activity with subsidiaries	4,478			—			(4,478		)	—		—
Net cash flow provided by (used in) investing activities	4,318			7,245			(16,353		)	—		(4,790		)
Cash flow from financing activities:
Borrowings from revolving credit facilities	2,500			—			—			—		2,500
Repayments of revolving credit facilities	(184,500		)	—			—			—		(184,500		)
Repayments of notes payable	(8,352		)	—			—			—		(8,352		)
Issuance of senior notes	200,000			—			—			—		200,000
Debt issuance costs paid	(5,909		)	—			—			—		(5,909		)
Net cash flow provided by (used in) financing activities	3,739			—			—			—		3,739
Effect of exchange rates on cash	—			—			(257		)	—		(257		)
Change in cash and cash equivalents	26,932			(1,428		)	(1,218		)	—		24,286
Cash and cash equivalents at beginning of the period	24,674			4,240			41,729			—		70,643
Cash and cash equivalents at end of the period	$	51,606		$	2,812		$	40,511		$	—	$	94,929

Condensed Consolidating Statement of Cash Flows
Three Months Ended March 31, 2013
(unaudited, in thousands)
	Parent Company			Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Consolidating Eliminations		Consolidated
Cash flow from operating activities:
Net cash flow provided by (used in) operating activities	$	21,880		$	(9,440	)	$	12,754		$	—	$	25,194
Cash flow from investing activities:
Loan receivables, net of cash repayments	—			10,356			(7,220		)	—		3,136
Purchases of property and equipment	(976		)	(770		)	(2,958		)	—		(4,704		)
Acquisitions of pawn stores, net of cash acquired	—			—			(1,468		)	—		(1,468		)
Investing activity with subsidiaries	22,067			—			(22,067		)	—		—
Net cash flow provided by (used in) investing activities	21,091			9,586			(33,713		)	—		(3,036		)
Cash flow from financing activities:
Repayments of revolving credit facilities	(50,500		)	—			—			—		(50,500		)
Repayments of notes payable	(792		)	—			—			—		(792		)
Proceeds from exercise of share-based compensation awards	8,422			—			—			—		8,422
Income tax benefit from exercise of stock options	7,218			—			—			—		7,218
Net cash flow provided by (used in) financing activities	(35,652		)	—			—			—		(35,652		)
Effect of exchange rates on cash	—			—			1,548			—		1,548
Change in cash and cash equivalents	7,319			146			(19,411		)	—		(11,946		)
Cash and cash equivalents at beginning of the period	12,145			3,885			34,255			—		50,285
Cash and cash equivalents at end of the period	$	19,464		$	4,031		$	14,844		$	—	$	38,339

Condensed Consolidating Balance Sheet
December 31, 2013
(unaudited, in thousands)
	Parent Company			Guarantor Subsidiaries		Non-Guarantor Subsidiaries			Consolidating Eliminations			Consolidated
ASSETS
Cash and cash equivalents	$	24,674		$	4,240	$	41,729		$	—		$	70,643
Pawn loan fees and service charges receivable	—			7,934		8,755			—			16,689
Pawn loans	—			56,566		58,668			—			115,234
Consumer loans, net	—			694		756			—			1,450
Inventories	—			33,817		43,976			—			77,793
Prepaid expenses and other current assets	1,971			—		1,398			—			3,369
Deferred tax assets	907			—		4,137			—			5,044
Total current assets	27,552			103,251		159,419			—			290,222
Property and equipment, net	4,155			47,374		56,608			—			108,137
Goodwill, net	—			149,470		101,771			—			251,241
Other non-current assets	—			6,020		3,353			—			9,373
Deferred tax assets	—			—		6,943			(6,943		)	—
Intercompany receivable	—			—		156,794			(156,794		)	—
Investments in subsidiaries	751,785			—		—			(751,785		)	—
Total assets	$	783,492		$	306,115	$	484,888		$	(915,522	)	$	658,973
LIABILITIES AND STOCKHOLDERS' EQUITY
Current portion of notes payable	$	3,326		$	—	$	—		$	—		$	3,326
Accounts payable and accrued liabilities	13,804			6,942		17,277			—			38,023
Income taxes payable	7,302			—		110			—			7,412
Total current liabilities	24,432			6,942		17,387			—			48,761
Revolving unsecured credit facility	182,000			—		—			—			182,000
Notes payable, net of current portion	5,026			—		—			—			5,026
Deferred income tax liabilities	881			10,080		4,809			(6,943		)	8,827
Intercompany payable	156,794			—		—			(156,794		)	—
Total liabilities	369,133			17,022		22,196			(163,737		)	244,614
Stockholders' equity:
Preferred stock	—			—		—			—			—
Common stock	394			—		—			—			394
Additional paid-in capital	176,675			—		—			—			176,675
Retained earnings	490,280			289,093		470,140			(751,785		)	497,728
Accumulated other comprehensive income (loss) from cumulative foreign currency translation adjustments	(303		)	—		(7,448		)	—			(7,751		)
Common stock held in treasury, at cost	(252,687		)	—		—			—			(252,687		)

Condensed Consolidating Balance Sheet (Continued)
December 31, 2013
(unaudited, in thousands)
	Parent Company		Guarantor Subsidiaries		Non-Guarantor Subsidiaries		Consolidating Eliminations			Consolidated
Total stockholders' equity	414,359		289,093		462,692		(751,785		)	414,359
Total liabilities and stockholders' equity	$	783,492	$	306,115	$	484,888	$	(915,522	)	$	658,973

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Earnings Per Share (Details) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Earnings Per Share [Abstract]
Income from continuing operations for calculating basic and diluted earnings per share	$ 22,954	$ 20,180
Income (loss) from discontinued operations	(272)	84
Net income	$ 22,682	$ 20,264
Weighted-average common shares for calculating basic earnings per share	28,952	29,313
Stock options and nonvested awards	390	642
Weighted-average common shares for calculating diluted earnings per share	29,342	29,955
Income from continuing operations (basic) (in dollars per share)	$ 0.79	$ 0.69
Income from discontinued operations (basic) (in dollars per share)	$ (0.01)	$ 0.00
Net income per basic share (in dollars per share)	$ 0.78	$ 0.69
Income from continuing operations (diluted) (in dollars per share)	$ 0.78	$ 0.68
Income from discontinued operations (diluted) (in dollars per share)	$ (0.01)	$ 0.00
Net income per diluted share (in dollars per share)	$ 0.77	$ 0.68

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Condensed Consolidating Guarantor Financial Statements Details IS (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Revenue:
Retail merchandise sales	$ 98,708	$ 81,770
Pawn loan fees	47,638	43,151
Consumer loan and credit services fees	9,784	11,767
Wholesale scrap jewelry revenue	13,647	23,224
Total revenue	169,777	159,912
Cost of revenue:
Cost of retail merchandise sold	60,490	48,039
Consumer loan and credit services loss provision	1,743	2,109
Cost of wholesale scrap jewelry sold	11,088	18,504
Total cost of revenue	73,321	68,652
Net revenue	96,456	91,260
Expenses and other income:
Store operating expenses	48,492	42,805
Administrative expenses	13,329	13,092
Depreciation and amortization	4,272	3,625
Interest expense	1,436	719
Interest income	(81)	(147)
Total expenses and other income	67,448	60,094
Income from continuing operations before income taxes	29,008	31,166
Provision for income taxes	6,054	10,986
Income from continuing operations	22,954	20,180
Income (loss) from discontinued operations	(272)	84
Net income	22,682	20,264
Currency translation adjustment, net of tax expense or benefit	(255)	6,231
Comprehensive income	22,427	26,495
Parent Company [Member]
Revenue:
Retail merchandise sales	0	0
Pawn loan fees	0	0
Consumer loan and credit services fees	0	0
Wholesale scrap jewelry revenue	0	0
Total revenue	0	0
Cost of revenue:
Cost of retail merchandise sold	0	0
Consumer loan and credit services loss provision	0	0
Cost of wholesale scrap jewelry sold	0	0
Total cost of revenue	0	0
Net revenue	0	0
Expenses and other income:
Store operating expenses	0	0
Administrative expenses	7,051	9,211
Depreciation and amortization	290	277
Interest expense	1,436	719
Interest income	(29)	(3)
Total expenses and other income	8,748	10,204
Income from continuing operations before income taxes	(8,748)	(10,204)
Provision for income taxes	(6,497)	(2,962)
Income from continuing operations	(2,251)	(7,242)
Income (loss) from discontinued operations	0	0
Net income	(2,251)	(7,242)
Currency translation adjustment, net of tax expense or benefit	(255)	6,231
Comprehensive income	(2,506)	(1,011)
Guarantor Subsidiaries [Member]
Revenue:
Retail merchandise sales	37,358	28,940
Pawn loan fees	19,466	16,814
Consumer loan and credit services fees	8,963	10,741
Wholesale scrap jewelry revenue	7,507	12,724
Total revenue	73,294	69,219
Cost of revenue:
Cost of retail merchandise sold	21,136	15,194
Consumer loan and credit services loss provision	1,565	1,989
Cost of wholesale scrap jewelry sold	6,119	9,757
Total cost of revenue	28,820	26,940
Net revenue	44,474	42,279
Expenses and other income:
Store operating expenses	21,187	18,074
Administrative expenses	0	0
Depreciation and amortization	1,450	1,130
Interest expense	0	0
Interest income	25	0
Total expenses and other income	22,662	19,204
Income from continuing operations before income taxes	21,812	23,075
Provision for income taxes	7,634	8,307
Income from continuing operations	14,178	14,768
Income (loss) from discontinued operations	0	0
Net income	14,178	14,768
Currency translation adjustment, net of tax expense or benefit	0	0
Comprehensive income	14,178	14,768
Non-Guarantor Subsidiaries [Member]
Revenue:
Retail merchandise sales	61,350	52,830
Pawn loan fees	28,172	26,337
Consumer loan and credit services fees	821	1,026
Wholesale scrap jewelry revenue	6,140	10,500
Total revenue	96,483	90,693
Cost of revenue:
Cost of retail merchandise sold	39,354	32,845
Consumer loan and credit services loss provision	178	120
Cost of wholesale scrap jewelry sold	4,969	8,747
Total cost of revenue	44,501	41,712
Net revenue	51,982	48,981
Expenses and other income:
Store operating expenses	27,305	24,731
Administrative expenses	6,278	3,881
Depreciation and amortization	2,532	2,218
Interest expense	0	0
Interest income	(77)	(144)
Total expenses and other income	36,038	30,686
Income from continuing operations before income taxes	15,944	18,295
Provision for income taxes	4,917	5,641
Income from continuing operations	11,027	12,654
Income (loss) from discontinued operations	(272)	84
Net income	10,755	12,738
Currency translation adjustment, net of tax expense or benefit	0	0
Comprehensive income	10,755	12,738
Consolidating Eliminations [Member]
Revenue:
Retail merchandise sales	0	0
Pawn loan fees	0	0
Consumer loan and credit services fees	0	0
Wholesale scrap jewelry revenue	0	0
Total revenue	0	0
Cost of revenue:
Cost of retail merchandise sold	0	0
Consumer loan and credit services loss provision	0	0
Cost of wholesale scrap jewelry sold	0	0
Total cost of revenue	0	0
Net revenue	0	0
Expenses and other income:
Store operating expenses	0	0
Administrative expenses	0	0
Depreciation and amortization	0	0
Interest expense	0	0
Interest income	0	0
Total expenses and other income	0	0
Income from continuing operations before income taxes	0	0
Provision for income taxes	0	0
Income from continuing operations	0	0
Income (loss) from discontinued operations	0	0
Net income	0	0
Currency translation adjustment, net of tax expense or benefit	0	0
Comprehensive income	$ 0	$ 0

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CONDENSED CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY (USD $) In Thousands, unless otherwise specified	Total	Preferred Stock	Common Stock	Additional Paid-In Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)	Common Stock Held in Treasury
Balance at beginning of period (value) at Dec. 31, 2012	$ 352,416	$ 0	$ 388	$ 159,081	$ 413,882	$ (6,940)	$ (213,995)
Balance at beginning of period (shares) at Dec. 31, 2012		0	38,796				9,700
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Shares issued under share-based compensation plan (shares)			4
Shares issued under share-based compensation plan (value)	0		0
Exercise of stock options (shares)			532
Exercise of stock options (value)	8,422		5	8,417
Income tax benefit from exercise of stock options and warrants (value)	7,218			7,218
Share-based compensation expense (value)	428			428
Net income	20,264				20,264
Currency translation adjustment, net of tax (value)	6,231					6,231
Balance at end of period (value) at Mar. 31, 2013	394,979	0	393	175,144	434,146	(709)	(213,995)
Balance at end of period (shares) at Mar. 31, 2013		0	39,332				9,700
Balance at beginning of period (value) at Dec. 31, 2013	414,359	0	394	176,675	497,728	(7,751)	(252,687)
Balance at beginning of period (shares) at Dec. 31, 2013		0	39,377				10,429
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Shares issued under share-based compensation plan (shares)			5
Shares issued under share-based compensation plan (value)	0		0
Share-based compensation expense (value)	550			550
Net income	22,682				22,682
Currency translation adjustment, net of tax (value)	(255)					(255)
Balance at end of period (value) at Mar. 31, 2014	$ 437,336	$ 0	$ 394	$ 177,225	$ 520,410	$ (8,006)	$ (252,687)
Balance at end of period (shares) at Mar. 31, 2014		0	39,382				10,429

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Income Taxes

3 Months Ended

Mar. 31, 2014

Income Tax Disclosure [Abstract]

Income Taxes

Income Taxes

In July 2013, the Company terminated an election to include foreign subsidiaries in its consolidated U.S. federal income tax return and it is the Company's intent to indefinitely reinvest the earnings of these subsidiaries outside the U.S. Accordingly, under U.S. income tax law, as of December 31, 2013, the undistributed earnings of the foreign subsidiaries should not be subject to U.S. federal income taxes. The Company recognized an estimated non-recurring net income tax benefit of approximately $3,979,000 in 2013 related primarily to changes in deferred tax assets and liabilities, net of certain one-time U.S. tax liabilities associated with the termination of the election. The Company recorded an additional benefit of $3,669,000 in March 2014 as the result of a change in its estimated U.S. federal liability associated with the terminated election. The amount of the benefits could be subject to adjustment pending the preparation and filing of the Company's 2013 tax returns during 2014.

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Condensed Consolidating Guarantor Financial Statements Details BS (Details) (USD $) In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
ASSETS
Cash and cash equivalents	$ 94,929	$ 70,643	$ 38,339	$ 50,285
Pawn loan fees and service charges receivable	16,539	16,689	15,544
Pawn loans	113,938	115,234	104,636
Consumer loans, net	1,239	1,450	1,618
Inventories	72,279	77,793	64,771
Prepaid expenses and other current assets	2,425	3,369	7,310
Deferred tax assets	5,190	5,044	1,148
Total current assets	306,539	290,222	233,366
Property and equipment, net	109,882	108,137	97,006
Goodwill, net	254,790	251,241	168,799
Other non-current assets	15,978	9,373	6,561
Deferred tax assets	0	0	0
Intercompany receivable	0	0	0
Investments in subsidiaries	0	0	0
Total assets	687,189	658,973	505,732
LIABILITIES AND STOCKHOLDERS' EQUITY
Current portion of notes payable	0	3,326	3,240
Accounts payable and accrued liabilities	37,184	38,023	30,827
Income taxes payable	3,377	7,412	0
Total current liabilities	40,561	48,761	34,067
Revolving unsecured credit facility	0	182,000	52,000
Notes payable, net of current portion	0	5,026	7,531
Senior unsecured notes	200,000	0	0
Deferred income tax liabilities	9,292	8,827	17,155
Intercompany payable	0	0	0
Total liabilities	249,853	244,614	110,753
Stockholders' equity:
Preferred stock	0	0	0
Common stock	394	394	393
Additional paid-in capital	177,225	176,675	175,144
Retained earnings	520,410	497,728	434,146
Accumulated other comprehensive income (loss) from cumulative foreign currency translation adjustments	(8,006)	(7,751)	(709)
Common stock held in treasury, at cost	(252,687)	(252,687)	(213,995)
Total stockholders' equity	437,336	414,359	394,979
Total liabilities and stockholders' equity	687,189	658,973	505,732
Parent Company [Member]
ASSETS
Cash and cash equivalents	51,606	24,674	19,464	12,145
Pawn loan fees and service charges receivable	0	0	0
Pawn loans	0	0	0
Consumer loans, net	0	0	0
Inventories	0	0	0
Prepaid expenses and other current assets	1,365	1,971	5,271
Deferred tax assets	906	907	1,148
Total current assets	53,877	27,552	25,883
Property and equipment, net	4,025	4,155	4,431
Goodwill, net	0	0	0
Other non-current assets	6,805	0	0
Deferred tax assets	0	0	0
Intercompany receivable	0	0	0
Investments in subsidiaries	748,735	751,785	582,319
Total assets	813,442	783,492	612,633
LIABILITIES AND STOCKHOLDERS' EQUITY
Current portion of notes payable		3,326	3,240
Accounts payable and accrued liabilities	12,064	13,804	10,092
Income taxes payable	1,887	7,302	2,448
Total current liabilities	13,951	24,432	15,780
Revolving unsecured credit facility		182,000	52,000
Notes payable, net of current portion		5,026	7,531
Senior unsecured notes	200,000
Deferred income tax liabilities	883	881	1,781
Intercompany payable	161,272	156,794	140,562
Total liabilities	376,106	369,133	217,654
Stockholders' equity:
Preferred stock	0	0	0
Common stock	394	394	393
Additional paid-in capital	177,225	176,675	175,144
Retained earnings	512,707	490,280	433,656
Accumulated other comprehensive income (loss) from cumulative foreign currency translation adjustments	(303)	(303)	(219)
Common stock held in treasury, at cost	(252,687)	(252,687)	(213,995)
Total stockholders' equity	437,336	414,359	394,979
Total liabilities and stockholders' equity	813,442	783,492	612,633
Guarantor Subsidiaries [Member]
ASSETS
Cash and cash equivalents	2,812	4,240	4,031	3,885
Pawn loan fees and service charges receivable	6,278	7,934	5,736
Pawn loans	47,361	56,566	41,518
Consumer loans, net	518	694	776
Inventories	29,770	33,817	24,855
Prepaid expenses and other current assets	0	0	0
Deferred tax assets	0	0	0
Total current assets	86,739	103,251	76,916
Property and equipment, net	47,687	47,374	38,565
Goodwill, net	152,981	149,470	95,755
Other non-current assets	4,037	6,020	3,244
Deferred tax assets	0	0	0
Intercompany receivable	0	0	0
Investments in subsidiaries	0	0	0
Total assets	291,444	306,115	214,480
LIABILITIES AND STOCKHOLDERS' EQUITY
Current portion of notes payable		0	0
Accounts payable and accrued liabilities	7,217	6,942	5,435
Income taxes payable	0	0	0
Total current liabilities	7,217	6,942	5,435
Revolving unsecured credit facility		0	0
Notes payable, net of current portion		0	0
Senior unsecured notes	0
Deferred income tax liabilities	10,689	10,080	8,457
Intercompany payable	0	0	0
Total liabilities	17,906	17,022	13,892
Stockholders' equity:
Preferred stock	0	0	0
Common stock	0	0	0
Additional paid-in capital	0	0	0
Retained earnings	273,538	289,093	200,588
Accumulated other comprehensive income (loss) from cumulative foreign currency translation adjustments	0	0	0
Common stock held in treasury, at cost	0	0	0
Total stockholders' equity	273,538	289,093	200,588
Total liabilities and stockholders' equity	291,444	306,115	214,480
Non-Guarantor Subsidiaries [Member]
ASSETS
Cash and cash equivalents	40,511	41,729	14,844	34,255
Pawn loan fees and service charges receivable	10,261	8,755	9,808
Pawn loans	66,577	58,668	63,118
Consumer loans, net	721	756	842
Inventories	42,509	43,976	39,916
Prepaid expenses and other current assets	1,060	1,398	4,487
Deferred tax assets	4,284	4,137	0
Total current assets	165,923	159,419	133,015
Property and equipment, net	58,170	56,608	54,010
Goodwill, net	101,809	101,771	73,044
Other non-current assets	5,136	3,353	3,317
Deferred tax assets	7,249	6,943	267
Intercompany receivable	161,272	156,794	140,562
Investments in subsidiaries	0	0	0
Total assets	499,559	484,888	404,215
LIABILITIES AND STOCKHOLDERS' EQUITY
Current portion of notes payable		0	0
Accounts payable and accrued liabilities	17,903	17,277	15,300
Income taxes payable	1,490	110	0
Total current liabilities	19,393	17,387	15,300
Revolving unsecured credit facility		0	0
Notes payable, net of current portion		0	0
Senior unsecured notes	0
Deferred income tax liabilities	4,969	4,809	7,184
Intercompany payable	0	0	0
Total liabilities	24,362	22,196	22,484
Stockholders' equity:
Preferred stock	0	0	0
Common stock	0	0	0
Additional paid-in capital	0	0	0
Retained earnings	482,900	470,140	382,221
Accumulated other comprehensive income (loss) from cumulative foreign currency translation adjustments	(7,703)	(7,448)	(490)
Common stock held in treasury, at cost	0	0	0
Total stockholders' equity	475,197	462,692	381,731
Total liabilities and stockholders' equity	499,559	484,888	404,215
Consolidating Eliminations [Member]
ASSETS
Cash and cash equivalents	0	0	0	0
Pawn loan fees and service charges receivable	0	0	0
Pawn loans	0	0	0
Consumer loans, net	0	0	0
Inventories	0	0	0
Prepaid expenses and other current assets	0	0	(2,448)
Deferred tax assets	0	0	0
Total current assets	0	0	(2,448)
Property and equipment, net	0	0	0
Goodwill, net	0	0	0
Other non-current assets	0	0	0
Deferred tax assets	(7,249)	(6,943)	(267)
Intercompany receivable	(161,272)	(156,794)	(140,562)
Investments in subsidiaries	(748,735)	(751,785)	(582,319)
Total assets	(917,256)	(915,522)	(725,596)
LIABILITIES AND STOCKHOLDERS' EQUITY
Current portion of notes payable		0	0
Accounts payable and accrued liabilities	0	0	0
Income taxes payable	0	0	(2,448)
Total current liabilities	0	0	(2,448)
Revolving unsecured credit facility		0	0
Notes payable, net of current portion		0	0
Senior unsecured notes	0
Deferred income tax liabilities	(7,249)	(6,943)	(267)
Intercompany payable	(161,272)	(156,794)	(140,562)
Total liabilities	(168,521)	(163,737)	(143,277)
Stockholders' equity:
Preferred stock	0	0	0
Common stock	0	0	0
Additional paid-in capital	0	0	0
Retained earnings	(748,735)	(751,785)	(582,319)
Accumulated other comprehensive income (loss) from cumulative foreign currency translation adjustments	0	0	0
Common stock held in treasury, at cost	0	0	0
Total stockholders' equity	(748,735)	(751,785)	(582,319)
Total liabilities and stockholders' equity	$ (917,256)	$ (915,522)	$ (725,596)