X0201 42004-01-07 0000840264 CAPITOL BANCORP LTD CBC 0000903771 REID JOSEPH D 200 N. WASHINGTON SQUARE LANSING MI 48933 1100Chairman and CEOCommon Stock20125.6918I401kCommon Stock33744IWife/IRACommon Stock115074IIRACommon Stock121493IFamily LPCommon Stock853730DCommon Stock6870DCommon Stock21908DOption (right to buy)25.10411997-12-152004-12-15Common Stock100001100001IFamily LPOption (right to buy)1997-06-012004-06-01Common Stock888810888810DOption (right to buy)27.042003-11-062010-11-06Common Stock6000060000DOption (right to buy)27.222004-01-074A0702850A2004-01-072010-12-31Common Stock7028570285DThe options have exercise prices varying from $9.878 to $25.10417, exercisable dates between 6/1/97 to 7/31/03, and expiration dates of 6/1/04 to 7/31/10.Joseph D. Reid2004-01-08