The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   367,291 3,923 SH   SOLE   0 0 3,923
ABBOTT LABS COM 002824100   10,949,407 113,055 SH   SOLE   0 0 113,055
ABBVIE INC COM 00287Y109   15,382,186 103,195 SH   SOLE   0 0 103,195
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   719,559 2,343 SH   SOLE   0 0 2,343
ACTIVISION BLIZZARD INC COM 00507V109   236,978 2,531 SH   SOLE   0 0 2,531
ADOBE INC COM 00724F101   1,501,148 2,944 SH   SOLE   0 0 2,944
ADVANCED MICRO DEVICES INC COM 007903107   510,502 4,965 SH   SOLE   0 0 4,965
AEGON N V NY REGISTRY SHS 007924103   56,314 11,732 SH   SOLE   0 0 11,732
AGILON HEALTH INC COM 00857U107   511,275 28,788 SH   SOLE   0 0 28,788
AIR PRODS & CHEMS INC COM 009158106   301,821 1,065 SH   SOLE   0 0 1,065
AIRBNB INC COM CL A 009066101   280,320 2,043 SH   SOLE   0 0 2,043
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   550,886 6,351 SH   SOLE   0 0 6,351
ALPHABET INC CAP STK CL A 02079K305   3,596,425 27,483 SH   SOLE   0 0 27,483
ALPHABET INC CAP STK CL C 02079K107   3,593,440 27,254 SH   SOLE   0 0 27,254
ALTRIA GROUP INC COM 02209S103   405,726 9,649 SH   SOLE   0 0 9,649
AMAZON COM INC COM 023135106   4,852,425 38,172 SH   SOLE   0 0 38,172
AMBEV SA SPONSORED ADR 02319V103   74,861 29,016 SH   SOLE   0 0 29,016
AMERICAN ELEC PWR CO INC COM 025537101   563,473 7,491 SH   SOLE   0 0 7,491
AMERICAN EXPRESS CO COM 025816109   442,982 2,969 SH   SOLE   0 0 2,969
AMERICAN INTL GROUP INC COM NEW 026874784   217,251 3,585 SH   SOLE   0 0 3,585
AMERICAN TOWER CORP NEW COM 03027X100   299,463 1,821 SH   SOLE   0 0 1,821
AMERIPRISE FINL INC COM 03076C106   249,897 758 SH   SOLE   0 0 758
AMETEK INC COM 031100100   230,653 1,561 SH   SOLE   0 0 1,561
AMGEN INC COM 031162100   568,159 2,114 SH   SOLE   0 0 2,114
AMPHENOL CORP NEW CL A 032095101   499,489 5,947 SH   SOLE   0 0 5,947
ANALOG DEVICES INC COM 032654105   308,333 1,761 SH   SOLE   0 0 1,761
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   222,306 4,020 SH   SOLE   0 0 4,020
AON PLC SHS CL A G0403H108   272,669 841 SH   SOLE   0 0 841
APPLE INC COM 037833100   15,256,892 89,112 SH   SOLE   0 0 89,112
APPLIED MATLS INC COM 038222105   491,498 3,550 SH   SOLE   0 0 3,550
ARISTA NETWORKS INC COM 040413106   245,547 1,335 SH   SOLE   0 0 1,335
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100   268,900 35,758 SH   SOLE   0 0 35,758
ASML HOLDING N V N Y REGISTRY SHS N07059210   700,505 1,190 SH   SOLE   0 0 1,190
ASTRAZENECA PLC SPONSORED ADR 046353108   728,058 10,751 SH   SOLE   0 0 10,751
AT&T INC COM 00206R102   393,111 26,173 SH   SOLE   0 0 26,173
AUTOMATIC DATA PROCESSING IN COM 053015103   847,460 3,523 SH   SOLE   0 0 3,523
AUTOZONE INC COM 053332102   332,739 131 SH   SOLE   0 0 131
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101   201,685 25,054 SH   SOLE   0 0 25,054
BANCO BRADESCO S A SP ADR PFD NEW 059460303   138,293 48,524 SH   SOLE   0 0 48,524
BANCO SANTANDER BRASIL S A ADS REP 1 UNIT 05967A107   70,025 13,650 SH   SOLE   0 0 13,650
BANCO SANTANDER S.A. ADR 05964H105   159,672 42,466 SH   SOLE   0 0 42,466
BANK AMERICA CORP COM 060505104   660,543 24,125 SH   SOLE   0 0 24,125
BANK MONTREAL QUE COM 063671101   245,854 2,914 SH   SOLE   0 0 2,914
BANK NOVA SCOTIA HALIFAX COM 064149107   268,571 5,891 SH   SOLE   0 0 5,891
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778   259,273 8,067 SH   SOLE   0 0 8,067
BARCLAYS PLC ADR 06738E204   129,259 16,593 SH   SOLE   0 0 16,593
BATH & BODY WORKS INC COM 070830104   482,292 14,269 SH   SOLE   0 0 14,269
BECTON DICKINSON & CO COM 075887109   428,186 1,656 SH   SOLE   0 0 1,656
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   6,914,221 19,738 SH   SOLE   0 0 19,738
BHP GROUP LTD SPONSORED ADS 088606108   363,691 6,394 SH   SOLE   0 0 6,394
BLACKROCK INC COM 09247X101   334,882 518 SH   SOLE   0 0 518
BOEING CO COM 097023105   495,493 2,585 SH   SOLE   0 0 2,585
BOOKING HOLDINGS INC COM 09857L108   595,215 193 SH   SOLE   0 0 193
BOSTON SCIENTIFIC CORP COM 101137107   235,910 4,468 SH   SOLE   0 0 4,468
BP PLC SPONSORED ADR 055622104   297,377 7,680 SH   SOLE   0 0 7,680
BRISTOL-MYERS SQUIBB CO COM 110122108   477,035 8,219 SH   SOLE   0 0 8,219
BROADCOM INC COM 11135F101   1,343,878 1,618 SH   SOLE   0 0 1,618
CADENCE DESIGN SYSTEM INC COM 127387108   332,472 1,419 SH   SOLE   0 0 1,419
CAMECO CORP COM 13321L108   232,370 5,862 SH   SOLE   0 0 5,862
CANADIAN NAT RES LTD COM 136385101   251,566 3,890 SH   SOLE   0 0 3,890
CANADIAN NATL RY CO COM 136375102   484,993 4,477 SH   SOLE   0 0 4,477
CANADIAN PACIFIC KANSAS CITY COM 13646K108   321,898 4,326 SH   SOLE   0 0 4,326
CARDINAL HEALTH INC COM 14149Y108   601,084 6,923 SH   SOLE   0 0 6,923
CARRIER GLOBAL CORPORATION COM 14448C104   204,902 3,712 SH   SOLE   0 0 3,712
CATERPILLAR INC COM 149123101   612,472 2,243 SH   SOLE   0 0 2,243
CDW CORP COM 12514G108   229,199 1,136 SH   SOLE   0 0 1,136
CEMEX SAB DE CV SPON ADR NEW 151290889   93,139 14,329 SH   SOLE   0 0 14,329
CENTENE CORP DEL COM 15135B101   232,263 3,372 SH   SOLE   0 0 3,372
CHARTER COMMUNICATIONS INC N CL A 16119P108   382,643 870 SH   SOLE   0 0 870
CHENIERE ENERGY INC COM NEW 16411R208   237,821 1,433 SH   SOLE   0 0 1,433
CHEVRON CORP NEW COM 166764100   1,194,841 7,086 SH   SOLE   0 0 7,086
CHUBB LIMITED COM H1467J104   446,338 2,144 SH   SOLE   0 0 2,144
CHUNGHWA TELECOM CO LTD SPON ADR NEW11 17133Q502   386,714 10,760 SH   SOLE   0 0 10,760
CIA ENERGETICA DE MINAS GERA SP ADR N-V PFD 204409601   63,310 26,161 SH   SOLE   0 0 26,161
CINCINNATI FINL CORP COM 172062101   1,884,233 18,421 SH   SOLE   0 0 18,421
CINTAS CORP COM 172908105   208,277 433 SH   SOLE   0 0 433
CISCO SYS INC COM 17275R102   1,244,957 23,158 SH   SOLE   0 0 23,158
CME GROUP INC COM 12572Q105   423,666 2,116 SH   SOLE   0 0 2,116
COCA COLA CO COM 191216100   3,382,448 60,422 SH   SOLE   0 0 60,422
COLGATE PALMOLIVE CO COM 194162103   203,090 2,856 SH   SOLE   0 0 2,856
COMCAST CORP NEW CL A 20030N101   1,031,777 23,270 SH   SOLE   0 0 23,270
CONOCOPHILLIPS COM 20825C104   994,100 8,298 SH   SOLE   0 0 8,298
CONSOLIDATED EDISON INC COM 209115104   202,621 2,369 SH   SOLE   0 0 2,369
COSTCO WHSL CORP NEW COM 22160K105   1,085,730 1,922 SH   SOLE   0 0 1,922
CROWN CASTLE INC COM 22822V101   221,706 2,409 SH   SOLE   0 0 2,409
CSX CORP COM 126408103   255,886 8,321 SH   SOLE   0 0 8,321
CVS HEALTH CORP COM 126650100   231,523 3,316 SH   SOLE   0 0 3,316
DANAHER CORPORATION COM 235851102   842,796 3,397 SH   SOLE   0 0 3,397
DEERE & CO COM 244199105   2,394,805 6,346 SH   SOLE   0 0 6,346
DIAGEO PLC SPON ADR NEW 25243Q205   308,122 2,065 SH   SOLE   0 0 2,065
DISNEY WALT CO COM 254687106   422,165 5,209 SH   SOLE   0 0 5,209
DR REDDYS LABS LTD ADR 256135203   329,669 4,930 SH   SOLE   0 0 4,930
DUKE ENERGY CORP NEW COM NEW 26441C204   300,071 3,400 SH   SOLE   0 0 3,400
EA SERIES TRUST STRIVE 500 ETF 02072L680   290,824 10,614 SH   SOLE   0 0 10,614
EA SERIES TRUST STRIVE SML CAP 02072L573   348,491 13,829 SH   SOLE   0 0 13,829
EA SERIES TRUST STRIVE EMERGING 02072L698   271,539 10,863 SH   SOLE   0 0 10,863
EATON CORP PLC SHS G29183103   1,340,038 6,283 SH   SOLE   0 0 6,283
EBAY INC. COM 278642103   203,211 4,609 SH   SOLE   0 0 4,609
ELEVANCE HEALTH INC COM 036752103   671,418 1,542 SH   SOLE   0 0 1,542
ELI LILLY & CO COM 532457108   2,672,424 4,975 SH   SOLE   0 0 4,975
EMERSON ELEC CO COM 291011104   549,098 5,686 SH   SOLE   0 0 5,686
ENBRIDGE INC COM 29250N105   238,570 7,113 SH   SOLE   0 0 7,113
EOG RES INC COM 26875P101   262,013 2,067 SH   SOLE   0 0 2,067
EQUINIX INC COM 29444U700   363,130 500 SH   SOLE   0 0 500
EXELON CORP COM 30161N101   206,636 5,468 SH   SOLE   0 0 5,468
EXXON MOBIL CORP COM 30231G102   2,091,941 17,792 SH   SOLE   0 0 17,792
FISERV INC COM 337738108   311,205 2,755 SH   SOLE   0 0 2,755
FORD MTR CO DEL COM 345370860   145,848 11,743 SH   SOLE   0 0 11,743
GENERAL ELECTRIC CO COM NEW 369604301   422,854 3,825 SH   SOLE   0 0 3,825
GENERAL MLS INC COM 370334104   220,923 3,452 SH   SOLE   0 0 3,452
GILEAD SCIENCES INC COM 375558103   318,045 4,244 SH   SOLE   0 0 4,244
GOLDMAN SACHS GROUP INC COM 38141G104   337,625 1,043 SH   SOLE   0 0 1,043
GRAINGER W W INC COM 384802104   315,479 456 SH   SOLE   0 0 456
GREIF INC CL B 397624206   623,220 9,363 SH   SOLE   0 0 9,363
GREIF INC CL A 397624107   783,902 11,733 SH   SOLE   0 0 11,733
HALEON PLC SPON ADS 405552100   103,259 12,396 SH   SOLE   0 0 12,396
HCA HEALTHCARE INC COM 40412C101   233,189 948 SH   SOLE   0 0 948
HEWLETT PACKARD ENTERPRISE C COM 42824C109   222,006 12,781 SH   SOLE   0 0 12,781
HILTON WORLDWIDE HLDGS INC COM 43300A203   204,395 1,361 SH   SOLE   0 0 1,361
HOME DEPOT INC COM 437076102   1,782,780 5,900 SH   SOLE   0 0 5,900
HONDA MOTOR LTD AMERN SHS 438128308   205,776 6,117 SH   SOLE   0 0 6,117
HONEYWELL INTL INC COM 438516106   377,793 2,045 SH   SOLE   0 0 2,045
HP INC COM 40434L105   228,202 8,879 SH   SOLE   0 0 8,879
HSBC HLDGS PLC SPON ADR NEW 404280406   494,394 12,529 SH   SOLE   0 0 12,529
HUMANA INC COM 444859102   296,291 609 SH   SOLE   0 0 609
HUNTINGTON BANCSHARES INC COM 446150104   469,965 45,189 SH   SOLE   0 0 45,189
ICICI BANK LIMITED ADR 45104G104   495,277 21,422 SH   SOLE   0 0 21,422
IDEXX LABS INC COM 45168D104   242,685 555 SH   SOLE   0 0 555
ILLINOIS TOOL WKS INC COM 452308109   504,840 2,192 SH   SOLE   0 0 2,192
INFOSYS LTD SPONSORED ADR 456788108   511,041 29,868 SH   SOLE   0 0 29,868
ING GROEP N.V. SPONSORED ADR 456837103   163,485 12,404 SH   SOLE   0 0 12,404
INOVIO PHARMACEUTICALS INC COM NEW 45773H201   3,890 10,000 SH   SOLE   0 0 10,000
INTEL CORP COM 458140100   725,035 20,395 SH   SOLE   0 0 20,395
INTERCONTINENTAL EXCHANGE IN COM 45866F104   336,001 3,054 SH   SOLE   0 0 3,054
INTERNATIONAL BUSINESS MACHS COM 459200101   551,800 3,933 SH   SOLE   0 0 3,933
INTUIT COM 461202103   556,925 1,090 SH   SOLE   0 0 1,090
INTUITIVE SURGICAL INC COM NEW 46120E602   375,593 1,285 SH   SOLE   0 0 1,285
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   492,934 11,324 SH   SOLE   0 0 11,324
INVESCO QQQ TR UNIT SER 1 46090E103   479,170 1,337 SH   SOLE   0 0 1,337
ISHARES GOLD TR ISHARES NEW 464285204   423,078 12,091 SH   SOLE   0 0 12,091
ISHARES INC MSCI GBL MIN VOL 464286525   397,986 4,171 SH   SOLE   0 0 4,171
ISHARES INC MSCI EMERG MRKT 464286533   221,064 4,144 SH   SOLE   0 0 4,144
ISHARES INC CORE MSCI EMKT 46434G103   9,192,010 193,150 SH   SOLE   0 0 193,150
ISHARES INC ESG AWR MSCI EM 46434G863   242,772 8,018 SH   SOLE   0 0 8,018
ISHARES INC MSCI EMRG CHN 46434G764   203,872 4,091 SH   SOLE   0 0 4,091
ISHARES TR CORE S&P MCP ETF 464287507   39,568,535 158,687 SH   SOLE   0 0 158,687
ISHARES TR CORE S&P500 ETF 464287200   44,133,662 102,773 SH   SOLE   0 0 102,773
ISHARES TR RUS 1000 VAL ETF 464287598   233,808 1,540 SH   SOLE   0 0 1,540
ISHARES TR RUS 1000 GRW ETF 464287614   277,798 1,044 SH   SOLE   0 0 1,044
ISHARES TR RUS 2000 VAL ETF 464287630   883,065 6,515 SH   SOLE   0 0 6,515
ISHARES TR CORE US AGGBD ET 464287226   45,723,225 486,210 SH   SOLE   0 0 486,210
ISHARES TR ISHS 1-5YR INVS 464288646   22,725,943 456,070 SH   SOLE   0 0 456,070
ISHARES TR NATIONAL MUN ETF 464288414   12,039,877 117,416 SH   SOLE   0 0 117,416
ISHARES TR MSCI ACWI ETF 464288257   204,045 2,209 SH   SOLE   0 0 2,209
ISHARES TR GRWT ALLOCAT ETF 464289867   990,423 20,045 SH   SOLE   0 0 20,045
ISHARES TR SHRT NAT MUN ETF 464288158   7,977,946 77,561 SH   SOLE   0 0 77,561
ISHARES TR MSCI USA MIN VOL 46429B697   644,461 8,904 SH   SOLE   0 0 8,904
ISHARES TR MSCI EAFE MIN VL 46429B689   418,897 6,423 SH   SOLE   0 0 6,423
ISHARES TR CORE MSCI EAFE 46432F842   11,764,358 182,818 SH   SOLE   0 0 182,818
ISHARES TR CORE 1 5 YR USD 46432F859   3,423,164 73,807 SH   SOLE   0 0 73,807
ISHARES TR GLOBAL REIT ETF 46434V647   19,945,668 942,167 SH   SOLE   0 0 942,167
ISHARES TR CORE INTL AGGR 46435G672   5,314,279 108,944 SH   SOLE   0 0 108,944
ISHARES TR ESG AW MSCI EAFE 46435G516   326,025 4,716 SH   SOLE   0 0 4,716
ISHARES TR ESG AWR MSCI USA 46435G425   247,854 2,639 SH   SOLE   0 0 2,639
ISHARES TR ESG AWARE MSCI 46435U663   200,705 5,964 SH   SOLE   0 0 5,964
ITAU UNIBANCO HLDG S A SPON ADR REP PFD 465562106   67,941 12,652 SH   SOLE   0 0 12,652
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   3,818,745 76,101 SH   SOLE   0 0 76,101
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   5,301,443 105,083 SH   SOLE   0 0 105,083
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   231,445 4,321 SH   SOLE   0 0 4,321
JOHNSON & JOHNSON COM 478160104   2,304,443 14,796 SH   SOLE   0 0 14,796
JPMORGAN CHASE & CO COM 46625H100   5,412,491 37,322 SH   SOLE   0 0 37,322
KB FINL GROUP INC SPONSORED ADR 48241A105   354,697 8,628 SH   SOLE   0 0 8,628
KEYSIGHT TECHNOLOGIES INC COM 49338L103   202,170 1,528 SH   SOLE   0 0 1,528
KIMBERLY-CLARK CORP COM 494368103   270,546 2,239 SH   SOLE   0 0 2,239
KINROSS GOLD CORP COM 496902404   58,350 12,796 SH   SOLE   0 0 12,796
KLA CORP COM NEW 482480100   211,901 462 SH   SOLE   0 0 462
KOREA ELEC PWR CORP SPONSORED ADR 500631106   137,861 21,407 SH   SOLE   0 0 21,407
KROGER CO COM 501044101   261,967 5,854 SH   SOLE   0 0 5,854
KT CORP SPONSORED ADR 48268K101   182,954 14,271 SH   SOLE   0 0 14,271
LAM RESEARCH CORP COM 512807108   386,090 616 SH   SOLE   0 0 616
LG DISPLAY CO LTD SPONS ADR REP 50186V102   192,765 39,501 SH   SOLE   0 0 39,501
LINDE PLC SHS G54950103   819,542 2,201 SH   SOLE   0 0 2,201
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   51,927 24,379 SH   SOLE   0 0 24,379
LOCKHEED MARTIN CORP COM 539830109   547,363 1,338 SH   SOLE   0 0 1,338
LOWES COS INC COM 548661107   908,989 4,374 SH   SOLE   0 0 4,374
MARATHON PETE CORP COM 56585A102   399,840 2,642 SH   SOLE   0 0 2,642
MARRIOTT INTL INC NEW CL A 571903202   230,368 1,172 SH   SOLE   0 0 1,172
MARSH & MCLENNAN COS INC COM 571748102   420,563 2,210 SH   SOLE   0 0 2,210
MASTERCARD INCORPORATED CL A 57636Q104   1,540,882 3,892 SH   SOLE   0 0 3,892
MCDONALDS CORP COM 580135101   869,784 3,302 SH   SOLE   0 0 3,302
MCKESSON CORP COM 58155Q103   376,250 865 SH   SOLE   0 0 865
MEDPACE HLDGS INC COM 58506Q109   569,974 2,354 SH   SOLE   0 0 2,354
MEDTRONIC PLC SHS G5960L103   241,427 3,081 SH   SOLE   0 0 3,081
MERCK & CO INC COM 58933Y105   1,224,371 11,893 SH   SOLE   0 0 11,893
META PLATFORMS INC CL A 30303M102   2,776,642 9,249 SH   SOLE   0 0 9,249
MICRON TECHNOLOGY INC COM 595112103   254,296 3,738 SH   SOLE   0 0 3,738
MICROSOFT CORP COM 594918104   11,934,109 37,796 SH   SOLE   0 0 37,796
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104   207,003 24,382 SH   SOLE   0 0 24,382
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109   183,642 53,540 SH   SOLE   0 0 53,540
MONDELEZ INTL INC CL A 609207105   346,445 4,992 SH   SOLE   0 0 4,992
MONSTER BEVERAGE CORP NEW COM 61174X109   224,190 4,234 SH   SOLE   0 0 4,234
MOODYS CORP COM 615369105   320,913 1,015 SH   SOLE   0 0 1,015
MORGAN STANLEY COM NEW 617446448   430,238 5,268 SH   SOLE   0 0 5,268
MSCI INC COM 55354G100   227,808 444 SH   SOLE   0 0 444
NAUTILUS BIOTECHNOLOGY INC COM 63909J108   33,038 10,455 SH   SOLE   0 0 10,455
NETEASE INC SPONSORED ADS 64110W102   241,686 2,413 SH   SOLE   0 0 2,413
NETFLIX INC COM 64110L106   759,730 2,012 SH   SOLE   0 0 2,012
NEXTERA ENERGY INC COM 65339F101   716,068 12,499 SH   SOLE   0 0 12,499
NIKE INC CL B 654106103   340,220 3,558 SH   SOLE   0 0 3,558
NISOURCE INC COM 65473P105   218,662 8,860 SH   SOLE   0 0 8,860
NOKIA CORP SPONSORED ADR 654902204   106,223 28,402 SH   SOLE   0 0 28,402
NOMURA HLDGS INC SPONSORED ADR 65535H208   132,318 32,915 SH   SOLE   0 0 32,915
NORTHROP GRUMMAN CORP COM 666807102   389,568 885 SH   SOLE   0 0 885
NOVARTIS AG SPONSORED ADR 66987V109   756,412 7,426 SH   SOLE   0 0 7,426
NOVO-NORDISK A S ADR 670100205   1,062,543 11,684 SH   SOLE   0 0 11,684
NUCOR CORP COM 670346105   203,568 1,302 SH   SOLE   0 0 1,302
NVIDIA CORPORATION COM 67066G104   5,531,438 12,716 SH   SOLE   0 0 12,716
OLD DOMINION FREIGHT LINE IN COM 679580100   240,983 589 SH   SOLE   0 0 589
ORACLE CORP COM 68389X105   1,392,530 13,147 SH   SOLE   0 0 13,147
OREILLY AUTOMOTIVE INC COM 67103H107   289,926 319 SH   SOLE   0 0 319
PACCAR INC COM 693718108   213,230 2,508 SH   SOLE   0 0 2,508
PDD HOLDINGS INC SPONSORED ADS 722304102   216,931 2,212 SH   SOLE   0 0 2,212
PEPSICO INC COM 713448108   1,382,465 8,159 SH   SOLE   0 0 8,159
PFIZER INC COM 717081103   817,309 24,640 SH   SOLE   0 0 24,640
PHILIP MORRIS INTL INC COM 718172109   335,537 3,624 SH   SOLE   0 0 3,624
PHILLIPS 66 COM 718546104   363,934 3,029 SH   SOLE   0 0 3,029
POSCO HOLDINGS INC SPONSORED ADR 693483109   412,768 4,027 SH   SOLE   0 0 4,027
PROCTER AND GAMBLE CO COM 742718109   4,534,744 31,090 SH   SOLE   0 0 31,090
PROGRESSIVE CORP COM 743315103   335,574 2,409 SH   SOLE   0 0 2,409
PROLOGIS INC. COM 74340W103   607,072 5,410 SH   SOLE   0 0 5,410
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   251,167 4,413 SH   SOLE   0 0 4,413
QUALCOMM INC COM 747525103   371,051 3,341 SH   SOLE   0 0 3,341
REGENERON PHARMACEUTICALS COM 75886F107   278,160 338 SH   SOLE   0 0 338
RELX PLC SPONSORED ADR 759530108   227,644 6,755 SH   SOLE   0 0 6,755
ROCKWELL AUTOMATION INC COM 773903109   205,541 719 SH   SOLE   0 0 719
ROPER TECHNOLOGIES INC COM 776696106   298,801 617 SH   SOLE   0 0 617
ROYAL BK CDA COM 780087102   301,318 3,446 SH   SOLE   0 0 3,446
S&P GLOBAL INC COM 78409V104   579,540 1,586 SH   SOLE   0 0 1,586
SALESFORCE INC COM 79466L302   840,929 4,147 SH   SOLE   0 0 4,147
SANOFI SPONSORED ADR 80105N105   351,986 6,562 SH   SOLE   0 0 6,562
SAP SE SPON ADR 803054204   475,380 3,676 SH   SOLE   0 0 3,676
SCHLUMBERGER LTD COM STK 806857108   227,137 3,896 SH   SOLE   0 0 3,896
SCHWAB CHARLES CORP COM 808513105   411,067 7,488 SH   SOLE   0 0 7,488
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   262,890 5,274 SH   SOLE   0 0 5,274
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   238,416 7,020 SH   SOLE   0 0 7,020
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   223,515 4,417 SH   SOLE   0 0 4,417
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   54,421 1,314 SH   SOLE   0 0 1,314
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   478,927 6,768 SH   SOLE   0 0 6,768
SEMPRA COM 816851109   211,233 3,105 SH   SOLE   0 0 3,105
SERVICENOW INC COM 81762P102   1,765,755 3,159 SH   SOLE   0 0 3,159
SHELL PLC SPON ADS 780259305   520,070 8,078 SH   SOLE   0 0 8,078
SHERWIN WILLIAMS CO COM 824348106   534,840 2,097 SH   SOLE   0 0 2,097
SHINHAN FINANCIAL GROUP CO L SPN ADR RESTRD 824596100   355,390 13,416 SH   SOLE   0 0 13,416
SHOPIFY INC CL A 82509L107   439,016 8,045 SH   SOLE   0 0 8,045
SONY GROUP CORP SPONSORED ADR 835699307   502,124 6,093 SH   SOLE   0 0 6,093
SOUTHERN COPPER CORP COM 84265V105   217,889 2,894 SH   SOLE   0 0 2,894
SPDR GOLD TR GOLD SHS 78463V107   787,127 4,591 SH   SOLE   0 0 4,591
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   269,053 7,043 SH   SOLE   0 0 7,043
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,127,507 2,638 SH   SOLE   0 0 2,638
SPDR SER TR S&P DIVID ETF 78464A763   1,931,283 16,792 SH   SOLE   0 0 16,792
SPDR SER TR PORTFOLIO INTRMD 78464A375   1,501,410 47,740 SH   SOLE   0 0 47,740
SSGA ACTIVE ETF TR GLOBL ALLO ETF 78467V400   1,582,976 41,430 SH   SOLE   0 0 41,430
STARBUCKS CORP COM 855244109   564,921 6,190 SH   SOLE   0 0 6,190
STRYKER CORPORATION COM 863667101   360,171 1,318 SH   SOLE   0 0 1,318
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209   389,538 39,547 SH   SOLE   0 0 39,547
SUN LIFE FINANCIAL INC. COM 866796105   235,655 4,829 SH   SOLE   0 0 4,829
SYNOPSYS INC COM 871607107   439,693 958 SH   SOLE   0 0 958
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,415,080 16,284 SH   SOLE   0 0 16,284
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205   174,997 11,312 SH   SOLE   0 0 11,312
TARGET CORP COM 87612E106   372,289 3,367 SH   SOLE   0 0 3,367
TELEFONICA S A SPONSORED ADR 879382208   51,046 12,542 SH   SOLE   0 0 12,542
TENCENT MUSIC ENTMT GROUP SPON ADS 88034P109   64,751 10,149 SH   SOLE   0 0 10,149
TESLA INC COM 88160R101   2,916,564 11,656 SH   SOLE   0 0 11,656
TEXAS INSTRS INC COM 882508104   935,933 5,886 SH   SOLE   0 0 5,886
THE CIGNA GROUP COM 125523100   692,875 2,422 SH   SOLE   0 0 2,422
THERMO FISHER SCIENTIFIC INC COM 883556102   1,027,950 2,031 SH   SOLE   0 0 2,031
THOMSON REUTERS CORP. COM 884903808   260,909 2,133 SH   SOLE   0 0 2,133
TJX COS INC NEW COM 872540109   546,701 6,151 SH   SOLE   0 0 6,151
T-MOBILE US INC COM 872590104   367,491 2,624 SH   SOLE   0 0 2,624
TORONTO DOMINION BK ONT COM NEW 891160509   360,234 5,978 SH   SOLE   0 0 5,978
TOTALENERGIES SE SPONSORED ADS 89151E109   439,474 6,683 SH   SOLE   0 0 6,683
TOYOTA MOTOR CORP ADS 892331307   502,222 2,794 SH   SOLE   0 0 2,794
TRAVELERS COMPANIES INC COM 89417E109   209,037 1,280 SH   SOLE   0 0 1,280
TURKCELL ILETISIM HIZMETLERI SPON ADR NEW 900111204   129,470 27,372 SH   SOLE   0 0 27,372
UBER TECHNOLOGIES INC COM 90353T100   208,427 4,532 SH   SOLE   0 0 4,532
UBS GROUP AG SHS H42097107   379,980 15,415 SH   SOLE   0 0 15,415
ULTRAPAR PARTICIPACOES SA SP ADR REP COM 90400P101   46,224 12,595 SH   SOLE   0 0 12,595
UNILEVER PLC SPON ADR NEW 904767704   437,712 8,861 SH   SOLE   0 0 8,861
UNION PAC CORP COM 907818108   636,723 3,127 SH   SOLE   0 0 3,127
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405   372,542 52,768 SH   SOLE   0 0 52,768
UNITED PARCEL SERVICE INC CL B 911312106   5,409,591 34,706 SH   SOLE   0 0 34,706
UNITEDHEALTH GROUP INC COM 91324P102   2,439,494 4,838 SH   SOLE   0 0 4,838
US BANCORP DEL COM NEW 902973304   242,940 7,348 SH   SOLE   0 0 7,348
VANECK MERK GOLD TR GOLD TRUST 921078101   3,001,548 167,778 SH   SOLE   0 0 167,778
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   18,476,868 245,801 SH   SOLE   0 0 245,801
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   8,906,305 127,634 SH   SOLE   0 0 127,634
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   31,668,209 662,099 SH   SOLE   0 0 662,099
VANGUARD INDEX FDS TOTAL STK MKT 922908769   4,247,042 19,995 SH   SOLE   0 0 19,995
VANGUARD INDEX FDS VALUE ETF 922908744   1,376,689 9,981 SH   SOLE   0 0 9,981
VANGUARD INDEX FDS MID CAP ETF 922908629   6,671,573 32,038 SH   SOLE   0 0 32,038
VANGUARD INDEX FDS SM CP VAL ETF 922908611   55,304,284 346,757 SH   SOLE   0 0 346,757
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   5,121,151 67,686 SH   SOLE   0 0 67,686
VANGUARD INDEX FDS SMALL CP ETF 922908751   7,705,390 40,754 SH   SOLE   0 0 40,754
VANGUARD INDEX FDS GROWTH ETF 922908736   656,939 2,412 SH   SOLE   0 0 2,412
VANGUARD INDEX FDS SML CP GRW ETF 922908595   232,434 1,085 SH   SOLE   0 0 1,085
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,741,572 8,900 SH   SOLE   0 0 8,900
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,706,525 4,346 SH   SOLE   0 0 4,346
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   36,784,719 938,146 SH   SOLE   0 0 938,146
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   6,988,088 134,723 SH   SOLE   0 0 134,723
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   2,302,801 21,684 SH   SOLE   0 0 21,684
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   3,421,513 36,719 SH   SOLE   0 0 36,719
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   6,580,173 136,802 SH   SOLE   0 0 136,802
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   743,033 9,887 SH   SOLE   0 0 9,887
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   36,506,035 234,947 SH   SOLE   0 0 234,947
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   58,032,069 1,327,357 SH   SOLE   0 0 1,327,357
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   720,719 6,976 SH   SOLE   0 0 6,976
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   4,524,155 63,426 SH   SOLE   0 0 63,426
VANGUARD WORLD FD MEGA CAP INDEX 921910873   239,072 1,574 SH   SOLE   0 0 1,574
VANGUARD WORLD FD ESG US STK ETF 921910733   304,503 4,048 SH   SOLE   0 0 4,048
VANGUARD WORLD FD ESG INTL STK ETF 921910725   91,790 1,820 SH   SOLE   0 0 1,820
VANGUARD WORLD FDS ENERGY ETF 92204A306   522,464 4,122 SH   SOLE   0 0 4,122
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   259,416 1,103 SH   SOLE   0 0 1,103
VANGUARD WORLD FDS INF TECH ETF 92204A702   464,165 1,119 SH   SOLE   0 0 1,119
VERIZON COMMUNICATIONS INC COM 92343V104   354,091 10,925 SH   SOLE   0 0 10,925
VERTEX PHARMACEUTICALS INC COM 92532F100   266,369 766 SH   SOLE   0 0 766
VISA INC COM CL A 92826C839   1,809,029 7,865 SH   SOLE   0 0 7,865
WALMART INC COM 931142103   872,101 5,453 SH   SOLE   0 0 5,453
WASTE MGMT INC DEL COM 94106L109   267,837 1,757 SH   SOLE   0 0 1,757
WELLS FARGO CO NEW COM 949746101   366,351 8,966 SH   SOLE   0 0 8,966
WELLTOWER INC COM 95040Q104   265,421 3,240 SH   SOLE   0 0 3,240
WENDYS CO COM 95058W100   181,424 8,889 SH   SOLE   0 0 8,889
WIPRO LTD SPON ADR 1 SH 97651M109   383,188 79,171 SH   SOLE   0 0 79,171
WOORI FINL GROUP INC SPONSORED ADS 981064108   311,765 11,370 SH   SOLE   0 0 11,370
WORKDAY INC CL A 98138H101   231,179 1,076 SH   SOLE   0 0 1,076
WORLD GOLD TR SPDR GLD MINIS 98149E303   168,856 4,606 SH   SOLE   0 0 4,606
WORTHINGTON INDS INC COM 981811102   781,282 12,638 SH   SOLE   0 0 12,638
YUM BRANDS INC COM 988498101   228,140 1,826 SH   SOLE   0 0 1,826
ZOETIS INC CL A 98978V103   398,588 2,291 SH   SOLE   0 0 2,291