Chief Compliance Officer

0000838618-23-000003.txt : 20230721 0000838618-23-000003.hdr.sgml : 20230721 20230720174400 ACCESSION NUMBER: 0000838618-23-000003 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230630 FILED AS OF DATE: 20230721 DATE AS OF CHANGE: 20230720 EFFECTIVENESS DATE: 20230721 FILER: COMPANY DATA: COMPANY CONFORMED NAME: PDS Planning, Inc CENTRAL INDEX KEY: 0000838618 IRS NUMBER: 311255560 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-18459 FILM NUMBER: 231100639 BUSINESS ADDRESS: STREET 1: 475 METRO PL S., STE 460 CITY: DUBLIN STATE: OH ZIP: 43017 BUSINESS PHONE: 6144818449 MAIL ADDRESS: STREET 1: 475 METRO PL S., STE 460 CITY: DUBLIN STATE: OH ZIP: 43017 FORMER COMPANY: FORMER CONFORMED NAME: PDS PLANNING INC /ADV DATE OF NAME CHANGE: 19880829 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0000838618 XXXXXXXX 06-30-2023 06-30-2023 PDS Planning, Inc

475 METRO PL S., STE 460 DUBLIN OH 43017

13F HOLDINGS REPORT 028-18459 000106895 801-33041 N Kurt M. Brown Chief Compliance Officer 614-481-8449 Kurt M. Brown Columbus OH 07-20-2023 0 340 782091830 false INFORMATION TABLE 2 pds2q23.xml 3M CO COM 88579Y101 408264 4079 SH SOLE 0 0 4079 ABBOTT LABS COM 002824100 12959899 118876 SH SOLE 0 0 118876 ABBVIE INC COM 00287Y109 14914527 110699 SH SOLE 0 0 110699 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 700785 2271 SH SOLE 0 0 2271 ACTIVISION BLIZZARD INC COM 00507V109 208474 2473 SH SOLE 0 0 2473 ADOBE SYSTEMS INCORPORATED COM 00724F101 1390199 2843 SH SOLE 0 0 2843 ADVANCED MICRO DEVICES INC COM 007903107 560665 4922 SH SOLE 0 0 4922 AEGON N V NY REGISTRY SHS 007924103 55491 10945 SH SOLE 0 0 10945 AGILON HEALTH INC COM 00857U107 499080 28782 SH SOLE 0 0 28782 AIR PRODS & CHEMS INC COM 009158106 312410 1043 SH SOLE 0 0 1043 AIRBNB INC COM CL A 009066101 369357 2882 SH SOLE 0 0 2882 ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 452090 5424 SH SOLE 0 0 5424 ALPHABET INC CAP STK CL C 02079K107 3266553 27003 SH SOLE 0 0 27003 ALPHABET INC CAP STK CL A 02079K305 3205327 26778 SH SOLE 0 0 26778 ALTRIA GROUP INC COM 02209S103 480640 10610 SH SOLE 0 0 10610 AMAZON COM INC COM 023135106 4860844 37288 SH SOLE 0 0 37288 AMBEV SA SPONSORED ADR 02319V103 80518 25320 SH SOLE 0 0 25320 AMERICAN ELEC PWR CO INC COM 025537101 652382 7748 SH SOLE 0 0 7748 AMERICAN EXPRESS CO COM 025816109 507429 2913 SH SOLE 0 0 2913 AMERICAN TOWER CORP NEW COM 03027X100 304098 1568 SH SOLE 0 0 1568 AMERIPRISE FINL INC COM 03076C106 246463 742 SH SOLE 0 0 742 AMETEK INC COM 031100100 247515 1529 SH SOLE 0 0 1529 AMGEN INC COM 031162100 436047 1964 SH SOLE 0 0 1964 AMPHENOL CORP NEW CL A 032095101 495513 5833 SH SOLE 0 0 5833 ANALOG DEVICES INC COM 032654105 359230 1844 SH SOLE 0 0 1844 AON PLC SHS CL A G0403H108 281683 816 SH SOLE 0 0 816 APPLE INC COM 037833100 17158235 88458 SH SOLE 0 0 88458 APPLIED MATLS INC COM 038222105 494182 3419 SH SOLE 0 0 3419 ARISTA NETWORKS INC COM 040413106 211002 1302 SH SOLE 0 0 1302 ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100 267602 34352 SH SOLE 0 0 34352 ASML HOLDING N V N Y REGISTRY SHS N07059210 879847 1214 SH SOLE 0 0 1214 ASTRAZENECA PLC SPONSORED ADR 046353108 744757 10406 SH SOLE 0 0 10406 AT&T INC COM 00206R102 383899 24069 SH SOLE 0 0 24069 AUTOMATIC DATA PROCESSING IN COM 053015103 777448 3537 SH SOLE 0 0 3537 AUTOZONE INC COM 053332102 321643 129 SH SOLE 0 0 129 BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 176732 23012 SH SOLE 0 0 23012 BANCO BRADESCO S A SP ADR PFD NEW 059460303 167893 48524 SH SOLE 0 0 48524 BANCO SANTANDER BRASIL S A ADS REP 1 UNIT 05967A107 86814 13650 SH SOLE 0 0 13650 BANCO SANTANDER S.A. ADR 05964H105 144371 38914 SH SOLE 0 0 38914 BANK AMERICA CORP COM 060505104 628426 21904 SH SOLE 0 0 21904 BANK MONTREAL QUE COM 063671101 264337 2927 SH SOLE 0 0 2927 BANK NOVA SCOTIA HALIFAX COM 064149107 321407 6423 SH SOLE 0 0 6423 BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 246608 8067 SH SOLE 0 0 8067 BARCLAYS PLC ADR 06738E204 95923 12204 SH SOLE 0 0 12204 BATH & BODY WORKS INC COM 070830104 594300 15848 SH SOLE 0 0 15848 BECTON DICKINSON & CO COM 075887109 437138 1656 SH SOLE 0 0 1656 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6639270 19470 SH SOLE 0 0 19470 BHP GROUP LTD SPONSORED ADS 088606108 355574 5959 SH SOLE 0 0 5959 BLACKROCK INC COM 09247X101 358702 519 SH SOLE 0 0 519 BOEING CO COM 097023105 546693 2589 SH SOLE 0 0 2589 BOOKING HOLDINGS INC COM 09857L108 518463 192 SH SOLE 0 0 192 BOSTON SCIENTIFIC CORP COM 101137107 221174 4089 SH SOLE 0 0 4089 BP PLC SPONSORED ADR 055622104 257412 7294 SH SOLE 0 0 7294 BRISTOL-MYERS SQUIBB CO COM 110122108 489595 7656 SH SOLE 0 0 7656 BROADCOM INC COM 11135F101 1368805 1578 SH SOLE 0 0 1578 CADENCE DESIGN SYSTEM INC COM 127387108 319416 1362 SH SOLE 0 0 1362 CANADIAN NAT RES LTD COM 136385101 200454 3563 SH SOLE 0 0 3563 CANADIAN NATL RY CO COM 136375102 527260 4355 SH SOLE 0 0 4355 CANADIAN PACIFIC KANSAS CITY COM 13646K108 329380 4078 SH SOLE 0 0 4078 CARDINAL HEALTH INC COM 14149Y108 653833 6914 SH SOLE 0 0 6914 CATERPILLAR INC COM 149123101 542393 2204 SH SOLE 0 0 2204 CEMEX SAB DE CV SPON ADR NEW 151290889 96869 13682 SH SOLE 0 0 13682 CENTENE CORP DEL COM 15135B101 229532 3403 SH SOLE 0 0 3403 CHARTER COMMUNICATIONS INC N CL A 16119P108 308958 841 SH SOLE 0 0 841 CHENIERE ENERGY INC COM NEW 16411R208 212999 1398 SH SOLE 0 0 1398 CHEVRON CORP NEW COM 166764100 1093740 6951 SH SOLE 0 0 6951 CHIPOTLE MEXICAN GRILL INC COM 169656105 213900 100 SH SOLE 0 0 100 CHUBB LIMITED COM H1467J104 405146 2104 SH SOLE 0 0 2104 CHUNGHWA TELECOM CO LTD SPON ADR NEW11 17133Q502 330278 8857 SH SOLE 0 0 8857 CIA ENERGETICA DE MINAS GERA SP ADR N-V PFD 204409601 60322 22936 SH SOLE 0 0 22936 CINCINNATI FINL CORP COM 172062101 1929555 19827 SH SOLE 0 0 19827 CINTAS CORP COM 172908105 208277 419 SH SOLE 0 0 419 CISCO SYS INC COM 17275R102 1175080 22711 SH SOLE 0 0 22711 CITIGROUP INC COM NEW 172967424 351976 7645 SH SOLE 0 0 7645 CME GROUP INC COM 12572Q105 377436 2037 SH SOLE 0 0 2037 COCA COLA CO COM 191216100 3676165 61046 SH SOLE 0 0 61046 COLGATE PALMOLIVE CO COM 194162103 217715 2826 SH SOLE 0 0 2826 COMCAST CORP NEW CL A 20030N101 960242 23111 SH SOLE 0 0 23111 CONOCOPHILLIPS COM 20825C104 838827 8096 SH SOLE 0 0 8096 CORNING INC COM 219350105 208628 5954 SH SOLE 0 0 5954 COSTCO WHSL CORP NEW COM 22160K105 1000502 1858 SH SOLE 0 0 1858 CRH PLC ADR 12626K203 202133 3627 SH SOLE 0 0 3627 CSX CORP COM 126408103 280847 8237 SH SOLE 0 0 8237 CVS HEALTH CORP COM 126650100 246379 3564 SH SOLE 0 0 3564 DANAHER CORPORATION COM 235851102 792480 3302 SH SOLE 0 0 3302 DEERE & CO COM 244199105 2573420 6351 SH SOLE 0 0 6351 DEVON ENERGY CORP NEW COM 25179M103 201771 4174 SH SOLE 0 0 4174 DIAGEO PLC SPON ADR NEW 25243Q205 363343 2094 SH SOLE 0 0 2094 DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 203853 4233 SH SOLE 0 0 4233 DISNEY WALT CO COM 254687106 547171 6129 SH SOLE 0 0 6129 DR REDDYS LABS LTD ADR 256135203 291442 4618 SH SOLE 0 0 4618 DUKE ENERGY CORP NEW COM NEW 26441C204 308370 3436 SH SOLE 0 0 3436 EATON CORP PLC SHS G29183103 1258886 6260 SH SOLE 0 0 6260 EBAY INC. COM 278642103 200882 4495 SH SOLE 0 0 4495 EDWARDS LIFESCIENCES CORP COM 28176E108 232335 2463 SH SOLE 0 0 2463 ELEVANCE HEALTH INC COM 036752103 685539 1543 SH SOLE 0 0 1543 EMERSON ELEC CO COM 291011104 509333 5635 SH SOLE 0 0 5635 ENBRIDGE INC COM 29250N105 192140 5172 SH SOLE 0 0 5172 EOG RES INC COM 26875P101 236433 2066 SH SOLE 0 0 2066 EQUINIX INC COM 29444U700 390402 498 SH SOLE 0 0 498 EXELON CORP COM 30161N101 225292 5530 SH SOLE 0 0 5530 EXXON MOBIL CORP COM 30231G102 1878231 17513 SH SOLE 0 0 17513 FISERV INC COM 337738108 334298 2650 SH SOLE 0 0 2650 FORD MTR CO DEL COM 345370860 162029 10709 SH SOLE 0 0 10709 FORTINET INC COM 34959E109 232061 3070 SH SOLE 0 0 3070 FREEPORT-MCMORAN INC CL B 35671D857 200480 5012 SH SOLE 0 0 5012 GENERAL ELECTRIC CO COM NEW 369604301 415563 3783 SH SOLE 0 0 3783 GENERAL MLS INC COM 370334104 273927 3571 SH SOLE 0 0 3571 GENERAL MTRS CO COM 37045V100 208301 5402 SH SOLE 0 0 5402 GILEAD SCIENCES INC COM 375558103 330399 4287 SH SOLE 0 0 4287 GOLDMAN SACHS GROUP INC COM 38141G104 330027 1023 SH SOLE 0 0 1023 GRAINGER W W INC COM 384802104 355654 451 SH SOLE 0 0 451 GREIF INC CL B 397624206 723236 9362 SH SOLE 0 0 9362 GREIF INC CL A 397624107 808231 11732 SH SOLE 0 0 11732 HALEON PLC SPON ADS 405552100 94560 11284 SH SOLE 0 0 11284 HCA HEALTHCARE INC COM 40412C101 278595 918 SH SOLE 0 0 918 HEWLETT PACKARD ENTERPRISE C COM 42824C109 200693 11946 SH SOLE 0 0 11946 HOME DEPOT INC COM 437076102 1830328 5892 SH SOLE 0 0 5892 HONEYWELL INTL INC COM 438516106 411888 1985 SH SOLE 0 0 1985 HP INC COM 40434L105 260262 8475 SH SOLE 0 0 8475 HSBC HLDGS PLC SPON ADR NEW 404280406 472191 11918 SH SOLE 0 0 11918 HUMANA INC COM 444859102 261571 585 SH SOLE 0 0 585 HUNTINGTON BANCSHARES INC COM 446150104 481812 44707 SH SOLE 0 0 44707 ICICI BANK LIMITED ADR 45104G104 463377 20077 SH SOLE 0 0 20077 IDEXX LABS INC COM 45168D104 292298 582 SH SOLE 0 0 582 ILLINOIS TOOL WKS INC COM 452308109 551603 2205 SH SOLE 0 0 2205 INFOSYS LTD SPONSORED ADR 456788108 455360 28336 SH SOLE 0 0 28336 ING GROEP N.V. SPONSORED ADR 456837103 156306 11604 SH SOLE 0 0 11604 INTEL CORP COM 458140100 652760 19520 SH SOLE 0 0 19520 INTERCONTINENTAL EXCHANGE IN COM 45866F104 332681 2942 SH SOLE 0 0 2942 INTERNATIONAL BUSINESS MACHS COM 459200101 554642 4145 SH SOLE 0 0 4145 INTUIT COM 461202103 482932 1054 SH SOLE 0 0 1054 INTUITIVE SURGICAL INC COM NEW 46120E602 431186 1261 SH SOLE 0 0 1261 INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 509127 11324 SH SOLE 0 0 11324 INVESCO QQQ TR UNIT SER 1 46090E103 488114 1321 SH SOLE 0 0 1321 ISHARES GOLD TR ISHARES NEW 464285204 438505 12050 SH SOLE 0 0 12050 ISHARES INC MSCI EMERG MRKT 464286533 227818 4144 SH SOLE 0 0 4144 ISHARES INC MSCI EMRG CHN 46434G764 207627 3994 SH SOLE 0 0 3994 ISHARES INC MSCI GBL MIN VOL 464286525 426724 4352 SH SOLE 0 0 4352 ISHARES INC CORE MSCI EMKT 46434G103 8870697 179970 SH SOLE 0 0 179970 ISHARES INC ESG AWR MSCI EM 46434G863 249927 7902 SH SOLE 0 0 7902 ISHARES TR MSCI EMG MKT ETF 464287234 128720 3254 SH SOLE 0 0 3254 ISHARES TR RUS 1000 GRW ETF 464287614 287396 1044 SH SOLE 0 0 1044 ISHARES TR ISHS 1-5YR INVS 464288646 21903894 436593 SH SOLE 0 0 436593 ISHARES TR RUS MD CP GR ETF 464287481 203250 2103 SH SOLE 0 0 2103 ISHARES TR CORE S&P500 ETF 464287200 44609286 100086 SH SOLE 0 0 100086 ISHARES TR GLOBAL REIT ETF 46434V647 20804387 905720 SH SOLE 0 0 905720 ISHARES TR MSCI EAFE MIN VL 46429B689 536586 7949 SH SOLE 0 0 7949 ISHARES TR CORE INTL AGGR 46435G672 5297337 107473 SH SOLE 0 0 107473 ISHARES TR CORE US AGGBD ET 464287226 45432699 463836 SH SOLE 0 0 463836 ISHARES TR ESG AWR MSCI USA 46435G425 256249 2629 SH SOLE 0 0 2629 ISHARES TR MSCI ACWI ETF 464288257 211931 2209 SH SOLE 0 0 2209 ISHARES TR CORE 1 5 YR USD 46432F859 3480785 74631 SH SOLE 0 0 74631 ISHARES TR GLOBAL TECH ETF 464287291 213063 3426 SH SOLE 0 0 3426 ISHARES TR SHRT NAT MUN ETF 464288158 7894104 75876 SH SOLE 0 0 75876 ISHARES TR GRWT ALLOCAT ETF 464289867 1030595 20031 SH SOLE 0 0 20031 ISHARES TR MSCI USA MIN VOL 46429B697 665391 8952 SH SOLE 0 0 8952 ISHARES TR RUS 1000 VAL ETF 464287598 243063 1540 SH SOLE 0 0 1540 ISHARES TR RUS 2000 VAL ETF 464287630 926701 6582 SH SOLE 0 0 6582 ISHARES TR NATIONAL MUN ETF 464288414 12380909 116002 SH SOLE 0 0 116002 ISHARES TR ESG AWARE MSCI 46435U663 211859 5964 SH SOLE 0 0 5964 ISHARES TR ESG AW MSCI EAFE 46435G516 343946 4716 SH SOLE 0 0 4716 ISHARES TR CORE MSCI EAFE 46432F842 11458931 169762 SH SOLE 0 0 169762 ISHARES TR CORE S&P MCP ETF 464287507 40004938 152994 SH SOLE 0 0 152994 ITAU UNIBANCO HLDG S A SPON ADR REP PFD 465562106 62941 10668 SH SOLE 0 0 10668 J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 5379525 106210 SH SOLE 0 0 106210 J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 3820966 76206 SH SOLE 0 0 76206 JOHNSON & JOHNSON COM 478160104 2557247 15450 SH SOLE 0 0 15450 JPMORGAN CHASE & CO COM 46625H100 5401182 37137 SH SOLE 0 0 37137 KB FINL GROUP INC SPONSORED ADR 48241A105 297825 8182 SH SOLE 0 0 8182 KEYSIGHT TECHNOLOGIES INC COM 49338L103 276627 1652 SH SOLE 0 0 1652 KIMBERLY-CLARK CORP COM 494368103 304603 2206 SH SOLE 0 0 2206 KINROSS GOLD CORP COM 496902404 61037 12796 SH SOLE 0 0 12796 KLA CORP COM NEW 482480100 215834 445 SH SOLE 0 0 445 KOREA ELEC PWR CORP SPONSORED ADR 500631106 168516 21744 SH SOLE 0 0 21744 KROGER CO COM 501044101 256949 5467 SH SOLE 0 0 5467 LAM RESEARCH CORP COM 512807108 391501 609 SH SOLE 0 0 609 LG DISPLAY CO LTD SPONS ADR REP 50186V102 236128 38965 SH SOLE 0 0 38965 LILLY ELI & CO COM 532457108 2294304 4892 SH SOLE 0 0 4892 LINDE PLC SHS G54950103 817036 2144 SH SOLE 0 0 2144 LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 59336 26971 SH SOLE 0 0 26971 LOCKHEED MARTIN CORP COM 539830109 652484 1417 SH SOLE 0 0 1417 LOWES COS INC COM 548661107 976840 4328 SH SOLE 0 0 4328 LUMEN TECHNOLOGIES INC COM 550241103 35294 15617 SH SOLE 0 0 15617 MARATHON PETE CORP COM 56585A102 294298 2524 SH SOLE 0 0 2524 MARSH & MCLENNAN COS INC COM 571748102 404936 2153 SH SOLE 0 0 2153 MASTERCARD INCORPORATED CL A 57636Q104 1491000 3791 SH SOLE 0 0 3791 MCDONALDS CORP COM 580135101 1015978 3405 SH SOLE 0 0 3405 MCKESSON CORP COM 58155Q103 357234 836 SH SOLE 0 0 836 MEDPACE HLDGS INC COM 58506Q109 565360 2354 SH SOLE 0 0 2354 MEDTRONIC PLC SHS G5960L103 307117 3486 SH SOLE 0 0 3486 MERCK & CO INC COM 58933Y105 1367765 11853 SH SOLE 0 0 11853 META PLATFORMS INC CL A 30303M102 2558714 8916 SH SOLE 0 0 8916 MICRON TECHNOLOGY INC COM 595112103 227700 3608 SH SOLE 0 0 3608 MICROSOFT CORP COM 594918104 12750140 37441 SH SOLE 0 0 37441 MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104 178531 24224 SH SOLE 0 0 24224 MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109 147778 48136 SH SOLE 0 0 48136 MONDELEZ INTL INC CL A 609207105 362731 4973 SH SOLE 0 0 4973 MONSTER BEVERAGE CORP NEW COM 61174X109 230564 4014 SH SOLE 0 0 4014 MOODYS CORP COM 615369105 341461 982 SH SOLE 0 0 982 MORGAN STANLEY COM NEW 617446448 444934 5210 SH SOLE 0 0 5210 MSCI INC COM 55354G100 201325 429 SH SOLE 0 0 429 NAUTILUS BIOTECHNOLOGY INC COM 63909J108 40461 10455 SH SOLE 0 0 10455 NETEASE INC SPONSORED ADS 64110W102 225288 2330 SH SOLE 0 0 2330 NETFLIX INC COM 64110L106 889349 2019 SH SOLE 0 0 2019 NEXTERA ENERGY INC COM 65339F101 1056385 14237 SH SOLE 0 0 14237 NIKE INC CL B 654106103 467420 4235 SH SOLE 0 0 4235 NISOURCE INC COM 65473P105 234897 8589 SH SOLE 0 0 8589 NOKIA CORP SPONSORED ADR 654902204 131119 31519 SH SOLE 0 0 31519 NOMURA HLDGS INC SPONSORED ADR 65535H208 121537 31733 SH SOLE 0 0 31733 NORTHROP GRUMMAN CORP COM 666807102 354157 777 SH SOLE 0 0 777 NOVARTIS AG SPONSORED ADR 66987V109 681546 6754 SH SOLE 0 0 6754 NOVO-NORDISK A S ADR 670100205 889741 5498 SH SOLE 0 0 5498 NUCOR CORP COM 670346105 210878 1286 SH SOLE 0 0 1286 NVIDIA CORPORATION COM 67066G104 5335055 12612 SH SOLE 0 0 12612 OLD DOMINION FREIGHT LINE IN COM 679580100 214455 580 SH SOLE 0 0 580 ORACLE CORP COM 68389X105 1551624 13029 SH SOLE 0 0 13029 OREILLY AUTOMOTIVE INC COM 67103H107 301875 316 SH SOLE 0 0 316 PACCAR INC COM 693718108 206950 2474 SH SOLE 0 0 2474 PEPSICO INC COM 713448108 1533255 8278 SH SOLE 0 0 8278 PFIZER INC COM 717081103 1005864 27423 SH SOLE 0 0 27423 PHILIP MORRIS INTL INC COM 718172109 328639 3367 SH SOLE 0 0 3367 PHILLIPS 66 COM 718546104 284423 2982 SH SOLE 0 0 2982 POSCO HOLDINGS INC SPONSORED ADR 693483109 290771 3932 SH SOLE 0 0 3932 PROCTER AND GAMBLE CO COM 742718109 4695234 30943 SH SOLE 0 0 30943 PROGRESSIVE CORP COM 743315103 298759 2257 SH SOLE 0 0 2257 PROLOGIS INC. COM 74340W103 640023 5219 SH SOLE 0 0 5219 PUBLIC SVC ENTERPRISE GRP IN COM 744573106 265867 4246 SH SOLE 0 0 4246 QUALCOMM INC COM 747525103 359025 3016 SH SOLE 0 0 3016 RAYTHEON TECHNOLOGIES CORP COM 75513E101 407905 4164 SH SOLE 0 0 4164 REGENERON PHARMACEUTICALS COM 75886F107 224184 312 SH SOLE 0 0 312 RELX PLC SPONSORED ADR 759530108 223045 6672 SH SOLE 0 0 6672 RIO TINTO PLC SPONSORED ADR 767204100 261177 4091 SH SOLE 0 0 4091 ROCKWELL AUTOMATION INC COM 773903109 231933 704 SH SOLE 0 0 704 ROPER TECHNOLOGIES INC COM 776696106 291846 607 SH SOLE 0 0 607 ROYAL BK CDA COM 780087102 306587 3210 SH SOLE 0 0 3210 S&P GLOBAL INC COM 78409V104 633807 1581 SH SOLE 0 0 1581 SALESFORCE INC COM 79466L302 856871 4056 SH SOLE 0 0 4056 SANOFI SPONSORED ADR 80105N105 334072 6198 SH SOLE 0 0 6198 SAP SE SPON ADR 803054204 481161 3517 SH SOLE 0 0 3517 SCHWAB CHARLES CORP COM 808513105 409562 7226 SH SOLE 0 0 7226 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 476365 6560 SH SOLE 0 0 6560 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 44391 1013 SH SOLE 0 0 1013 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 201539 5653 SH SOLE 0 0 5653 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 249089 4818 SH SOLE 0 0 4818 SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 202394 6268 SH SOLE 0 0 6268 SEMPRA COM 816851109 215182 1478 SH SOLE 0 0 1478 SERVICENOW INC COM 81762P102 1756156 3125 SH SOLE 0 0 3125 SHELL PLC SPON ADS 780259305 469402 7774 SH SOLE 0 0 7774 SHERWIN WILLIAMS CO COM 824348106 552547 2081 SH SOLE 0 0 2081 SHINHAN FINANCIAL GROUP CO L SPN ADR RESTRD 824596100 332890 12774 SH SOLE 0 0 12774 SHOPIFY INC CL A 82509L107 511180 7913 SH SOLE 0 0 7913 SMUCKER J M CO COM NEW 832696405 202709 1373 SH SOLE 0 0 1373 SONY GROUP CORPORATION SPONSORED ADR 835699307 538259 5978 SH SOLE 0 0 5978 SOUTHERN COPPER CORP COM 84265V105 203455 2836 SH SOLE 0 0 2836 SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 204247 594 SH SOLE 0 0 594 SPDR GOLD TR GOLD SHS 78463V107 818438 4591 SH SOLE 0 0 4591 SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 287414 6998 SH SOLE 0 0 6998 SPDR S&P 500 ETF TR TR UNIT 78462F103 1168763 2637 SH SOLE 0 0 2637 SPDR SER TR S&P DIVID ETF 78464A763 2059186 16799 SH SOLE 0 0 16799 SPDR SER TR PORTFOLIO INTRMD 78464A375 1530587 47667 SH SOLE 0 0 47667 SPDR SER TR BLOOMBERG 1-3 MO 78468R663 220368 2400 SH SOLE 0 0 2400 SSGA ACTIVE ETF TR GLOBL ALLO ETF 78467V400 1921617 48045 SH SOLE 0 0 48045 STARBUCKS CORP COM 855244109 616700 6226 SH SOLE 0 0 6226 STRYKER CORPORATION COM 863667101 390516 1280 SH SOLE 0 0 1280 SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 323420 37607 SH SOLE 0 0 37607 SUN LIFE FINANCIAL INC. COM 866796105 242827 4659 SH SOLE 0 0 4659 SYNOPSYS INC COM 871607107 401448 922 SH SOLE 0 0 922 TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 1497754 14841 SH SOLE 0 0 14841 TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 172637 10989 SH SOLE 0 0 10989 TARGET CORP COM 87612E106 548308 4157 SH SOLE 0 0 4157 TELEFONICA S A SPONSORED ADR 879382208 50544 12542 SH SOLE 0 0 12542 TESLA INC COM 88160R101 2755915 10528 SH SOLE 0 0 10528 TEXAS INSTRS INC COM 882508104 1069139 5939 SH SOLE 0 0 5939 THE CIGNA GROUP COM 125523100 666516 2375 SH SOLE 0 0 2375 THERMO FISHER SCIENTIFIC INC COM 883556102 1057926 2028 SH SOLE 0 0 2028 THOMSON REUTERS CORP. COM 884903808 292280 2166 SH SOLE 0 0 2166 TJX COS INC NEW COM 872540109 505942 5967 SH SOLE 0 0 5967 T-MOBILE US INC COM 872590104 373085 2686 SH SOLE 0 0 2686 TORONTO DOMINION BK ONT COM NEW 891160509 313399 5054 SH SOLE 0 0 5054 TOTALENERGIES SE SPONSORED ADS 89151E109 365553 6342 SH SOLE 0 0 6342 TOYOTA MOTOR CORP ADS 892331307 418272 2602 SH SOLE 0 0 2602 TRAVELERS COMPANIES INC COM 89417E109 274383 1580 SH SOLE 0 0 1580 TURKCELL ILETISIM HIZMETLERI SPON ADR NEW 900111204 86101 24118 SH SOLE 0 0 24118 UBS GROUP AG SHS H42097107 307111 15151 SH SOLE 0 0 15151 ULTRAPAR PARTICIPACOES SA SP ADR REP COM 90400P101 45266 11518 SH SOLE 0 0 11518 UNILEVER PLC SPON ADR NEW 904767704 491100 9421 SH SOLE 0 0 9421 UNION PAC CORP COM 907818108 638639 3121 SH SOLE 0 0 3121 UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405 395881 50175 SH SOLE 0 0 50175 UNITED PARCEL SERVICE INC CL B 911312106 6268916 34973 SH SOLE 0 0 34973 UNITEDHEALTH GROUP INC COM 91324P102 2261453 4705 SH SOLE 0 0 4705 US BANCORP DEL COM NEW 902973304 203626 6163 SH SOLE 0 0 6163 VANECK MERK GOLD TR GOLD TRUST 921078101 3120671 167778 SH SOLE 0 0 167778 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 8771029 120663 SH SOLE 0 0 120663 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 17938511 237376 SH SOLE 0 0 237376 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 31095261 636155 SH SOLE 0 0 636155 VANGUARD INDEX FDS TOTAL STK MKT 922908769 3841263 17438 SH SOLE 0 0 17438 VANGUARD INDEX FDS SMALL CP ETF 922908751 7992126 40184 SH SOLE 0 0 40184 VANGUARD INDEX FDS LARGE CAP ETF 922908637 1814070 8949 SH SOLE 0 0 8949 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 5204259 62282 SH SOLE 0 0 62282 VANGUARD INDEX FDS GROWTH ETF 922908736 411896 1456 SH SOLE 0 0 1456 VANGUARD INDEX FDS VALUE ETF 922908744 1360949 9577 SH SOLE 0 0 9577 VANGUARD INDEX FDS SML CP GRW ETF 922908595 249296 1085 SH SOLE 0 0 1085 VANGUARD INDEX FDS SM CP VAL ETF 922908611 55211116 333804 SH SOLE 0 0 333804 VANGUARD INDEX FDS MID CAP ETF 922908629 6521331 29621 SH SOLE 0 0 29621 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1734564 4259 SH SOLE 0 0 4259 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 36928697 907785 SH SOLE 0 0 907785 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 3588890 37006 SH SOLE 0 0 37006 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 7466677 137230 SH SOLE 0 0 137230 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2368964 21442 SH SOLE 0 0 21442 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 6966117 138712 SH SOLE 0 0 138712 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 745960 9859 SH SOLE 0 0 9859 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 37286790 229556 SH SOLE 0 0 229556 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 59396245 1286190 SH SOLE 0 0 1286190 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 738757 6965 SH SOLE 0 0 6965 VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 4821863 64214 SH SOLE 0 0 64214 VANGUARD WORLD FD MEGA CAP INDEX 921910873 231165 1477 SH SOLE 0 0 1477 VANGUARD WORLD FD ESG US STK ETF 921910733 316552 4040 SH SOLE 0 0 4040 VANGUARD WORLD FD ESG INTL STK ETF 921910725 95514 1798 SH SOLE 0 0 1798 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 305165 1246 SH SOLE 0 0 1246 VANGUARD WORLD FDS INF TECH ETF 92204A702 490189 1109 SH SOLE 0 0 1109 VANGUARD WORLD FDS ENERGY ETF 92204A306 465039 4119 SH SOLE 0 0 4119 VERISIGN INC COM 92343E102 209245 926 SH SOLE 0 0 926 VERIZON COMMUNICATIONS INC COM 92343V104 550507 14803 SH SOLE 0 0 14803 VERTEX PHARMACEUTICALS INC COM 92532F100 265692 755 SH SOLE 0 0 755 VISA INC COM CL A 92826C839 1834533 7725 SH SOLE 0 0 7725 VMWARE INC CL A COM 928563402 272005 1893 SH SOLE 0 0 1893 WALMART INC COM 931142103 848303 5397 SH SOLE 0 0 5397 WASTE MGMT INC DEL COM 94106L109 314237 1812 SH SOLE 0 0 1812 WELLS FARGO CO NEW COM 949746101 371316 8700 SH SOLE 0 0 8700 WELLTOWER INC COM 95040Q104 254399 3145 SH SOLE 0 0 3145 WENDYS CO COM 95058W100 183113 8419 SH SOLE 0 0 8419 WILLIAMS COS INC COM 969457100 207201 6350 SH SOLE 0 0 6350 WIPRO LTD SPON ADR 1 SH 97651M109 350989 74362 SH SOLE 0 0 74362 WOORI FINL GROUP INC SPONSORED ADS 981064108 294537 10929 SH SOLE 0 0 10929 WORKDAY INC CL A 98138H101 240573 1065 SH SOLE 0 0 1065 WORLD GOLD TR SPDR GLD MINIS 98149E303 175443 4606 SH SOLE 0 0 4606 WORTHINGTON INDS INC COM 981811102 912281 13132 SH SOLE 0 0 13132 YUM BRANDS INC COM 988498101 269341 1944 SH SOLE 0 0 1944 ZOETIS INC CL A 98978V103 380756 2211 SH SOLE 0 0 2211