State | Feature or Benefit | Availability or Variation |
Massachusetts | Confinement Waiver | The Confinement Waiver is not available in Massachusetts. |
Terminal Illness Waiver | The waiver is available during the Accumulation Phase before the Death Benefit becomes payable. | |
Montana | Right to Cancel Period | If your Contract is the result of a replacement of an existing contract, your Right to Cancel Period is 30 days. |
North Carolina | Right to Cancel Period | If your Contract is the result of a replacement of an existing contract, your Right to Cancel Period is 30 days. |
Oklahoma | Right to Cancel Period | If your Contract is the result of a replacement of an existing contract, your Right to Cancel Period is 30 days. |
Pennsylvania | Right to Cancel Period | If the Contract is a replacement for an existing contract which was issued to you by Athene Annuity and Life Company, the Right to Cancel Period is extended to 45 days. |
State | Feature or Benefit | Availability or Variation |
Pennsylvania | Confinement Waiver | An additional requirement is added to receive benefits under this waiver: Confinement in a Qualified Care Facility must not be for the treatment of a condition resulting directly or indirectly from: (a) the voluntary taking or injection of drugs, unless prescribed or administered by a licensed Physician; (b) the voluntary taking of any drugs prescribed by a license Physician and intentionally not taken as prescribed; (c) sensitivity to drugs voluntarily taken, unless prescribed by a Physician; or (d) drug addiction, unless addiction results from the voluntary taking of drugs prescribed by a licensed Physician or the involuntary taking of drugs. The definition of Physician has been modified to state: "Physician" for purposes of this provision means a practitioner of the healing arts, who is licensed by the State in which he/she performs such function. The Physician cannot be You, an Annuitant, a Beneficiary, or a member of Your, an Annuitant's, or a Beneficiary's immediate family, including a husband, wife, domestic partner, civil union partner, child, sibling, parent, or any member of Your household. |
Terminal Illness Waiver | This waiver is referred to as a Terminal Condition Waiver. All references to "Terminal Illness" are replaced with "Terminal Condition". The definition of Terminal Illness is modified to state: "Terminal Condition" means a condition that is expected to cause death within 12 months and that is the result of an injury or illness. The definition of Physician has been modified to state: "Physician" for purposes of this provision means a practitioner of the healing arts, who is licensed by the State in which he/she performs such function. The Physician cannot be You, an Annuitant, a Beneficiary, or a member of Your, an Annuitant's, or a Beneficiary's immediate family, including a husband, wife, domestic partner, civil union partner, child, sibling, parent, or any member of Your household. | |