X-17A-5 0000837078 XXXXXXXX LIVE false false false 01-01-2025 12-31-2025 Broker-dealer N PENROD FINANCIAL SERVICES, INC. 574 STATE HIGHWAY 248 SUITE 5 BRANSON MO 65616 Becky Penrod 417-334-3455 Sanville & Company 325 N St Paul Street Suite 3100 Dallas TX 75201 Certified Public Accountant Becky Penrod PENROD FINANCIAL SERVICES, INC. 12-31-2025 Becky Penrod President, CCO