EX-16.(4)(V) 7 spdmgaa2010.htm SINGLE PREMIUM DEFERRED MODIFIED GUARANTEED ANNUITY APPLICATION (153740) (02/01/2010)

       
1. PRODUCT/CONTRACT INFORMATION
 
 
Select one. Subject to state availability. For issue ages 76-80, only the 5 year guarantee period is available.
Guarantee Period 5-Year 6-Year
7-Year 8-Year 9-Year 10-Year
 
 
If this application is being signed in a state other than the owner’s resident state, please specify the state where the business
was solicited and the purpose of the visit.
 
 
 
Client Account Number (Broker-dealer use only.)
 
 
2. OWNER (If a trust is designated as the owner, complete the Certificate of Trust form and submit it with this
application.)
 
 
 
Name
 
 
 
SSN/TIN
Birth Date/Trust Date
Male
Female
Street Address (PO boxes are not permitted.)
 
 
City
State
ZIP
 
Mailing Address (If different than above.)
 
 
 
City
State
ZIP
 
Country of Citizenship
Country of Incorporation
 
 
Phone
E-mail Address
 
 
JOINT OWNER (Not available with qualified plans.)
 
 
Name
 
 
 
SSN
Birth Date
Male
Female
Street Address (PO boxes are not permitted.)
 
 
City
State
ZIP
 
Mailing Address (If different than above.)
 
 
 
City
State
ZIP
 
Country of Citizenship
Phone
 
 
Relationship to Owner
E-mail Address
 
 
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Order #153740 02/01/2010
 
 
 
LifeCAD/R
 
 



               
3. ANNUITANT(S) (Designate an annuitant below in the event that: 1) the individual owner is not the annuitant; 2) there
is joint ownership; or 3) the owner is not a natural person. If an individual owner is named and an annuitant is not named
below, the individual owner will be named as the annuitant. The owner is required to have an insurable interest
in the life of the annuitant. As defined in more detail in the prospectus, an insurable interest means the owner has a lawful and
substantial economic interest in the continued life of the annuitant.)
 
 
 
Name
 
 
 
Phone
 
 
SSN
 
Birth Date
 
 
 
Male
Female
Street Address (PO boxes are not permitted.)
 
 
 
 
 
City
 
 
 
State
ZIP
 
Country of Citizenship
 
 
Relationship to Owner
 
 
ANNUITANT
 
 
 
 
 
 
 
Name
 
 
 
Phone
 
 
SSN
 
Birth Date
 
 
 
Male
Female
Street Address (PO boxes are not permitted.)
 
 
 
 
 
City
 
 
 
State
ZIP
 
Country of Citizenship
 
 
Relationship to Owner
 
 
Contingent annuitant (Provide the contingent annuitant’s name, SSN, birth date, gender, and street address in the
Special
 
 
 
 
 
 
 
Remarks area of Section 7.)
 
 
 
 
 
 
 
4. BENEFICIARY INFORMATION
 
 
 
 
 
 
If you would like to designate a restricted beneficiary, complete the Restricted Beneficiary form and submit it with this application.
Total percentage of primary beneficiary shares must equal 100%. Total percentage of contingent beneficiary shares must also
equal
 
 
 
 
 
 
 
100%. If no percentages are listed, beneficiaries' shares will be distributed equally. Additional beneficiaries should be listed
on
 
 
 
 
 
 
 
a separate piece of paper that includes the owner’s signature and the date.
 
 
Name
Gender Birth Date/Trust Date
SSN/TIN
Relationship to Owner
% Beneficiary Type
 
 
 
 
 
 
 
Primary
 
 
 
 
 
 
 
Primary
 
 
 
 
 
 
 
Contingent
 
 
 
 
 
 
 
Primary
 
 
 
 
 
 
 
Contingent
 
 
 
 
 
 
 
Primary
 
 
 
 
 
 
 
Contingent
 
 
 
 
 
 
 
Primary
 
 
 
 
 
 
 
Contingent
 
5. PREMIUM AND PLAN TYPE
 
 
 
 
 
 
Make all checks payable to ING Life Insurance and Annuity Company. Complete either the nonqualified or the qualified
section, not both.
 
 
 
 
 
 
 
Premium: $
and/or Estimated Amount of Transfer(s)/1035 Exchange(s): $
 
NONQUALIFIED - SOURCE OF FUNDS:
New Purchase (money with application)
 
 
 
 
1035 Exchange Transfer from money market account, CD or mutual fund
QUALIFIED - SOURCE OF FUNDS:
New Purchase (money with application)
Contribution for tax year
 
 
Rollover
c
 
 
 
 
 
 
Transfer
 
 
 
 
 
Type of IRA Applied For:
 
Traditional IRA
Roth IRA SEP-IRA
 
153740(09/09)
 
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LifeCAD/R
 
 



       
6. IMPORTANT INFORMATION AND STATE REQUIRED NOTICES
 
 
To help the government fight the funding for terrorism and money-laundering activities, federal law requires all financial institutions
to obtain, verify, and record information that identifies each person who opens an account. What this means for you — when you
apply for an annuity, we will ask for your name, address, date of birth, and other information that will allow us to identify you.
We may also ask to see your driver’s license or other identifying documents. If you wish to have a more detailed explanation of
our
 
 
 
information practices, please write to: Customer Service Center, ING Annuities, 909 Locust Street, Des Moines, IA 50309-
 
2899.
 
 
 
Pursuant to federal law (the Defense of Marriage Act of 1996), certain favorable federal tax treatment available to
opposite-sex spouses is not available to same-sex spouses. For instance, federal tax law allows a surviving spouse who is
designated the beneficiary under an annuity to continue the annuity when the owner dies. This alternative death benefit option
is not available to a same-sex spouse beneficiary. If you are a same-sex spouse, we suggest that you consult with a tax
advisor prior to purchasing an annuity contract, such as this one, which provides spousal benefits.
 
 
Below are notices that apply only in certain states. Please read the following carefully to see if any apply in your state.
Arkansas, Louisiana, Maine, New Mexico, Ohio, Oklahoma, Tennessee, Washington, West Virginia: Any person who
knowingly and with intent to injure, defraud or deceive any insurance company, submits an application for insurance containing
any materially false, incomplete, or misleading information, or conceals for the purpose of misleading, any material fact, is guilty
of insurance fraud, which is a crime and in certain states, a felony. Penalties may include imprisonment, fine, denial of benefits,
or civil damages.
 
 
 
Arizona: On receiving your written request, we will provide you with information regarding the benefits and provisions
of the annuity contract for which you have applied. If you are not satisfied, you may cancel your contract by returning
it within 20 days, or within 30 days if you are 65 years of age or older on the date of the application for the annuity,
after the date you receive it. Any premium paid for the returned contract will be refunded without interest.
 
California Reg. 789.8: The sale or liquidation of any asset in order to buy insurance, either life insurance or an annuity
contract, may have tax consequences. Terminating any life insurance policy or annuity contract may have early withdrawal
penalties or other costs or penalties, as well as tax consequences. You may wish to consult independent legal or financial
advice before the sale or liquidation of any asset and before the purchase of any life insurance or annuity contract.
 
Colorado: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for
the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of
insurance, and civil damages. Any insurance company or agent of an insurance company who knowingly provides false,
incomplete, or misleading facts or information to a policy holder or claimant for the purpose of defrauding or attempting to
defraud the policy holder or claimant with regard to a settlement or award payable from insurance proceeds shall be
reported to the Colorado Division of Insurance within the Department of Regulatory Agencies.
 
 
District of Columbia: WARNING: It is a crime to provide false or misleading information to an insurer for the purpose of
 
defrauding
 
 
 
the insurer or any other person. Penalties include imprisonment and/or fines. In addition, an insurer may deny insurance benefits,
if
 
 
 
false information materially related to a claim was provided by the applicant.
 
 
Florida: ANY PERSON WHO KNOWINGLY AND WITH INTENT TO INJURE, DEFRAUD, OR DECEIVE ANY INSURER FILES A
STATEMENT
 
 
 
OF CLAIM OR AN APPLICATION CONTAINING ANY FALSE, INCOMPLETE, OR MISLEADING INFORMATION IS GUILTY
OF A FELONY
 
 
 
OF THE THIRD DEGREE.
 
 
 
Kentucky: Any person who knowingly and with intent to defraud any insurance company or other person files an application for
insurance containing any materially false information or conceals, for the purpose of misleading, information concerning any
fact
 
 
 
material thereto commits a fraudulent insurance act, which is a crime.
 
 
Maryland: Any person who knowingly and willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly and
willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in
prison. New Jersey: Any person who includes any false or misleading information on an application for an insurance policy
is subject to criminal and civil penalties.
 
 
 
Pennsylvania: Any person who knowingly and with intent to defraud any insurance company or other person files an application for
insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning
any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties.
Virginia: Any person who, with the intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an
application or files a claim containing a false or deceptive statement may have violated the state law.
 
 
 
7. ACKNOWLEDGEMENTS AND SIGNATURES (Please read carefully.)
 
 
SIGNATURE REQUIRED BELOW! THIS ENTIRE SECTION MUST BE COMPLETED FOR YOUR APPLICATION TO BE PROCESSED IN “GOOD
ORDER.”
 
 
 
 
REPLACEMENT
 
 
 
If either question below is answered “Yes,” you must complete any state-required replacement forms, as applicable, and
submit them with this application.
 
 
 
1. Do you currently have any existing individual life insurance policies or annuity contracts? (If “Yes,” complete the
 
 
state-required replacement form(s) and provide details below.)
Yes
No
2. Will this contract replace any existing individual life insurance policies or annuity contracts? (If “Yes,” complete
 
 
the state-required replacement form(s) and provide details below.)
Yes
No
 
Company
Policy/Contract #
 
 
 
Company
Policy/Contract #
 
 
 
 



     
153740(09/09)
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LifeCAD/R
 
 



     
7. ACKNOWLEDGEMENTS AND SIGNATURES (CONTINUED) (Please read carefully.)
SPECIAL REMARKS
 
 
 
 
 
 
By signing below, I acknowledge receipt of the prospectus. My signature also serves as a representation that: (a) all statements
and
 
 
answers in this form are complete and true to the best of my knowledge and belief and may be relied upon in determining whether
to issue the applied for annuity; and (b) the owner has an insurable interest, as defined above and in more detail in the
prospectus,
 
 
in the life of the annuitant. Only the owner and the Company have the authority to modify this form. After reviewing my financial
information, I believe this contract is suitable and will meet my financial goals and objectives.
 
 
Contracts and policies and underlying Series shares or securities which fund contracts and policies are not insured by the
FDIC or any other agency. They are not deposits or other obligations of any bank and are not bank guaranteed. Also, they
are subject to market fluctuation, investment risk and possible loss of principal invested.
 
 
I understand that any amount allocated to a guarantee period may be subject to a market value adjustment, which may cause
the values to increase or decrease, prior to a specified date or dates as specified in the contract.
 
I understand that Individual Retirement Accounts (IRAs) already provide tax deferral like that provided by the contract. For an
additional cost, this contract provides additional features and benefits, including death benefits and the ability to receive a
lifetime income. I understand that I should purchase an annuity contract only if I have taken into account the cost of these
features and benefits.
 
 
 
Additional information about the contract can be found in the prospectus.
 
 
TAXPAYER CERTIFICATION
 
 
Under penalties of perjury, my/our signature(s) certifies/certify that:
 
1. The number shown on this form is my correct taxpayer identification number (or I am waiting for a number to be issued to me).
2. I am not subject to backup withholding because (a) I have not been notified by the Internal Revenue Service (IRS) that I
am subject to backup withholding as a result of a failure to report all interest or dividends, or (b) the IRS has notified me that I
am
 
 
no longer subject to backup withholding.
 
3. I am a U.S. citizen or U.S. resident alien.
 
The IRS does not require your consent to any provision of this document other than the certifications required to avoid
backup withholding.
 
 
 
 
¬Owner Signature
 
 
Signed at (city, state)
 
Date
 
 
¬Joint Owner Signature (if applicable)
 
Signed at (city, state)
 
Date
 
By signing below, I consent to being the individual annuitant.
 
 
 
¬Annuitant Signature (if other than named owner(s))
Date
 
¬Annuitant Signature (if other than named owner(s))
Date
153740(09/09)
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LifeCAD/R
 
 



       
8. PRODUCER INFORMATION
 
 
 
 
¬ CHECK THE more Check BOXES detail here BELOW to in confirm the ONLY prospectus, that IF the THEY owner(s) an APPLY: insurable has an interest insurable means interest the in the owner life of has the a annuitant. lawful and As substantial defined in
 
¬economic active Check duty here interest service if the in member applicant the continued of is the on U. life active S. of Armed the duty annuitant. Forces. with the Complete U.S. Armed the Military Forces Personnel or is a dependent Financial Services of any
Disclosure Regarding Insurance Products and return it with this application.
 
If any questions below or in the Replacement section are answered “Yes,” the applicant must complete and submit any
state-required replacement forms/sales material, as applicable, with this application.
 
Does the applicant have any existing individual life insurance policies or annuity contracts?
Yes c
No
 
 
 
Do you have reason to believe that the contract applied for will replace any existing annuity or life insurance coverage?
Yes c
No
 
 
 
If your state has adopted replacement regulations, did you remember to do the following?
 
Provide required replacement notice to the applicant and offer to read it aloud.
 
Complete required, state-specific paperwork.
 
 
 
Compensation Alternative
 
 
 
A
 
 
 
 
Compensation will be split equally if no percentage is indicated. Partial percentages will be rounded up. Percentages
must
 
 
 
total 100%. The primary producer will be given the highest percentage in the case of unequal percentages and will receive
all
 
 
 
correspondence regarding the contract.
 
 
By signing below you certify that: 1) replacement questions were answered; 2) any sales material was shown to the applicant
and
 
 
 
a copy was left with the applicant; 3) you used only insurer-approved sales material; 4) you have not made statements that
differ
 
 
 
from the sales material; and 5) no promises were made about the future value of any contract elements that are not
guaranteed.
 
 
 
(This includes any expected future index gains that may apply to this contract.)
 
SIGNATURE REQUIRED BELOW! THIS ENTIRE SECTION MUST BE COMPLETED FOR YOUR APPLICATION TO BE PROCESSED IN “GOOD
ORDER.”
 
 
 
 
Primary Producer: Split
%
 
 
 
Print Name
 
¬Signature
 
NPN
 
Florida License # (if applicable)
 
Producer Phone
 
Broker Code
 
 
Broker-Dealer Branch
 
 
 
 
Producer #2: Split
%
 
 
 
Print Name
 
¬Signature
 
NPN
 
Florida License # (if applicable)
 
 
Producer Phone
 
Broker Code
 
 
Broker-Dealer Branch
 
 
 
 
Producer #3: Split
%
 
 
 
Print Name
 
¬Signature
 
NPN
 
Florida License # (if applicable)
 
 
Producer Phone
 
Broker Code
 
 
Broker-Dealer Branch
 
 
 
Broker-Dealer Use Only: Team Name
Team ID
 
 
 



     
153740(09/09)
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Order #153740 02/01/2010
 
 
LifeCAD/R