Schedule IV - Reinsurance Information

12 Months Ended

Dec. 31, 2025

SEC Schedule, 12-17, Insurance Companies, Reinsurance [Abstract]

Schedule IV - Reinsurance Information

Voya Retirement Insurance and Annuity Company

(A wholly owned subsidiary of Voya Holdings Inc.)

Schedule IV

Reinsurance

Years Ended December 31, 2025, 2024 and 2023

(In millions)

	Direct			Assumed		Ceded			Net			Percentage of Assumed to Net
2025
Life insurance in force	$	5,031		$	128	$	5,159		$	—		NM**
Premiums:
Accident and health insurance	—		*	—		—		*	—		*	—	%
Annuity contracts	5			—		4			1			—	%
Total premiums	$	5		$	—	$	4		$	1		—	%
2024
Life insurance in force	$	5,478		$	140	$	5,618		$	—		NM**
Premiums:
Accident and health insurance	—		*	—		—		*	—		*	—	%
Annuity contracts	9			—		—		*	9			—	%
Total premiums	$	9		$	—	$	—	*	$	9		—	%
2023
Life insurance in force	$	5,903		$	152	$	6,055		$	—		NM**
Premiums:
Accident and health insurance	—		*	—		—		*	—		*	—	%
Annuity contracts	31			—		2			29			—	%
Total premiums	$	31		$	—	$	2		$	29		—	%

* Less than $1

** Not meaningful