EX-99.B15 3 sdsvapoa.txt POWER OF ATTORNEY ING [Logo] POWER OF ATTORNEY KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned, being duly elected Directors and/or Officers of Golden American Life Insurance Company ("Golden American"), constitute and appoint, Kimberly J. Smith and Linda E. Senker, and each of them, his true and lawful attorney-in-fact and agent with full power of substitution and resubstitution for him in his name, place and stead, in any and all capacities, to sign the following Golden American registration statements, and amendments to registration statements, and to file the same, with all exhibits thereto, with the Securities and Exchange Commission, granting unto said attorneys-in-fact and agents full power and authority to do and perform each and every act and thing requisite and necessary to be done, as fully to all intents and purposes as she might or could do in person, hereby ratifying and affirming all that said attorneys-in-fact and agents, or any of them, or her substitute or substitutes, may lawfully do or cause to be done by virtue thereof: o Golden American Separate Account B Initial Registration Statement on Form N-4 (Nos. 333-____; 811-5626) for registration of Contracts offered through Separate Account B. SIGNATURE TITLE DATE /s/CHRIS D. SCHREIER CHIEF FINANCIAL OFFICER November 22, 2002 ------------------------ VICE PRESIDENT AND DIRECTOR CHRIS D. SCHREIER /s/KEITH GUBBAY PRESIDENT AND DIRECTOR November 25, 2002 ------------------------ KEITH GUBBAY /s/THOMAS J. MCINERNEY DIRECTOR November 26, 2002 ------------------------ THOMAS J. MCINERNEY /s/P. RANDALL LOWERY DIRECTOR November 22, 2002 ------------------------ P. RANDALL LOWERY /s/MARK A. TULLIS DIRECTOR November 22, 2002 ------------------------ MARK A. TULLIS 110542 1475 Dunwoody Drive ING Investment Products West Chester, PA 19380-1478 distributed by Directed Services, Inc. member NASD