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GOLDEN AMERICAN LIFE INSURANCE COMPANY
SEPARATE ACCOUNT B OF GOLDEN AMERICAN LIFE INSURANCE COMPANY

                              PROSPECTUS SUPPLEMENT
                             DATED NOVEMBER 18, 2002

                          SUPPLEMENT TO THE PROSPECTUS
                                DATED MAY 1, 2002
                                       FOR

            DEFERRED COMBINATION VARIABLE AND FIXED ANNUITY CONTRACTS
                                    ISSUED BY
                     GOLDEN AMERICAN LIFE INSURANCE COMPANY
                   "GOLDENSELECT LANDMARK ANNUITY PROSPECTUS"

                          -----------------------------


For the purposes of Contracts offered through registered representatives of
Merrill Lynch, Pierce, Fenner & Smith Incorporated, the following provisions
apply:

1.   The second sentence of the first paragraph of the Section entitled "The
     Annuity Options - Selecting the Annuity Start Date" in the prospectus is
     hereby revised to read, "The annuity start date must be at least 5 years
     from the contract date but before the month immediately following the
     annuitant's 90th birthday, or 10 years from the contract date, if later,
     but in no event beyond the annuitant's 95th birthday. "

2.   The earnings multiplier benefit rider is available only for non-qualified
     contracts.

3.   The section of the Profile titled, "Purchase (Beginning of Accumulation
     Phase) and the section of the Prospectus titled, "Purchase and Availability
     of the Contract" are hereby amended to provide that the maximum issue age
     is 75.

The information in this supplement updates and amends certain information
contained in the prospectus dated May 1, 2002. You should read and keep this
supplement along with the prospectus.


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GOLDEN AMERICAN LIFE INSURANCE COMPANY
Golden American Life Insurance Company is a stock company domiciled in Delaware.

124991   GoldenSelect Landmark                                         11/18/02