497 1 final.htm SUPPLEMENTS final.htm - Generated by SEC Publisher for SEC Filing
SUPPLEMENT Dated December 17, 2013 
To the Current Prospectus For: 
 
 
                                ING Architect Variable Annuity  ING GoldenSelect Landmark 
                               ING GoldenSelect Access  ING GoldenSelect Premium Plus 
                               ING GoldenSelect ESII  ING Equi-Select 
 
Issued by ING USA Annuity and Life Insurance Company 
                      Through Its Separate Account B and Its Separate Account EQ 
 
And 
 
ING Empire Traditions 
 
Issued by ReliaStar Life Insurance Company of New York 
                       Through Its Separate Account NY-B 

 

This supplement updates the prospectus for your variable annuity contract. Please read it carefully and 
keep it with your copy of the prospectus for future reference. If you have any questions, please call our 
Customer Service Center at 1-800-366-0066. 

 

IMPORTANT INFORMATION REGARDING UPCOMING INVESTMENT PORTFOLIO CHANGES 
 
Please Note: The following information only affects you if you currently invest in or plan to invest in a 
subaccount that corresponds to the investment portfolios referenced below.   
 
CHANGES TO THE ING PIMCO HIGH YIELD PORTFOLIO
 
Effective on or about the close of business on February 4, 2014:   
 
The ING PIMCO High Yield Portfolio will:   
· Change its name to ING High Yield Portfolio;   
· Change its investment subadviser to ING Investment Management Co. LLC; and 
· Change its investment objective to “Seeks to provide investors with a high level of current 
income and total return.”   
 
As of the date noted above, all references in the prospectus are updated accordingly.   
 
 
LIQUIDATION OF ING AMERICAN FUNDS GLOBAL GROWTH AND INCOME PORTFOLIO AND 
ING AMERICAN FUNDS INTERNATIONAL GROWTH AND INCOME PORTFOLIO
 
The Board of Trustees of ING Investors Trust has approved a proposal to liquidate the ING American 
Funds Global Growth and Income Portfolio and the ING American Funds International Growth 
and Income Portfolio (the “Liquidating Portfolios”). The proposed liquidations are subject to approval 
by the shareholders of each Liquidating Portfolio.   
 
 
 
 
X.ARCMP-13  Page 1 of 3  December 2013 

 



If shareholder approval is obtained, it is expected the liquidations will be effective on or about the close 
of business on February 7, 2014 and the proceeds will be placed in the ING Liquid Assets Portfolio 
(Class S) (the “Surviving Portfolio”). Each shareholder will thereafter hold shares of the Surviving 
Portfolio having equal aggregate value as shares of the Liquidating Portfolio, and the Liquidating 
Portfolio will no longer be available under the contract. 
 
Prior to the liquidations, you may reallocate your contract value in the Liquidating Portfolio to another 
investment portfolio or fixed option currently available under your contract. This reallocation will neither 
count as a transfer for purposes of our Excessive Trading Policy nor be subject to a transfer charge under 
the contract. The ING Liquid Assets Portfolio is designated as an Accepted Fund. Contract value 
remaining in the Liquidating Portfolio on the liquidation date will be placed in the Surviving Portfolio. 
Unless you provide us with alternative allocation instructions, after the liquidation date all future 
allocations directed to a given Liquidating Portfolio will be automatically allocated to the Surviving 
Portfolio. You may provide alternative instructions by calling our Customer Service Center. 
 
As of the date noted above, all references in the prospectus to the Liquidating Portfolios are deleted. For 
more information, or information related to Investment Option Restrictions, please refer to your 
prospectus or call our Customer Service Center. 
 
 
REORGANIZATIONS OF INVESTMENT PORTFOLIOS
 
The Board of Trustees of ING Investors Trust has approved separate proposals to reorganize the 
following “Merging Portfolios” with and into the following “Surviving Portfolios.” The proposed 
reorganizations are subject to approval by the shareholders of each Merging Portfolio. If shareholder 
approval is obtained, it is expected each reorganization will be effective on or about the close of 
business on the Merger Date shown below. 

 

Merging Portfolios  Surviving Portfolios  Merger Date 
ING Bond Portfolio  ING Intermediate Bond Portfolio  March 14, 2014 
(Class S)1
ING American Funds International Portfolio  ING International Index Portfolio  March 14, 2014 
(Class ADV)
ING American Funds Asset Allocation  ING Invesco Equity and Income Portfolio  March 14, 2014 
Portfolio  (Class S2)2   
ING American Funds World Allocation  ING Global Perspectives Portfolio  March 14, 2014 
Portfolio (Class S)  (Class ADV)2   
ING PIMCO Total Return Bond Portfolio  ING Intermediate Bond Portfolio  March 21, 2014 
(Class S)3  (Class S)1   

 

1 The ING Intermediate Bond Portfolio is designated as a Fixed Allocation Fund and is also the default Fixed 
Allocation Fund with Fixed Allocation Funds Automatic Rebalancing.   
2 These Portfolios are designated as Accepted Funds.   
3 The ING PIMCO Total Return Bond Portfolio is designated as a Fixed Allocation Fund.   
 
Prior to the reorganization, the ING PIMCO Total Return Bond Portfolio will be renamed the ING Total 
Return Bond Portfolio and change its investment subadviser to ING Investment Management Co. LLC 
effective on or about the close of business on February 4, 2014.   
 
On the effective reorganization dates noted above, a shareholder of each given Merging Portfolio will 
become a shareholder of the corresponding Surviving Portfolio. Each shareholder will thereafter hold 
shares of the corresponding Surviving Portfolio having equal aggregate value as shares of the Merging 
Portfolio, and the Merging Portfolio will no longer be available under the contract.   
 
 
 
X.ARCMP-13  Page 2 of 3  December 2013 

 



Prior to the reorganizations, you may reallocate your contract value in each Merging Portfolio to another 
investment portfolio or fixed option currently available under the contract. This reallocation will neither 
count as a transfer for purposes of our Excessive Trading Policy nor be subject to a transfer charge under 
the contract. Contract value remaining in each Merging Portfolio on the reorganization date will be 
placed in the corresponding Surviving Portfolio. Unless you provide us with alternative allocation 
instructions, after the reorganization date all future allocations directed to a given Merging Portfolio will 
be automatically allocated to the corresponding Surviving Portfolio. You may provide alternative 
instructions by calling our Customer Service Center. 
 
As of the dates noted above, all references in the prospectus to the Merging Portfolios are deleted. For 
more information, or information related to Investment Option Restrictions, please refer to your 
prospectus or call our Customer Service Center. 
 
 
ADDITIONAL INVESTMENT PORTFOLIO CHANGES
 
1.  Effective on or about the close of business on February 7, 2014, the ING JPMorgan Mid Cap 
  Value Portfolio will be closed to new investments including any transfers from other investment 
  options. 
 
2.  Effective on or about the close of business on February 7, 2014, Class S of the following 
  investment portfolios will be closed to new investments including any transfers from other investment 
  options and the following share class will become available for investment under your contract: 

 

Investment Portfolio  New Share Class 
ING International Index Portfolio  Class ADV 
ING Invesco Equity and Income Portfolio1  Class S2 

 

1 The ING Invesco Equity and Income Portfolio is designated as an Accepted Fund.   
 
Unless you provide us with alternative allocation instructions, any future allocation directed to a closed 
portfolio or closed share class will be allocated pro rata among the other available funds you have 
selected in your allocation instructions, if any. You may provide alternative instructions by contacting 
our Customer Service Center. All references in the prospectus to information regarding the above 
investment portfolios are changed accordingly.   
 
 
X.ARCMP-13  Page 3 of 3  December 2013 

 


SUPPLEMENT Dated December 17, 2013
To the Current Prospectus For:
 
 
ING GoldenSelect Legends
 
 
Issued by ING USA Annuity and Life Insurance Company 
Through Its Separate Account B

 

This supplement updates the prospectus for your variable annuity contract. Please read it carefully and 
keep it with your copy of the prospectus for future reference. If you have any questions, please call our 
Customer Service Center at 1-800-366-0066. 

 

IMPORTANT INFORMATION REGARDING UPCOMING INVESTMENT PORTFOLIO CHANGES 
 
Please note: The following information only affects you if you currently invest in or plan to invest in a 
subaccount that corresponds to the investment portfolios referenced below. 
 
CHANGES TO THE ING PIMCO HIGH YIELD PORTFOLIO
 
Effective on or about the close of business on February 4, 2014: 
 
The ING PIMCO High Yield Portfolio will: 
· Change its name to ING High Yield Portfolio; 
· Change its investment subadviser to ING Investment Management Co. LLC; and 
· Change its investment objective to “Seeks to provide investors with a high level of current 
                   income and total return.” 
 
As of the date noted above, all references in the prospectus are updated accordingly. 
 
REORGANIZATIONS OF INVESTMENT PORTFOLIOS
 
The Board of Trustees of ING Investors Trust has approved separate proposals to reorganize the 
following “Merging Portfolios” with and into the following “Surviving Portfolios.” The proposed 
reorganizations are subject to approval by the shareholders of each Merging Portfolio. If shareholder 
approval is obtained, it is expected each reorganization will be effective on or about the close of 
business on the Merger Date shown below. 

 

Merging Portfolios  Surviving Portfolios  Merger Date 
  ING Intermediate Bond Portfolio   
ING Bond Portfolio  (Class S) 1  March 14, 2014 
ING American Funds International  ING International Index Portfolio  March 14, 2014 
Portfolio  (Class ADV)   
ING American Funds Asset Allocation  ING Invesco Equity and Income Portfolio   
Portfolio  (Class S2) 2  March 14, 2014 
ING PIMCO Total Return Bond Portfolio  ING Intermediate Bond Portfolio   
(Class S2) 3  (Class S) 1  March 21, 2014 

 

1 The ING Intermediate Bond Portfolio is designated as a Fixed Allocation Fund and is also the default Fixed 
Allocation Fund with Fixed Allocation Funds Automatic Rebalancing.   
2 This Portfolio is designated as Accepted Fund.     
3 The ING PIMCO Total Return Bond Portfolio is designated as a Fixed Allocation Fund.   
 
X.30180-13GWA  Page 1 of 2  December 2013 

 



Prior to the reorganization, the ING PIMCO Total Return Bond Portfolio will be renamed the ING Total 
Return Bond Portfolio and change its investment subadviser to ING Investment Management Co. LLC 
effective on or about the close of business on February 4, 2014. 
 
On the effective reorganization dates noted above, a shareholder of each given Merging Portfolio will 
become a shareholder of the corresponding Surviving Portfolio. Each shareholder will thereafter hold 
shares of the corresponding Surviving Portfolio having equal aggregate value as shares of the Merging 
Portfolio, and the Merging Portfolio will no longer be available under the contract. 
 
Prior to the reorganizations, you may reallocate your contract value in each Merging Portfolio to another 
investment portfolio or fixed option currently available under the contract. This reallocation will neither 
count as a transfer for purposes of our Excessive Trading Policy nor be subject to a transfer charge under 
the contract. Contract value remaining in each Merging Portfolio on the reorganization date will be 
placed in the corresponding Surviving Portfolio. Unless you provide us with alternative allocation 
instructions, after the reorganization date all future allocations directed to a given Merging Portfolio will 
be automatically allocated to the corresponding Surviving Portfolio. You may provide alternative 
instructions by calling our Customer Service Center. 
 
As of the dates noted above, all references in the prospectus to the Merging Portfolios are deleted. For 
more information, or information related to Investment Option Restrictions, please refer to your 
prospectus or call our Customer Service Center. 
 
 
ADDITIONAL INVESTMENT PORTFOLIO CHANGES
 
1.  Effective on or about the close of business on February 7, 2014, the ING JP Morgan Mid Cap 
  Value Portfolio will be closed to new investments including any transfers from other investment 
  options. 
 
2.  Effective on or about the close of business on February 7, 2014, Class S of the following 
  investment portfolios will be closed to new investments including any transfers from other investment 
  options and the following share class will become available for investment under your contract: 

 

Investment Portfolio  New Share Class 
ING International Index Portfolio  Class ADV 
ING Invesco Equity and Income Portfolio1  Class S2 

 

1 The ING Invesco Equity and Income Portfolio is designated as an Accepted Fund.   
 
Unless you provide us with alternative allocation instructions, any future allocation directed to a closed 
portfolio or closed share class will be allocated pro rata among the other available funds you have 
selected in your allocation instructions, if any. You may provide alternative instructions by contacting 
our Customer Service Center. All references in the prospectus to information regarding the above 
investment portfolios are changed accordingly.   
 
 
X.30180-13GWA  Page 2 of 2  December 2013 

 


SUPPLEMENT Dated December 17, 2013
To the Current Prospectus For:
 
Wells Fargo ING Landmark
Wells Fargo ING Opportunities
 
Issued by ING USA Annuity and Life Insurance Company 
Through Its Separate Account B

 

This supplement updates the prospectus for your variable annuity contract. Please read it carefully and 
keep it with your copy of the prospectus for future reference. If you have any questions, please call our 
Customer Service Center at 1-800-366-0066. 

 

IMPORTANT INFORMATION REGARDING UPCOMING INVESTMENT PORTFOLIO CHANGES 
 
Please note: The following information only affects you if you currently invest in or plan to invest in a 
subaccount that corresponds to the investment portfolios referenced below. 
 
CHANGES TO THE ING PIMCO HIGH YIELD PORTFOLIO
 
 
Effective on or about the close of business on February 4, 2014: 
 
The ING PIMCO High Yield Portfolio will: 
· Change its name to ING High Yield Portfolio; 
· Change its investment subadviser to ING Investment Management Co. LLC; and 
· Change its investment objective to “Seeks to provide investors with a high level of current income 
and total return.” 
 
As of the date noted above, all references in the prospectus are updated accordingly. 
 
 
REORGANIZATIONS OF INVESTMENT PORTFOLIOS
 
The Board of Trustees of ING Investors Trust has approved separate proposals to reorganize the following 
“Merging Portfolios” with and into the following “Surviving Portfolios.” The proposed reorganizations are 
subject to approval by the shareholders of each Merging Portfolio. If shareholder approval is obtained, it is 
expected each reorganization will be effective on or about the close of business on the Merger Date 
shown below. 

 

Merging Portfolios  Surviving Portfolios  Merger Date 
ING American Funds International  ING International Index Portfolio   
Portfolio  (Class ADV)  March 14, 2014 
ING PIMCO Total Return Bond Portfolio  ING Intermediate Bond Portfolio   
(Class S) 2  (Class S) 1  March 21, 2014 

 

1 The ING Intermediate Bond Portfolio is designated as a Fixed Allocation Fund and is also the default Fixed 
Allocation Fund with Fixed Allocation Funds Automatic Rebalancing.   
2 The ING PIMCO Total Return Bond Portfolio is designated as a Fixed Allocation Fund.   
 
 
 
 
X.WELLS-13GWA  Page 1 of 2  December 2013 

 



  Prior to the reorganization, the ING PIMCO Total Return Bond Portfolio will be renamed the ING Total
Return Bond Portfolio and change its investment subadviser to ING Investment Management Co. LLC
effective on or about the close of business on February 4, 2014.
On the effective reorganization dates noted above, a shareholder of each given Merging Portfolio will
become a shareholder of the corresponding Surviving Portfolio. Each shareholder will thereafter hold shares
of the corresponding Surviving Portfolio having equal aggregate value as shares of the Merging Portfolio,
and the Merging Portfolio will no longer be available under the contract.

Prior to the reorganizations, you may reallocate your contract value in each Merging Portfolio to another
investment portfolio or fixed option currently available under the contract. This reallocation will neither
count as a transfer for purposes of our Excessive Trading Policy nor be subject to a transfer charge under the
contract. Contract value remaining in each Merging Portfolio on the reorganization date will be placed in the
corresponding Surviving Portfolio. Unless you provide us with alternative allocation instructions, after the
reorganization date all future allocations directed to a given Merging Portfolio will be automatically
allocated to the corresponding Surviving Portfolio. You may provide alternative instructions by calling our
Customer Service Center.

As of the dates noted above, all references in the prospectus to the Merging Portfolios are deleted. For more
information, or information related to Investment Option Restrictions, please refer to your prospectus or call
our Customer Service Center.

                                  ADDITIONAL INVESTMENT PORTFOLIO CHANGES

Effective on or about the close of business on February 7, 2014, the ING International Index Portfolio
(Class S) will be closed to new investments including any transfers from other investment options and the
ING International Index Portfolio (Class ADV) will become available for investment under your contract.

Unless you provide us with alternative allocation instructions, any future allocation directed to the closed
share class will be allocated pro rata among the other available funds you have selected in your allocation
instructions, if any. You may provide alternative instructions by contacting our Customer Service Center.
All references in the prospectus to information regarding the above investment portfolio are changed
accordingly.

X.WELLS-13GWA  Page 2 of 2  December 2013