Supplement Dated May 22, 2013 | |
To the Current Prospectus and Statement of Additional Information | |
GoldenSelect Value | |
Issued by ING USA Annuity and Life Insurance Company | |
Through Its Separate Account B | |
This supplement updates the prospectus and statement of additional information (“SAI”) for your variable annuity contract and any | |
subsequent supplements thereto. Please read it carefully and keep it with your copy of the prospectus and SAI for future reference. | |
If you have any questions, please call our Customer Service Center at 1-800-366-0066. | |
IMPORTANT INFORMATION REGARDING THE COMPANY | |
Information about the ING USA Annuity and Life Insurance Company found in your prospectus and/or Statement | |
of Additional Information is deleted and replaced with the following: | |
ING USA Annuity and Life Insurance Company (“ING USA”) is an Iowa stock life insurance company, which was | |
originally incorporated in Minnesota on January 2, 1973. Until May 7, 2013, ING USA was a wholly owned indirect | |
subsidiary of ING Groep N.V. (“ING”), a global financial services holding company based in The Netherlands. ING USA | |
is authorized to sell insurance and annuities in all states, except New York and the District of Columbia. The obligations | |
under the Contract are solely the responsibility of ING USA Annuity and Life Insurance Company. | |
Pursuant to an agreement with the European Commission (“EC”), ING has agreed to divest itself of ING U.S., Inc. and its | |
subsidiaries, including ING USA (collectively “ING U.S.”), which constitutes ING’s U.S.-based retirement, investment | |
management and insurance operations. To effect this divestment, on May 7, 2013 ING completed an initial public offering | |
(“IPO”) of the common stock of ING U.S. While ING is currently the majority shareholder of the common stock of ING | |
U.S., pursuant to the agreement with the EC mentioned above ING is required to divest itself of at least 25% of ING U.S. | |
by the end of 2013, more than 50% by the end of 2014 and 100% by the end of 2016. | |
IMPORTANT INFORMATION REGARDING THE INVESTMENT PORTFOLIOS | |
The following table reflects investment portfolio name changes since the date of your last prospectus supplement. | |
Fund Name Changes | |
Former Fund Name | New Fund Name |
ING Davis New York Venture Portfolio | ING Columbia Contrarian Core Portfolio |
ING Invesco Van Kampen Equity and Income Portfolio | ING Invesco Equity and Income Portfolio |
ING Invesco Van Kampen Growth and Income Portfolio | ING Invesco Growth and Income Portfolio |
ING Pioneer Fund Portfolio | ING Multi-Manager Large Cap Core Portfolio |
The following investment portfolios are closed to new premiums and transfers. Contract owners who have value in any of | |
the investment portfolios listed below may leave their contract value in these investments. | |
Closed Investment Portfolios | |
ProFund VP Bull | ING Limited Maturity Bond Portfolio |
ProFund VP Europe 30 | ING SmallCap Opportunities Portfolio |
X.66757-13GW | Page 1 of 6 | May 2013 |
Open Investment Portfolios - Description of Underlying Funds | |
During the accumulation phase, you may allocate your premium payments and contract value to any of the investment | |
portfolios available under this Contract, plus any fixed option that is available. You bear the entire investment risk for | |
amounts you allocate to any investment portfolio, and you may lose your principal. There is no assurance that any of the | |
funds will achieve their respective investment objectives. Shares of the funds will rise and fall in value and you could lose | |
money by investing in the funds. Shares of the funds are not bank deposits and are not guaranteed, endorsed or insured by | |
any financial institution, the Federal Deposit Insurance Corporation or any other government agency. Except as noted, all | |
funds are diversified, as defined under the Investment Company Act of 1940. | |
The following table reflects the investment portfolios that are, effective May 1, 2013, open and available to new premiums | |
and transfers under your Contract along with each portfolio’s investment adviser/subadviser and investment objective. | |
Please refer to the funds prospectuses for more detailed information. Fund prospectuses may be obtained free of charge | |
from our Customer Service Center at P.O. Box 9271, Des Moines, Iowa 50306-9271 or call (800) 366-0066, or access the | |
SEC’s website (http://www.sec.gov), or by contacting the SEC Public Reference Room at (202) 942-8090 or call (800) | |
SEC-0330. You may obtain copies of reports and other information about the separate account and the funds, after paying | |
a duplicating fee, by sending an email request to publicinfo@sec.gov or by writing to the SEC Public Reference Room, 100 | |
F Street, N.E., Room 1580, Washington, D.C. 20549-0102. If you received a summary prospectus for any of the funds | |
available through your contract, you may also obtain a full prospectus and other fund information free of charge by either | |
accessing the internet address, calling the telephone number or sending an email request to the contact information shown | |
on the front of the fund’s summary prospectus. | |
Fund Name and Investment Adviser/Subadviser | Investment Objective |
Fidelity® VIP Equity-Income Portfolio | Seeks reasonable income. Also considers the potential for capital |
appreciation. Seeks to achieve a yield which exceeds the composite | |
Investment Adviser: Fidelity Management & Research | yield on the securities comprising the S&P® Index. |
Company (“FMR”) | |
Investment Subadviser: FMRC and other investment | |
advisers | |
ING BlackRock Health Sciences Opportunities Portfolio | Seeks long-term capital growth. |
Investment Adviser: Directed Services LLC | |
Investment Subadviser: BlackRock Advisors, LLC | |
ING BlackRock Large Cap Growth Portfolio | Seeks long-term growth of capital. |
Investment Adviser: Directed Services LLC | |
Investment Subadviser: BlackRock Investment | |
Management, LLC | |
ING Clarion Real Estate Portfolio | A non-diversified Portfolio that seeks total return including capital |
appreciation and current income. | |
Investment Adviser: Directed Services LLC | |
Investment Subadviser: ING Clarion Real Estate | |
Securities L.P. | |
ING Columbia Contrarian Core Portfolio | Seeks total return, consisting of long-term capital appreciation and |
current income. | |
Investment Adviser: Directed Services LLC | |
Investment Subadviser: Columbia Management | |
Advisors, LLC |
X.66757-13GW | Page 2 of 6 | May 2013 |
Fund Name and Investment Adviser/Subadviser | Investment Objective |
ING FMRSM Diversified Mid Cap Portfolio* | Seeks long-term growth of capital. |
Investment Adviser: Directed Services LLC | |
Investment Subadviser: Fidelity Management & | |
Research Company | |
* FMRSM is a service mark of Fidelity Management & | |
Research Company | |
ING Global Resources Portfolio | A non-diversified Portfolio that seeks long-term capital |
appreciation. | |
Investment Adviser: Directed Services, LLC | |
Investment Subadviser: ING Investment Management | |
Co. LLC | |
ING Growth and Income Portfolio | Seeks to maximize total return through investments in a diversified |
portfolio of common stocks and securities convertible into common | |
Investment Adviser: ING Investments, LLC | stocks. It is anticipated that capital appreciation and investment |
Investment Subadviser: ING Investment Management | income will both be major factors in achieving total return. |
Co. LLC | |
ING Intermediate Bond Portfolio | Seeks to maximize total return consistent with reasonable risk. The |
Portfolio seeks its objective through investments in a diversified | |
Investment Adviser: ING Investments, LLC | portfolio consisting primarily of debt securities. It is anticipated |
Investment Subadviser: ING Investment Management | that capital appreciation and investment income will both be major |
Co. LLC | factors in achieving total return. |
ING International Index Portfolio | Seeks investment results (before fees and expenses) that correspond |
to the total return of a widely accepted International Index. | |
Investment Adviser: ING Investments, LLC | |
Investment Subadviser: ING Investment Management | |
Co. LLC | |
ING Invesco Equity and Income Portfolio | Seeks total return, consisting of long-term capital appreciation and |
current income. | |
Investment Adviser: Directed Services LLC | |
Investment Subadviser: Invesco Advisers, Inc. | |
ING Invesco Growth and Income Portfolio | Seeks long-term growth of capital and income. |
Investment Adviser: Directed Services LLC | |
Investment Subadviser: Invesco Advisers, Inc. | |
ING JPMorgan Emerging Markets Equity Portfolio | Seeks capital appreciation. |
Investment Adviser: Directed Services LLC | |
Investment Subadviser: J.P. Morgan Investment | |
Management Inc. | |
ING JPMorgan Small Cap Core Equity Portfolio | Seeks capital growth over the long term. |
Investment Adviser: Directed Services LLC | |
Investment Subadviser: J.P. Morgan Investment | |
Management Inc. |
X.66757-13GW | Page 3 of 6 | May 2013 |
Fund Name and Investment Adviser/Subadviser | Investment Objective |
ING Large Cap Value Portfolio | Seeks growth of capital and current income. |
Investment Adviser: Directed Services LLC | |
Investment Subadviser: ING Investment Management | |
Co. LLC | |
ING Liquid Assets Portfolio | Seeks a high level of current income consistent with the |
preservation of capital and liquidity. | |
Investment Adviser: Directed Services LLC | |
Investment Subadviser: ING Investment Management | |
Co. LLC | |
ING Marsico Growth Portfolio | Seeks capital appreciation. |
Investment Adviser: Directed Services LLC | |
Investment Subadviser: Marsico Capital Management, | |
LLC | |
ING MFS Total Return Portfolio | Seeks above-average income (compared to a portfolio entirely |
invested in equity securities) consistent with the prudent | |
Investment Adviser: Directed Services LLC | employment of capital. Secondarily seeks reasonable opportunity |
Investment Subadviser: Massachusetts Financial | for growth of capital and income. |
Services Company | |
ING MFS Utilities Portfolio | Seeks total return. |
Investment Adviser: Directed Services LLC | |
Investment Subadviser: Massachusetts Financial | |
Services Company | |
ING MidCap Opportunities Portfolio | Seeks long-term capital appreciation. |
Investment Adviser: ING Investments, LLC | |
Investment Subadviser: ING Investment Management | |
Co. LLC | |
ING Morgan Stanley Global Franchise Portfolio | A non-diversified Portfolio that seeks long-term capital |
appreciation. | |
Investment Adviser: Directed Services LLC | |
Investment Subadviser: Morgan Stanley Investment | |
Management Inc. | |
ING Multi-Manager Large Cap Core Portfolio | Seeks reasonable income and capital growth. |
Investment Adviser: Directed Services LLC | |
Investment Subadviser: Columbia Management | |
Investment Advisers, LLC and The London Company | |
of Virginia d/b/a The London Company | |
ING PIMCO High Yield Portfolio | Seeks maximum total return, consistent with preservation of capital |
and prudent investment management. | |
Investment Adviser: Directed Services LLC | |
Investment Subadviser: Pacific Investment Management | |
Company LLC |
X.66757-13GW | Page 4 of 6 | May 2013 |
Fund Name and Investment Adviser/Subadviser | Investment Objective |
ING PIMCO Total Return Bond Portfolio | Seeks maximum total return, consistent with preservation of capital |
and prudent investment management. | |
Investment Adviser: Directed Services LLC | |
Investment Subadviser: Pacific Investment Management | |
Company LLC | |
ING Pioneer Mid Cap Value Portfolio | Seeks capital appreciation. |
Investment Adviser: Directed Services LLC | |
Investment Subadviser: Pioneer Investment | |
Management, Inc. | |
ING Russell™ Large Cap Growth Index Portfolio | Seeks investment results (before fees and expenses) that correspond |
to the total return of the Russell Top 200® Growth Index. | |
Investment Adviser: ING Investments, LLC | |
Investment Subadviser: ING Investment Management | |
Co. LLC | |
ING RussellTM Large Cap Index Portfolio | Seeks investment results (before fees and expenses) that correspond |
to the total return of the Russell Top 200® Index. | |
Investment Adviser: ING Investments, LLC | |
Investment Subadviser: ING Investment Management | |
Co. LLC | |
ING Russell™ Mid Cap Growth Index Portfolio | Seeks investment results (before fees and expenses) that correspond |
to the total return of the Russell Midcap® Growth Index. | |
Investment Adviser: ING Investments, LLC | |
Investment Subadviser: ING Investment Management | |
Co. LLC | |
ING RussellTM Small Cap Index Portfolio | Seeks investment results (before fees and expenses) that correspond |
to the total return of the Russell 2000® Index. | |
Investment Adviser: ING Investments, LLC | |
Investment Subadviser: ING Investment Management | |
Co. LLC | |
ING Small Company Portfolio | Seeks growth of capital primarily through investment in a |
diversified portfolio of common stocks of companies with smaller | |
Investment Adviser: ING Investments, LLC | market capitalizations. |
Investment Subadviser: ING Investment Management | |
Co. LLC | |
ING T. Rowe Price Capital Appreciation Portfolio | Seeks, over the long-term, a high total investment return, consistent |
with the preservation of capital and prudent investment risk. | |
Investment Adviser: Directed Services LLC | |
Investment Subadviser: T. Rowe Price Associates, Inc. | |
ING T. Rowe Price Equity Income Portfolio | Seeks substantial dividend income as well as long-term growth of |
capital. | |
Investment Adviser: Directed Services LLC | |
Investment Subadviser: T. Rowe Price Associates, Inc. |
X.66757-13GW | Page 5 of 6 | May 2013 |
Fund Name and Investment Adviser/Subadviser | Investment Objective |
ING T. Rowe Price International Stock Portfolio | Seeks long-term growth of capital. |
Investment Adviser: Directed Services LLC | |
Investment Subadviser: T. Rowe Price Associates, Inc. | |
ING Templeton Foreign Equity Portfolio | Seeks long-term capital growth. |
Investment Adviser: Directed Services LLC | |
Investment Subadviser: Templeton Investment Counsel, | |
LLC | |
ING Templeton Global Growth Portfolio | Seeks capital appreciation. Current income is only an incidental |
consideration. | |
Investment Adviser: Directed Services LLC | |
Investment Subadviser: Templeton Global Advisors | |
Limited | |
ING U.S. Bond Index Portfolio | Seeks investment results (before fees and expenses) that correspond |
to the total return of the Barclays Capital U.S. Aggregate Bond | |
Investment Adviser: ING Investments, LLC | Index. |
Investment Subadviser: ING Investment Management | |
Co. LLC |
X.66757-13GW | Page 6 of 6 | May 2013 |
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