497 1 ingusa-simplicity.htm SUPPLEMENT ingusa-simplicity.htm - Generated by SEC Publisher for SEC Filing
Supplement Dated May 22, 2013
To the Current Prospectus and Statement of Additional Information
 
ING Simplicity Variable Annuity
 
Issued by ING USA Annuity and Life Insurance Company
Through Its Separate Account B
 
 
This supplement updates the prospectus and statement of additional information (“SAI”) for your variable annuity contract and any 
subsequent supplements thereto. Please read it carefully and keep it with your copy of the prospectus and SAI for future reference. If 
you have any questions, please call our Customer Service Center at 1-800-366-0066. 
 
IMPORTANT INFORMATION REGARDING THE COMPANY
 
Information about the ING USA Annuity and Life Insurance Company found in your prospectus and/or Statement 
of Additional Information is deleted and replaced with the following: 
 
ING USA Annuity and Life Insurance Company (“ING USA”) is an Iowa stock life insurance company, which was 
originally incorporated in Minnesota on January 2, 1973. Until May 7, 2013, ING USA was a wholly owned indirect 
subsidiary of ING Groep N.V. (“ING”), a global financial services holding company based in The Netherlands. ING USA 
is authorized to sell insurance and annuities in all states, except New York and the District of Columbia. The obligations 
under the Contract are solely the responsibility of ING USA Annuity and Life Insurance Company. 
 
Pursuant to an agreement with the European Commission (“EC”), ING has agreed to divest itself of ING U.S., Inc. and its 
subsidiaries, including ING USA (collectively “ING U.S.”), which constitutes ING’s U.S.-based retirement, investment 
management and insurance operations. To effect this divestment, on May 7, 2013 ING completed an initial public offering 
(“IPO”) of the common stock of ING U.S. While ING is currently the majority shareholder of the common stock of ING 
U.S., pursuant to the agreement with the EC mentioned above ING is required to divest itself of at least 25% of ING U.S. 
by the end of 2013, more than 50% by the end of 2014 and 100% by the end of 2016. 
 
 
IMPORTANT INFORMATION REGARDING THE INVESTMENT PORTFOLIOS
 
The following table reflects an investment portfolio name change since the date of your last prospectus supplement. 
 
Fund Name Change   
Former Fund Name    New Fund Name 
ING Invesco Van Kampen Equity and Income Portfolio  ING Invesco Equity and Income Portfolio 
 
 
Open Investment Portfolios   
 
During the accumulation phase, you may allocate your premium payments and contract value to any of the investment 
portfolios available under this Contract. You bear the entire investment risk for amounts you allocate to any investment 
portfolio, and you may lose your principal. There is no assurance that any of the funds will achieve their respective 
investment objectives. Shares of the funds will rise and fall in value and you could lose money by investing in the funds. 
Shares of the funds are not bank deposits and are not guaranteed, endorsed or insured by any financial institution, the 
Federal Deposit Insurance Corporation or any other government agency. Except as noted, all funds are diversified, as 
defined under the Investment Company Act of 1940.   
 
The following table reflects the investment portfolios that are, effective May 1, 2013, open and available to new premiums 
and transfers under your Contract along with each portfolio’s investment adviser/subadviser and investment objective. 
Please refer to the funds prospectuses for more detailed information. Fund prospectuses may be obtained free of charge 
from our Customer Service Center at P.O. Box 9271, Des Moines, Iowa 50306-9271 or call (800) 366-0066, or access the 
SEC’s website (http://www.sec.gov), or by contacting the SEC Public Reference Room at (202) 942-8090 or call (800) 
 
 
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SEC-0330. You may obtain copies of reports and other information about the separate account and the funds, after paying
a duplicating fee, by sending an email request to publicinfo@sec.gov or by writing to the SEC Public Reference Room, 100
F Street, N.E., Room 1580, Washington, D.C. 20549-0102. If you received a summary prospectus for any of the funds
available through your contract, you may also obtain a full prospectus and other fund information free of charge by either
accessing the internet address, calling the telephone number or sending an email request to the contact information shown
on the front of the fund’s summary prospectus.

Fund Name and Investment Adviser/Subadviser  Investment Objective 
ING Index Plus LargeCap Portfolio    Seeks to outperform the total return performance of the S&P 
    500® Index, while maintaining a market level of risk. 
Investment Adviser: ING Investments, LLC     
Investment Subadviser: ING Investment Management   
Co., LLC     
 
ING Index Plus MidCap Portfolio    Seeks to outperform the total return performance of the Standard 
    and Poor’s MidCap 400 Index, while maintaining a market level 
Investment Adviser: ING Investments, LLC    of risk. 
Investment Subadviser: ING Investment Management   
Co., LLC     
 
ING Index Plus SmallCap Portfolio    Seeks to outperform the total return performance of the Standard 
    and Poor’s SmallCap 600 Index, while maintaining a market 
Investment Adviser: ING Investments, LLC    level of risk. 
Investment Subadviser: ING Investment Management   
Co., LLC     
 
ING Intermediate Bond Portfolio    Seeks to maximize total return consistent with reasonable risk. 
    The Portfolio seeks its objective through investments in a 
Investment Adviser: ING Investments, LLC    diversified portfolio consisting primarily of debt securities. It is 
Investment Subadviser: ING Investment Management  anticipated that capital appreciation and investment income will 
Co. LLC    both be major factors in achieving total return. 
 
ING International Index Portfolio    Seeks investment results (before fees and expenses) that 
    correspond to the total return of a widely accepted International 
Investment Adviser: ING Investments, LLC    Index. 
Investment Subadviser: ING Investment Management   
Co. LLC     
 
ING Invesco Equity and Income Portfolio    Seeks total return, consisting of long-term capital appreciation 
    and current income. 
Investment Adviser: Directed Services LLC     
Investment Subadviser: Invesco Advisers, Inc.   
 
ING Limited Maturity Bond Portfolio    Seeks highest current income consistent with low risk to 
    principal and liquidity and secondarily, seeks to enhance its total 
Investment Adviser: Directed Services LLC    return through capital appreciation when market factors, such as 
Investment Subadviser: ING Investment Management  falling interest rates and rising bond prices, indicate that capital 
Co. LLC    appreciation may be available without significant risk to 
    principal. 
ING Liquid Assets Portfolio    Seeks a high level of current income consistent with the 
    preservation of capital and liquidity. 
Investment Adviser: Directed Services LLC     
Investment Subadviser: ING Investment Management   
Co. LLC     
 
 
 
 
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Fund Name and Investment Adviser/Subadviser  Investment Objective 
ING MFS Total Return Portfolio  Seeks above-average income (compared to a portfolio entirely 
  invested in equity securities) consistent with the prudent 
Investment Adviser: Directed Services LLC  employment of capital. Secondarily seeks reasonable 
Investment Subadviser: Massachusetts Financial  opportunity for growth of capital and income. 
Services Company   
 
ING T. Rowe Price Capital Appreciation Portfolio  Seeks, over the long-term, a high total investment return, 
  consistent with the preservation of capital and prudent 
Investment Adviser: Directed Services LLC  investment risk. 
Investment Subadviser: T. Rowe Price Associates, Inc.   

 

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