497 1 graniteprimelite.htm SUPPLEMENT graniteprimelite.htm - Generated by SEC Publisher for SEC Filing
Supplement Dated May 22, 2013
To the Current Prospectus and Statement of Additional Information
 
ING GoldenSelect Granite PrimElite
 
Issued by ING USA Annuity and Life Insurance Company
Through Its Separate Account B
 
 
This supplement updates the prospectus and statement of additional information (“SAI”) for your variable annuity contract and any 
subsequent supplements thereto. Please read it carefully and keep it with your copy of the prospectus and SAI for future reference. 
If you have any questions, please call our Customer Service Center at 1-800-366-0066. 
 
IMPORTANT INFORMATION REGARDING THE COMPANY
 
Information about the ING USA Annuity and Life Insurance Company found in your prospectus and/or Statement 
of Additional Information is deleted and replaced with the following: 
 
ING USA Annuity and Life Insurance Company (“ING USA”) is an Iowa stock life insurance company, which was 
originally incorporated in Minnesota on January 2, 1973. Until May 7, 2013, ING USA was a wholly owned indirect 
subsidiary of ING Groep N.V. (“ING”), a global financial services holding company based in The Netherlands. ING USA 
is authorized to sell insurance and annuities in all states, except New York and the District of Columbia. The obligations 
under the Contract are solely the responsibility of ING USA Annuity and Life Insurance Company. 
 
Pursuant to an agreement with the European Commission (“EC”), ING has agreed to divest itself of ING U.S., Inc. and its 
subsidiaries, including ING USA (collectively “ING U.S.”), which constitutes ING’s U.S.-based retirement, investment 
management and insurance operations. To effect this divestment, on May 7, 2013 ING completed an initial public offering 
(“IPO”) of the common stock of ING U.S. While ING is currently the majority shareholder of the common stock of ING 
U.S., pursuant to the agreement with the EC mentioned above ING is required to divest itself of at least 25% of ING U.S. 
by the end of 2013, more than 50% by the end of 2014 and 100% by the end of 2016. 
 
 
IMPORTANT INFORMATION REGARDING THE INVESTMENT PORTFOLIOS
 
The following table reflects investment portfolio name changes since the date of your last prospectus supplement. 
 
Fund Name Changes   
Former Fund Name  New Fund Name 
Legg Mason ClearBridge Variable Large Cap Value Portfolio  ClearBridge Variable Large Cap Value Portfolio 
ING Invesco Van Kampen Comstock Portfolio  ING Invesco Comstock Portfolio 
ING Invesco Van Kampen Equity and Income Portfolio  ING Invesco Equity and Income Portfolio 
ING Invesco Van Kampen Growth and Income Portfolio  ING Invesco Growth and Income Portfolio 
 
 
The following investment portfolio is closed to new premiums and transfers. Contract owners who have value in the 
investment portfolio listed below may leave their contract value in the investment. 
 
Closed Investment Portfolio   
ING Growth and Income Portfolio (Class I)   

 

X.59261-13GW  Page 1 of 4  May 2013 

 



Open Investment Portfolios   
 
During the accumulation phase, you may allocate your premium payments and contract value to any of the investment 
portfolios available under this Contract. You bear the entire investment risk for amounts you allocate to any investment 
portfolio, and you may lose your principal. There is no assurance that any of the funds will achieve their respective 
investment objectives. Shares of the funds will rise and fall in value and you could lose money by investing in the funds. 
Shares of the funds are not bank deposits and are not guaranteed, endorsed or insured by any financial institution, the 
Federal Deposit Insurance Corporation or any other government agency. Except as noted, all funds are diversified, as 
defined under the Investment Company Act of 1940.   
 
The following table reflects the current investment portfolios that are open and available to new premiums and transfers 
under your Contract, effective May 1, 2013, along with each portfolio’s investment adviser/subadviser and investment 
objective. Please refer to the funds prospectuses for more detailed information. Fund prospectuses may be obtained free of 
charge from our Customer Service Center at P.O. Box 9271, Des Moines, Iowa 50306-9271 or call (800) 366-0066, or 
access the SEC’s website (http://www.sec.gov), or by contacting the SEC Public Reference Room at (202) 942-8090 or call 
(800) SEC-0330. You may obtain copies of reports and other information about the separate account and the funds, after 
paying a duplicating fee, by sending an email request to publicinfo@sec.gov or by writing to the SEC Public Reference 
Room, 100 F Street, N.E., Room 1580, Washington, D.C. 20549-0102. If you received a summary prospectus for any of 
the funds available through your contract, you may also obtain a full prospectus and other fund information free of charge 
by either accessing the internet address, calling the telephone number or sending an email request to the contact information 
shown on the front of the fund’s summary prospectus.   
 
 
Fund Name and Investment Adviser/Subadviser  Investment Objective 
ING American Funds International Portfolio  Seeks to provide you with long-term growth of capital. 
 
Investment Adviser: ING Investments, LLC   
Investment Adviser to Master Funds: Capital Research   
and Management CompanySM   
 
ING Clarion Real Estate Portfolio  A non-diversified Portfolio that seeks total return including capital 
  appreciation and current income. 
Investment Adviser: Directed Services LLC   
Investment Subadviser: CBRE Clarion Securities LLC   
 
ING Growth and Income Portfolio (Class ADV)  Seeks to maximize total return through investments in a diversified 
  portfolio of common stocks and securities convertible into common 
Investment Adviser: ING Investments, LLC  stocks. It is anticipated that capital appreciation and investment 
Investment Subadviser: ING Investment Management  income will both be major factors in achieving total return. 
Co. LLC   
 
ING Index Plus LargeCap Portfolio  Seeks to outperform the total return performance of the S&P 500® 
  Index, while maintaining a market level of risk. 
Investment Adviser: ING Investments, LLC   
Investment Subadviser: ING Investment Management   
Co., LLC   
 
ING Index Plus MidCap Portfolio  Seeks to outperform the total return performance of the Standard 
  and Poor’s MidCap 400 Index, while maintaining a market level of 
Investment Adviser: ING Investments, LLC  risk. 
Investment Subadviser: ING Investment Management   
Co., LLC   

 

X.59261-13GW  Page 2 of 4  May 2013 

 



Fund Name and Investment Adviser/Subadviser  Investment Objective 
ING Index Plus SmallCap Portfolio  Seeks to outperform the total return performance of the Standard 
  and Poor’s SmallCap 600 Index, while maintaining a market level 
Investment Adviser: ING Investments, LLC  of risk. 
Investment Subadviser: ING Investment Management   
Co., LLC   
 
ING Intermediate Bond Portfolio  Seeks to maximize total return consistent with reasonable risk. The 
  Portfolio seeks its objective through investments in a diversified 
Investment Adviser: ING Investments, LLC  portfolio consisting primarily of debt securities. It is anticipated 
Investment Subadviser: ING Investment Management  that capital appreciation and investment income will both be major 
Co. LLC  factors in achieving total return. 
 
ING International Index Portfolio  Seeks investment results (before fees and expenses) that correspond 
  to the total return of a widely accepted International Index. 
Investment Adviser: ING Investments, LLC   
Investment Subadviser: ING Investment Management   
Co. LLC   
 
ING Invesco Comstock Portfolio  Seeks capital growth and income. 
 
Investment Adviser: Directed Services LLC   
Investment Subadviser: Invesco Advisers, Inc.   
 
ING Invesco Equity and Income Portfolio  Seeks total return, consisting of long-term capital appreciation and 
  current income. 
Investment Adviser: Directed Services LLC   
Investment Subadviser: Invesco Advisers, Inc.   
 
ING Invesco Growth and Income Portfolio  Seeks long-term growth of capital and income. 
 
Investment Adviser: Directed Services LLC   
Investment Subadviser: Invesco Advisers, Inc.   
 
ING Large Cap Growth Portfolio  Seeks long-term capital growth. 
 
Investment Adviser: Directed Services LLC   
Investment Subadviser: ING Investment Management   
Co. LLC   
 
ING Liquid Assets Portfolio  Seeks a high level of current income consistent with the 
  preservation of capital and liquidity. 
Investment Adviser: Directed Services LLC   
Investment Subadviser: ING Investment Management   
Co. LLC   
 
ING MFS Total Return Portfolio  Seeks above-average income (compared to a portfolio entirely 
  invested in equity securities) consistent with the prudent 
Investment Adviser: Directed Services LLC  employment of capital. Secondarily seeks reasonable opportunity 
Investment Subadviser: Massachusetts Financial  for growth of capital and income. 
Services Company   

 

X.59261-13GW  Page 3 of 4  May 2013 

 



Fund Name and Investment Adviser/Subadviser  Investment Objective 
ING MidCap Opportunities Portfolio  Seeks long-term capital appreciation. 
 
Investment Adviser: ING Investments, LLC   
Investment Subadviser: ING Investment Management   
Co. LLC   
 
ING Morgan Stanley Global Franchise Portfolio  A non-diversified Portfolio that seeks long-term capital 
  appreciation. 
Investment Adviser: Directed Services LLC   
Investment Subadviser: Morgan Stanley Investment   
Management Inc.   
 
ING Retirement Growth Portfolio  Seeks a high level of total return (consisting of capital appreciation 
  and income) consistent with a level of risk that can be expected to 
Investment Adviser: Directed Services LLC  be greater than that of ING Retirement Moderate Growth Portfolio. 
Asset Allocation Committee   
 
ING Retirement Moderate Growth Portfolio  Seeks a high level of total return (consisting of capital appreciation 
  and income) consistent with a level of risk that can be expected to 
Investment Adviser: Directed Services LLC  be greater than that of ING Retirement Moderate Portfolio but less 
Asset Allocation Committee  than that of ING Retirement Growth Portfolio. 
 
ING Retirement Moderate Portfolio  Seeks a high level of total return (consisting of capital appreciation 
  and income) consistent with a level of risk that can be expected to 
Investment Adviser: Directed Services LLC  be greater than that of ING Retirement Conservative Portfolio but 
Asset Allocation Committee  less than that of ING Retirement Moderate Growth Portfolio. 
 
ING RussellTM Large Cap Index Portfolio  Seeks investment results (before fees and expenses) that correspond 
  to the total return of the Russell Top 200® Index. 
Investment Adviser: ING Investments, LLC   
Investment Subadviser: ING Investment Management   
Co. LLC   
 
Western Asset Variable High Income Portfolio  Seeks to provide high current income as its primary objective and 
  capital appreciation as its secondary objective. 
Investment Adviser: Legg Mason Partners Fund Advisor,   
LLC   
Investment Subadviser: Western Asset Management   
Company and Western Asset Management Company   
Limited   
 
ClearBridge Variable Large Cap Value Portfolio  Seeks long-term growth of capital as its primary investment 
  objective. Current income is a secondary objective. 
Investment Adviser: Legg Mason Partners Fund Advisor,   
LLC   
Investment Subadviser: ClearBridge Investments, LLC   

 

X.59261-13GW  Page 4 of 4  May 2013