SUPPLEMENT Dated April 30, 2012

To The Prospectus Dated April 30, 2012 For 

ING SmartDesign Variable Annuity

Issued By ING USA Annuity and Life Insurance Company 

Through Its Separate Account B

This supplement updates the prospectus for your variable annuity contract. Please read it carefully and
keep it with your copy of the prospectus for future reference. If you have any questions, please call our
Customer Service Center at 1-800-366-0066.
1.	Important Information Regarding Upcoming Fund Reorganizations
On January 12, 2012, the Board of Trustees of ING Investors Trust approved a proposal to reorganize the
following “Merging Portfolios” with and into the following “Surviving Portfolios”:

Merging Portfolios	Surviving Portfolios
ING American Funds Growth Portfolio	ING Large Cap Growth Portfolio (Class ADV)
ING Artio Foreign Portfolio (Class S)	ING Templeton Foreign Equity Portfolio (Class S)

Subject to shareholder approval, each reorganization is expected to take place on or about July 21, 2012
(the “Reorganization Date”), resulting in a shareholder of a given Merging Portfolio becoming a
shareholder of the corresponding Surviving Portfolio. Each shareholder will thereafter hold shares of the
Surviving Portfolio having equal aggregate value as shares of the Merging Portfolio, and the Merging
Portfolios will no longer be available under the contract.

Prior to the Reorganization Date, you may reallocate your contract value in the Merging Portfolio to another
investment portfolio currently available under the contract. This reallocation will neither count as a transfer
for purposes of our Excessive Trading Policy nor be subject to a transfer charge under the contract.
Contract value remaining in the Merging Portfolio on the Reorganization Date will be placed in the
Surviving Portfolio. You may provide alternative instructions by calling our Customer Service Center at
the number above.

As of the effective date noted above, any references in the prospectus to the Merging Portfolios as being
available under the contract are deleted.

2. Important Information Regarding Upcoming Changes to the ING American Funds Bond
Portfolio

Effective on or about July 21, 2012, the ING American Funds Bond Portfolio will change its name,
subadviser and investment objective as follows:

New Fund Name: ING Bond Portfolio	New Investment Objective: Seeks to provide maximum total
Investment Adviser: ING Investments, LLC	return through income and capital appreciation.
New Investment Subadviser: ING Investment Management
Co. LLC

As of July 21, 2012, all references to the ING American Funds Bond Portfolio are revised accordingly.