SUPPLEMENT Dated April 26, 2012

To The Current Prospectus

ING GoldenSelect Generations

ING SmartDesign Advantage

Issued By ING USA Annuity and Life Insurance Company 

Through Its Separate Account B

This supplement updates the prospectus. Please read it carefully and keep it with your copy of the prospectus for future 

reference. If you have any questions, please call our Customer Service Center at 1-800-366-0066. 

1.	Effective April 30, 2012, the following fund changes will occur:
	• The ING American Funds Growth Portfolio and the ING Artio Foreign Portfolio will close to new
	investments.
	• Class S of the ING Large Cap Growth Portfolio will close to new investments and Class ADV will be
	added under the Contract as an available investment option.
	• The ING Baron Small Cap Growth Portfolio will change its name to ING Baron Growth Portfolio.
	All references in the Prospectus are changed accordingly.
2.	Important Information Regarding Upcoming Fund Reorganizations
On January 12, 2012, the Board of Trustees of ING Investors Trust approved a proposal to reorganize the
following “Merging Portfolios” with and into the following “Surviving Portfolios”:

Merging Portfolios	Surviving Portfolios
ING American Funds Growth Portfolio	ING Large Cap Growth Portfolio (Class ADV)
ING Artio Foreign Portfolio (Class S)	ING Templeton Foreign Equity Portfolio (Class S)

Subject to shareholder approval, each reorganization is expected to take place on or about July 21, 2012 (the 

“Reorganization Date”), resulting in a shareholder of a given Merging Portfolio becoming a shareholder of the 

corresponding Surviving Portfolio. Each shareholder will thereafter hold shares of the Surviving Portfolio having 

equal aggregate value as shares of the Merging Portfolio, and the Merging Portfolios will no longer be available 

under the contract. 

Prior to the Reorganization Date, you may reallocate your contract value in the Merging Portfolio to another 

investment portfolio currently available under the contract. This reallocation will neither count as a transfer for 

purposes of our Excessive Trading Policy nor be subject to a transfer charge under the contract. Contract value 

remaining in the Merging Portfolio on the Reorganization Date will be placed in the Surviving Portfolio. You 

may provide alternative instructions by calling our Customer Service Center at the number above. 

Effective on the Reorganization Date all references in the prospectus to the Merging Portfolios are replaced with 

the corresponding Surviving Portfolio. 

X.GSLS-12  1  04/2012 

3. Important Information Regarding Upcoming Changes to the ING American Funds Bond Portfolio

Effective on or about July 21, 2012, the ING American Funds Bond Portfolio will change its name, subadviser
and investment objective as follows:

New Fund Name: ING Bond Portfolio	New Investment Objective: Seeks to provide maximum total
Investment Adviser: ING Investments, LLC	return through income and capital appreciation.
New Investment Subadviser: ING Investment Management
Co. LLC

As of July 21, 2012, all references to the ING American Funds Bond Portfolio are revised accordingly.

X.GSLS-12  2  04/2012 

SUPPLEMENT Dated April 26, 2012

To The Current Prospectus

Wells Fargo ING Landmark

Wells Fargo ING Opportunities

Issued By ING USA Annuity and Life Insurance Company 

Through Its Separate Account B

This supplement updates the prospectus. Please read it carefully and keep it with your copy of the prospectus for future 

reference. If you have any questions, please call our Customer Service Center at 1-800-366-0066. 

1.	Effective April 30, 2012, the following fund changes will occur:
	• The ING American Funds Growth Portfolio and the ING Artio Foreign Portfolio will close to new
	investments.
	• Class ADV of the ING Large Cap Growth Portfolio will be added under the Contract as an available
	investment option.
	• The ING Baron Small Cap Growth Portfolio will change its name to ING Baron Growth Portfolio.
	All references in the Prospectus are changed accordingly.
2.	Important Information Regarding Upcoming Fund Reorganizations

On January 12, 2012, the Board of Trustees of ING Investors Trust approved a proposal to reorganize the
following “Merging Portfolios” with and into the following “Surviving Portfolios”:

Merging Portfolios	Surviving Portfolios
ING American Funds Growth Portfolio	ING Large Cap Growth Portfolio (Class ADV)
ING Artio Foreign Portfolio (Class S)	ING Templeton Foreign Equity Portfolio (Class S)

Subject to shareholder approval, each reorganization is expected to take place on or about July 21, 2012 (the
“Reorganization Date”), resulting in a shareholder of a given Merging Portfolio becoming a shareholder of the
corresponding Surviving Portfolio. Each shareholder will thereafter hold shares of the Surviving Portfolio having
equal aggregate value as shares of the Merging Portfolio, and the Merging Portfolios will no longer be available
under the contract.

Prior to the Reorganization Date, you may reallocate your contract value in the Merging Portfolio to another
investment portfolio currently available under the contract. This reallocation will neither count as a transfer for
purposes of our Excessive Trading Policy nor be subject to a transfer charge under the contract. Contract value
remaining in the Merging Portfolio on the Reorganization Date will be placed in the Surviving Portfolio. You
may provide alternative instructions by calling our Customer Service Center at the number above.

Effective on the Reorganization Date all references in the prospectus to the Merging Portfolios are replaced with
the corresponding Surviving Portfolio.

X.WFLM-12  04/2012