SUPPLEMENT Dated February 17, 2010

To The Prospectuses Date May 1, 2009 For

ING SmartDesign Variable Annuity

Issued By ING USA Annuity and Life Insurance Company 

Through Its Separate Account B

and

ING Equi-Select

Issued By ING USA Annuity and Life Insurance Company 

Through Its Separate Account EQ

This supplement updates the prospectus for your variable annuity contract. Please read it carefully and 

keep it with your copy of the prospectus for future reference. If you have any questions, or to give us 

alternative allocation instructions, please call our Customer Service Center at 1-800-366-0066. 

NOTICE OF LIQUIDATION 

Effective after the close of business on April 30, 2010, the following investment portfolio indicated as
the Liquidating Portfolio will liquidate and the proceeds will be placed in the investment portfolio
indicated as the Surviving Portfolio:

Liquidating Portfolio	Surviving Portfolio
ING Russell Global Large Cap Index 75% Portfolio	ING Intermediate Bond Portfolio (Class S)
(Class S)

Important Information Regarding Liquidation:

The liquidation will be administered pursuant to a liquidation and dissolution plan, which was approved
by the board of trustees of the Liquidating Portfolio on December 16, 2009. The plan is subject to
shareholder approval. If shareholder approval is obtained, the liquidation and dissolution is expected to
take place after the close of business on April 30, 2010. The liquidation and dissolution is being proposed
because the Liquidating Portfolio has been less popular with the public than originally anticipated. The
Liquidating Portfolio has failed to garner and maintain sufficient assets to reach scale and its management
does not anticipate that the Liquidating Portfolio will be able to attract sufficient additional assets in the
foreseeable future to maintain viability. Maintaining the Liquidating Portfolio at its current asset levels
has been determined not to be beneficial in the long-term to shareholders.

Before the liquidation date, you may reallocate contract value in the Liquidating Portfolio to another
investment portfolio currently available under the contract. This reallocation will neither count as a
transfer for purposes of our Excessive Trading Policy nor be subject to a transfer charge under the
contract. Contract value remaining in the Liquidating Portfolio on the liquidation date will be placed in
the Surviving Portfolio. Thereafter, the Liquidating Portfolio will no longer be available under the
contract.

ING USA – Sept. Acc. B – 155339  1  04/30/10 

Unless you provide us with alternative allocation instructions, all future allocations directed to the
Liquidating Portfolio will be automatically allocated to the Surviving Portfolio. It is important to request
a reallocation before the liquidation date if you do not want your contract value in the Liquidating
Portfolio to be placed in the Surviving Portfolio.

References in the prospectus to the Liquidating Portfolio are hereby deleted, effective on and after April
30, 2010.

ING USA – Sept. Acc. B – 155339  2  04/30/10