497 1 finalx90516-09.htm 497E FOCUS 333-90516 FUND INFO finalx90516-09.htm -- Converted by SEC Publisher, created by BCL Technologies Inc., for SEC Filing
ING USA Annuity and Life Insurance Company
and its Separate Account B
   
ING Focus Variable Annuity Contracts
   
Supplement dated May 1, 2009 to the Contract Prospectus dated April 30, 2007, as amended

The following information updates and amends certain information contained in your variable annuity Contract

Prospectus dated April 30, 2007. Please read it carefully and keep it with your current Contract Prospectus for future
reference.

1.   Effective May 1, 2009, certain funds will change their names as follows:
 
    Current Fund Name Former Fund Name
             ING Balanced Portfolio, Inc.        ING VP Balanced Portfolio, Inc.
             ING Growth and Income Portfolio        ING VP Growth and Income Portfolio
             ING Index Plus International Equity Portfolio        ING VP Index Plus International Equity Portfolio
             ING Index Plus LargeCap Portfolio        ING VP Index Plus LargeCap Portfolio
             ING Index Plus MidCap Portfolio        ING VP Index Plus MidCap Portfolio
             ING Index Plus SmallCap Portfolio        ING VP Index Plus SmallCap Portfolio
             ING Intermediate Bond Portfolio        ING VP Intermediate Bond Portfolio
             ING International Value Portfolio        ING VP International Value Portfolio
             ING MidCap Opportunities Portfolio        ING VP MidCap Opportunities Portfolio
             ING Growth and Income Portfolio II        ING Legg Mason Value Portfolio
             ING Opportunistic LargeCap Portfolio        ING Opportunistic LargeCap Value Portfolio
             ING PIMCO Total Return Bond Portfolio        ING PIMCO Core Bond Portfolio
             ING Small Company Portfolio        ING VP Small Company Portfolio
             ING SmallCap Opportunities Portfolio        ING VP SmallCap Opportunities Portfolio

2.   Effective May 1, 2009, the following funds will be closed to new investments:
    ING American Century Large Company Value Portfolio (S Class)
    ING Growth and Income Portfolio II (Class S)
    ING Index Plus International Equity Portfolio (Class S)
    ING Opportunistic LargeCap Growth Portfolio (Class S)
    ING PIMCO Total Return Portfolio (Class S)
    ING Van Kampen Capital Growth Portfolio (Class S)

3.
  Effective May 1, 2009, the following funds are available under your contract:
    ING International Index Portfolio (Class S)
    ING RussellTM Large Cap Growth Index Portfolio (Class S)
    ING T. Rowe Price Equity Income Portfolio (Class S)
 
4. Effective in July and August certain funds offered through your contract will be reorganized into other funds as
follows:
 
    Effective after the close of business on July 17, 2009, the following Disappearing Portfolios will reorganize
    into and become part of the following Surviving Portfolios:

    Disappearing Portfolios Surviving Portfolios
  ING American Century Large Company Value Portfolio ING T. Rowe Price Equity Income Portfolio
  ING Van Kampen Capital Growth Portfolio ING RussellTM Large Cap Growth Index Portfolio

Accordingly, effective after the close of business on July 17, 2009 investments in the Disappearing Portfolios
will automatically become investments in the Surviving Portfolios, as follows:
   
All existing account balances invested in the ING American Century Large Company Value Portfolio (S
   Class) will automatically become investments in the ING T. Rowe Price Equity Income Portfolio (Class S).
All existing account balances invested in the ING Van Kampen Capital Growth Portfolio (Class S) will
  automatically become investments in the ING RussellTM Large Cap Growth Index Portfolio (Class S).
   
As a result of the reorganizations, effective after the close of business on July 17, 2009 all references to the
Disappearing Portfolios in the Contract Prospectus are hereby deleted.

X.90516-09   1 of 2   May 2009


Effective after the close of business on August 7, 2009, the following Disappearing Portfolios will reorganize
into and become part of the following Surviving Portfolios:
 
Disappearing Portfolios Surviving Portfolios
   ING Growth and Income Portfolio II    ING Growth and Income Portfolio
   ING Index Plus International Equity Portfolio    ING International Index Portfolio
   ING Opportunistic LargeCap Growth Portfolio    ING Opportunistic LargeCap Portfolio

Accordingly, effective after the close of business on August 7, 2009 investments in the Disappearing Portfolios
will automatically become investments in the Surviving Portfolios, as follows:
 
•  All existing account balances invested in the ING Growth and Income Portfolio II (Class S) will
   automatically become investments in the ING Growth and Income Portfolio (Class S).
•  All existing account balances invested in the ING Opportunistic Large Cap Growth Portfolio (Class S) will
   automatically become investments in the ING Opportunistic Large Cap Portfolio (Class S).
•  All existing account balances invested in the ING Index Plus International Equity Portfolio (Class S) will
   automatically become investments in the ING International Index Portfolio (Class S).
 
As a result of the reorganizations, effective after the close of business on August 7, 2009 all references to the
Disappearing Portfolios in the Contract Prospectus are hereby deleted.
 
Unless you provide us with alternative allocation instructions, all future allocations directed to the Disappearing
Portfolios after the date of the reorganization will be automatically allocated to the Surviving Portfolios. You
may give us alternative allocation instructions at any time by contacting our Customer Service Center at:
 
                                          Customer Service Center
                                          P.O. Box 9271
                                          Des Moines, Iowa 50306-9271
 
                                          1-800-366-0066
 
See also the Transfers Among Your Investments section of your Contract Prospectus for further
information about making allocation changes. More information about the funds available through your
contract, including information about the risks associated with investing in these funds, can be found in the
current prospectus and SAI for that fund. You may obtain these documents by contacting us at our Customer
Service Center noted above.

5.   Effective May 1, 2009, the following information regarding the new funds is added to Appendix B–The Funds.
 
Fund Name Investment
Adviser/Subadviser
Investment Objective(s)
ING Variable Portfolios, Inc. –
ING International Index
Portfolio
ING Investments, LLC

Subadviser:
ING Investment
Management Co.
Seeks investment (before fees and
expenses) results that correspond to
the total return of a widely accepted
International Index.
ING Variable Portfolios, Inc. –
ING RussellTM Large Cap
Growth Index Portfolio
ING Investments, LLC

Subadviser:
ING Investment
Management Co.
Seeks investment results (before
fees and expenses) that correspond
to the total return of the Russell
Top 200® Growth Index.
ING Investors Trust – ING T.
Rowe Price Equity Income
Portfolio
Directed Services LLC

Subadviser:
T. Rowe Price
Associates, Inc.
Seeks substantial dividend income
as well as long-term growth of
capital.

X.90516-09   2 of 2   May 2009