EX-99.B5F 2 appl.htm APPLICATION 137098 appl.htm -- Converted by SEC Publisher, created by BCL Technologies Inc., for SEC Filing

Issued by ING USA Annuity and Life Insurance Company
A member of the ING family of companies
Distributed by Directed Services LLC

ING GoldenSelect

Deferred Variable Annuity Application

Countrywide except FL, MA, MD, NC, NJ, NV, OR and TX

 

 

 

 

 

 

 



IMPORTANT INFORMATION AND REMINDERS 
Page 1 
    The name, trust date (if applicable), address, birth date, Social Security number/tax identification number, and country of 
        citizenship is provided for 
    each individual/entity named. 
Page 2 
    The primary or contingent status for each named beneficiary is entered in section 3(A). 
    Each beneficiary is named individually. If there are any trust designations, the trust name and the trust date are included. 
    Designated beneficiary percentages are clearly entered and total 100% for all primary beneficiaries and 100% for all 
        contingent beneficiaries. 
    If a separate sheet containing additional beneficiary information is needed, that sheet is signed and dated by the owner. 
    If the ING Joint LifePay Plus living benefit option is selected on a custodially owned contract, the custodial beneficiary 
        information is entered in 
    section 3(B). 
Page 3 
    If a transfer is required, the approximate transfer amount is entered in section 4. If there are multiple transfers, each 
        approximate transfer amount is 
    entered separately. 
    The initial premium meets the selected product’s minimum requirements. 
    Select one product and one death benefit. If choosing an optional living benefit rider, select only one. 
    Enhanced death benefits or earnings multiplier cannot be selected with joint owners. 
    If Telephone/Electronic Transmission Reallocation Authorization is selected, the owner has initialed where required to 
        authorize the agent. The name 
    and Social Security number for each additional person is entered in section 6. 
Page 4 
    The owner and joint owner (if applicable) have initialed their consent to future electronic information delivery. We will 
        not provide their e-mail 
    addresses to any third party. 
    The plan type for this new annuity (e.g., Non-Qualified, IRA, Simple IRA) is indicated in section 8, and any applicable 
        conversion/establishment dates 
    are provided. 
    If a replacement is involved, the appropriate transfer and state replacement forms are completed and submitted with this 
        application. 
Page 5 
    Use section 10A only if you have not elected the ING LifePay Plus or ING Joint LifePay Plus living benefit options. 
    All allocations (fixed and variable) total 100% of the initial investment amount. 
    To elect an optional DCA transfer program, allocate money to either ING Liquid Assets or 6-Month DCA, and indicate the 
        funds the DCA is to go to 
    by writing percentages in the “DCA Allocation % (Optional)” columns. Both allocations must total 100%. 
Page 6 
    Use section 10B only if you have elected the ING LifePay Plus or ING Joint LifePay Plus living benefit options. 
    Please note, contracts that elect the ING LifePay Plus or ING Joint LifePay Plus options must comply with the fund allocation 
        requirements as described 
    on this page (see Options 1-3) and in your prospectus. These requirements apply to both initial and DCA allocations. Please see 
    the next page for examples. 
    Applications that do not comply with these requirements will be deemed not in good order, and the contract will not be issued 
        until correct investment 
    instructions are received. 
    After contract issue, ING USA Annuity and Life Insurance Company may periodically rebalance the contract value to remain 
        in compliance with the 
    ING LifePay Plus and ING Joint LifePay Plus allocation requirements. Please see your prospectus for additional 
    information. 
    To elect an optional DCA transfer program, allocate money to either ING Liquid Assets or 6-Month DCA, and indicate the 
        funds the DCA is to go to 
    by writing percentages in the “DCA Allocation % (Optional)” columns. Both allocations must total 100%. 
Page 7 
    Provide any additional remarks in section 12 (e.g., additional beneficiaries). 
Page 8 
    The owner has signed and dated section 14, including the city and state where this application was signed. If this is different 
        from the owner’s resident 
    state, an explanation is provided at the top of page 1 and a “Nexus Information Worksheet” is submitted with this 
    application. 
    If this form is signed by a power of attorney, legal guardian, etc. a copy of the appropriate supporting documentation is 
        provided confirming the 


  signer’s ability to act on behalf of the owner.

Page 9

  • The name, Social Security number, phone number, broker/dealer branch, and signature for each agent is provided.
  • If more than one agent is listed, the agent commission split is entered and totals 100%.
MAILING INSTRUCTIONS         
Send completed and signed documents to:         
For Regular Mail:    ING ANNUITIES    For Overnight Delivery:    ING ANNUITIES 
    Attn: New Business        Attn: New Business 
    PO Box 9271        909 Locust Street 
    Des Moines, IA 50306-9271        Des Moines, IA 50309-2899 

To contact our Licensing Department, please call 800-235-5965.     
To contact our Client Services Department, please call 800-366-     
0066. To contact our Sales Desk, please call:     
INDEPENDENT DIVISION    NYSE/REGIONAL DIVISION 
800-344-6860                   800-243-3706 


EXAMPLES OF ING LIFEPAY PLUS AND ING JOINT LIFEPAY PLUS FUND ALLOCATIONS

If you elect ING LifePay Plus or ING Joint LifePay Plus, there are allocation guidelines that must be followed.
Option 1: You may allocate entirely among Accepted Funds without restriction.
Option 2: You may elect not to allocate any account value to Accepted Funds and allocate entirely among the LifePay Plus
Fixed Allocation Fund(s) and
Other Funds. However, at least 30% of the account value must be invested in the LifePay Plus Fixed Allocation Fund(s).
Option 3: You may allocate among a combination of Accepted Funds, the LifePay Plus Fixed Allocation Fund(s), and Other
Funds. However, at least 30%
of the account value not invested in Accepted Funds must be invested in the LifePay Plus Fixed Allocation Fund(s).




Here are some common allocation percentage combinations you might want to use:

Accepted    Fixed Allocation Fund    Other    Accepted    Fixed Allocation Fund    Other 






0%    30%    70%    55%    14%    31% 






5%    29%    66%    60%    12%    28% 






10%    27%    63%    65%    11%    24% 






15%    26%    59%    70%    9%    21% 






20%    24%    56%    75%    8%    17% 








25%  23%  52%  80%  6%  14% 






30%  21%  49%  85%  5%  10% 






35%  20%  45%  90%  3%  7% 






40%  18%  42%  95%  2%  3% 






45%  17%  38%  100%  0%  0% 






50%  15%  35%       








IMPORTANT INFORMATION ABOUT THE ING JOINT LIFEPAY PLUS LIVING BENEFIT RIDER

There are certain issue requirements that must be met to successfully elect the ING Joint LifePay Plus living benefit rider.
Applications that do not comply with these issue requirements will be deemed not in good order, and the contract will not be
issued.

The ING USA Annuity and Life Insurance Company Joint LifePay Plus living benefit rider can only be issued if there are
two
individuals who are married at the time of issue and meet the ownership, annuitant and beneficiary issue requirements listed
in the table below. ING USA Annuity and Life Insurance Company will comply with the then current definition of marriage
under federal tax law and regulations and federal tax publications issued by the Internal Revenue Service (IRS). The IRS
has interpreted marriage to mean a legal union between a man and a woman as husband and wife. Please consult your
financial advisor to determine whether you meet the requirements.

  ING Joint LifePay Plus Living Benefit Issue Requirements   



      Annuitant(s)  Primary Beneficiary 
Type of Plan  Owner1   Ownership Requirements  Requirements  Requirements 





Non-Qualified  Joint owners  The two owners must be the  Must be a spouse.  None 
    two spouses.     




  Single owner  The owner must be a  Must be a spouse.  Sole primary beneficiary 
    spouse.    must be the owner’s spouse. 





Qualified-IRA  Single owner 2  The owner must be a  Must be the owner.  Sole primary beneficiary 
    spouse.    must be the owner’s spouse.3






1 Non-natural owners are not allowed. Neither joint owners nor non-natural owners are allowed under qualified plans.
2 Includes custodial accounts. The beneficial owner of the custodial account must be one of the spouses.
3 If a custodial account, this requirement applies to the beneficiary information on record with the custodian.

Changes in ownership, annuitant and/or beneficiary designations, and changes in marital status may affect the terms and
conditions
of the ING Joint LifePay Plus living benefit option. Please refer to your prospectus for complete details to determine if this
living benefit option is consistent with your needs and objectives in purchasing an annuity contract.

If you decide to elect the ING Joint LifePay Plus living benefit option, please be sure to provide names, birth dates and Social
Security
numbers wherever requested on the application. Please follow the instructions listed on the “Important Information and Reminders”
page at the beginning of this document.



For Agent Use Only:  Client Account Number         




If this application is being signed in a state other than the owner’s resident state, please specify the state where the business 
was solicited and the purpose of the visit.         





1(A). OWNER (Please provide supporting documentation for all non-natural owners.)   
Name                                             Trust Date   




SSN/TIN                                                           Birth Date                                                                      Male  Female 

Street Address           





       (No P.O. Box addresses.)                               City                                                       State   ZIP 
Mailing Address           





       (If different than above.)                               City                                                       State   ZIP 
Phone                 E-mail Address     




Country of Citizenship           






1(B). JOINT OWNER (Standard Death Benefit option only. Earnings Multiplier not available.)   
Relationship to Owner           





Name                                             Trust Date   




SSN/TIN                                                           Birth Date                                                                      Male  Female 

Street Address           





       (No P.O. Box addresses.)                               City                                                       State   ZIP 
Mailing Address           





       (If different than above.)                               City                                                       State   ZIP 
Phone                 E-mail Address     




Country of Citizenship           






2(A). ANNUITANT           
Relationship to Owner: Owner Joint Owner  Other (Please complete the information below if this choice is selected.) 
Name                                                       Relationship to Owner   



SSN                                                           Birth Date                                                                      Male  Female 

Street Address           





       (No P.O. Box addresses.)                               City                                                       State   ZIP 
Country of Citizenship           






2(B). CONTINGENT ANNUITANT (Optional.)         
Name        Relationship to Owner   




SSN                                                           Birth Date                                                                        Male  Female 

Street Address           





       (No P.O. Box addresses.)                               City                                                       State   ZIP 
Country of Citizenship           





GA-CDF-1109(04/08)      Page 1 of 9                                                               Order #137098 01/12/2009 


3(A). BENEFICIARY(S) (All fields for each beneficiary must be completed. Complete Section 3B for custodially owned contracts.)

Restricted Beneficiary. (If selected, complete a “Restricted Beneficiary” form and submit with this application.)   
Beneficiary proceeds will be split equally if no percentages are provided.     
Primary Beneficiary     
Name                                                                                                                 Birth Date  Percent  % 
SSN/TIN                                                                                                               Relationship to Owner     


Address       



Primary  Contingent Beneficiary     
Name                                                                                                                 Birth Date  Percent  % 
SSN/TIN                                                                                                               Relationship to Owner     



Address       



Primary  Contingent Beneficiary     
Name                                                                                                                 Birth Date  Percent  % 
SSN/TIN                                                                                                               Relationship to Owner     




Address
Please use the space in Section 12 if you need to list additional beneficiaries.

3(B). CUSTODIAL BENEFICIARY (Required if Joint LifePay Plus is selected on a custodially owned contract. This sole beneficiary

must be the spouse of the annuitant. All fields must be completed.)

Name  Birth Date  Percent  100  % 
SSN/TIN  Is this sole beneficiary the spouse of the annuitant? Yes  No 

Address

SAMPLE BENEFICIARY DESIGNATIONS
Be sure to use given names such as “Mary M. Doe,” not “Mrs. John Doe,” and include the address and relationship of the
beneficiary or beneficiaries to the owner. The following designations may be helpful to you:

    Relationship       
  Name  to Owner  Birth Date  SSN/TIN  Percent 






 One Primary Beneficiary  Mary M. Doe  Sister  03/31/1950  123-45-6789  100% 






 Two Primary Beneficiaries  Jane J. Doe  Mother  04/01/1940  ###-##-####  50% 
  John J. Doe  Father  05/01/1935  ###-##-####  50% 






 One Primary Beneficiary  Jane J. Doe  Wife  11/30/1923  ###-##-####  100% 
 One Contingent  John J. Doe  Son  06/18/1951  ###-##-####  100% 






 Estate  Estate of John Doe  Estate  N/A  67-981239  100% 






  ABC Trust         
 Trust    Trust  N/A  44-234567  100% 
  Dated 1/1/85         






 Testamentary Trust1  Trust created by the         
    Testamentary       
 (Trust established within  Last Will and Testament    N/A  38-078602  100% 
 the owner’s will)  of John Doe  Trust       






1If the trust is terminated or if no trustee is qualified to receive the proceeds within six months of the insured’s death, then the proceeds go to the owner or 
owner’s estate.           
GA-CDF-1109(04/08)    Page 2 of 9                       Order #137098 01/12/2009 


4. INITIAL INVESTMENT (Make all checks payable to ING USA Annuity and Life Insurance Company.)

  • Initial Premium Paid $
  • Estimated Amount of Transfer/1035 Exchange $

5. PRODUCT SELECTION (Must select one.)

  • Premium Plus
  • ES II
  • Landmark
  • Access

Death Benefit Option (Select one. If a death benefit is not chosen, the death benefit will be the Standard Death Benefit.)

  • Standard (This is the only death benefit option available to joint owners.)
  • Annual Ratchet 1
  • MAX 5.5 (Only available in WA.) 1
  • MAX 7% Solution (Not available in WA.) 1

1 Only available for owner and annuitant ages 0-75, unless LifePay Plus or Joint LifePay Plus is elected. If LifePay Plus or Joint LifePay Plus is elected, owner
ages 0-79
are permitted. Please consider the additional cost of these options (0.85% of MGWB Base for LifePay Plus and 1.05% of MGWB Base for Joint LifePay Plus) as
well
as their interaction with the death benefit elected to determine if this combination is appropriate considering your investment objectives.

Optional Earnings Multiplier

Earnings Multiplier Benefit Rider (Not available for joint owners or in the state of WA.)

Optional Living Benefit (May select one.)

  • Minimum Guaranteed Income Benefit (MGIB) (Only available for owner and annuitant ages 0 - 75 years.)
  • ING LifePay Plus Minimum Guaranteed Withdrawal Benefit (2008.v2) (“LifePay Plus”)2
  • ING Joint LifePay Plus Minimum Guaranteed Withdrawal Benefit (2008.v2) (“Joint LifePay Plus”) 2
    There are specific ownership and beneficiary requirements for election of the Joint LifePay Plus benefit option.

2 Funds must be allocated per the LifePay Plus and Joint LifePay Plus requirements detailed on page 6. Read your prospectus carefully regarding details
about the
LifePay Plus and Joint LifePay Plus options. Applications that do not comply with these requirements will be deemed not in good order, and the contract will not
be issued until correct investment instructions are received.

6. TELEPHONE/ELECTRONIC TRANSMISSION AUTHORIZATION

I authorize ING USA Annuity and Life Insurance Company to act upon instructions given by electronic means or voice
command
from the agent that signs in section 15 and/or the following individuals listed below upon furnishing their Social Security Number
or alternative identification number.
To authorize an individual (including an agent), owner must initial: ______________
Provide the name and Social Security Number of other authorized individuals below:

Name _____________________  SSN/TIN __________________
Name __________________ SSN/TIN __________________

Neither the Company nor any person authorized by the Company will be responsible for any claim, loss, liability, or expense
in
connection with instructions received by electronic means or voice command from such person if the Company or other such
person acted on such electronic means or voice command in good faith in reliance upon this authorization. The Company will
continue to


act upon this authorization until such time as the person indicated above is no longer affiliated with the broker/dealer under which 
my contract was purchased or until such time as I notify the Company in writing of a change in instructions. 
Note: If a Social Security Number/Tax ID Number is not provided, the proposed individual will not be authorized for certain 
transactions.         
GA-CDF-1109(04/08)    Page 3 of 9    Order #137098 01/12/2009 


7. ELECTRONIC INFORMATION CONSENT 
 
(Both owners must consent for jointly owned contracts.) 
  _________   __________  I consent to electronic delivery by ING USA, when available, of: 
(Owner Initials) (Owner Initials) 

• Legal disclosure materials (prospectuses and prospectus supplements for the variable annuity and the underlying funds and
annual
and semi-annual reports for the underlying funds).

• Account documents (quarterly statements and immediate confirmations).
• Related correspondence (privacy notice and other notices to customers).

I confirm that I have ready access to a computer with the hardware and software necessary (a CD-ROM drive and Adobe®
Acrobat®, and Internet access and an active e-mail account) to receive this information electronically – in the form of a compact
disc, by e-mail
or by notice to me of this information being made available on ING’s website – and to be able to read and retain it.

I understand that:

• There is no charge for electronic delivery, although I may incur the costs of Internet access and computer usage.
• I may always request a paper copy of this information at any time for no charge, even though I consented to electronic delivery

or

  if I decide to revoke my consent.

• ING is not required to deliver this information electronically and may discontinue electronic delivery in whole or part at any

time. This consent is effective until further notice by ING or I revoke it.

Please call 800-366-0066 if you would like to revoke your consent, wish to receive a paper copy of any of the information above,
or need to update your e-mail address indicated on page 1 of this application.

8. PLAN TYPE       
Non-Qualified  1035 Exchange     


Qualified       
IRA  IRA Rollover from Qualified Plan     
SEP-IRA  IRA Transfer (e.g., Trustee to Trustee     
Qualified Other___________________       
   Indicate contribution amount and appropriate tax year___________________     
Roth IRA. If transfer, provide original conversion/establishment date and amount_________________     
Simple IRA. If transfer, provide original establishment date and amount___________________     



9. REPLACEMENT       
Do you currently have any existing individual life insurance policies or annuity contracts?                          Yes              No 
Will this contract replace any life insurance policy or annuity contract in this or any other company?          Yes  No 
If “Yes,” please identify each policy or contract and the issuing company.     
Company_____________                                   Policy/Contract #________________     
Company_____________                                   Policy/Contract #________________     
Company_____________                                   Policy/Contract #________________     
Company_____________                                   Policy/Contract #_______________     
If either or both of the questions in this section are answered “Yes,” please complete and return with this form a copy of any state 


replacement form(s), as applicable.         
GA-CDF-1109(04/08)    Page 4 of 9    Order #137098 01/12/2009 


10A. ALLOCATION SELECTION – USE IF YOU HAVE NOT ELECTED THE LIFEPAY PLUS OR JOINT LIFEPAY PLUS BENEFIT 
OPTION           
Complete page 6, Section 10B if you have elected the LifePay Plus or Joint LifePay Plus benefit option.   
To elect an optional DCA transfer program, allocate money to either ING Liquid Assets or 6-Month DCA3, and indicate 
the funds the           
DCA is to go to by writing percentages in the ”DCA (Optional)” columns. Enter allocations in whole percentages. The 
initial and DCA           
allocations must each total           
100%.  Variable Investments1     
Initial  DCA    Initial    DCA 
Allocation  Allocation             Allocation    Allocation 
%  %    %    % 
(Required)  (Optional)             (Required)    (Optional) 
_______% BlackRock Global Allocation V.I.     _______%    _______% ING Marsico Growth  _______% 
_______% Fidelity® VIP Contrafund     _______%    _______% ING Marsico International Opportunities
_______%
 
_______% ING AllianceBernstein Mid Cap Growth            _______%    _______% ING MFS Total Return  _______% 
_______% ING American Funds Asset Allocation     _______%    _______% ING MFS Utilities  _______% 
_______% ING American Funds Bond     _______%    _______% ING Multi-Manager International Small Cap Equity 
_______% ING American Funds Growth     _______%    _______%     
_______% ING American Funds Growth-Income     _______%    _______% ING Oppenheimer Active Asset Allocation 
_______% ING American Funds International     _______%        _______% 
_______% ING American Funds World Allocation     _______%    _______% ING Oppenheimer Global  _______% 
_______% ING Baron Small Cap Growth     _______%    _______% ING Oppenheimer Main Street  _______% 
_______% ING BlackRock Global Science and Technology    _______% ING PIMCO Core Bond  _______% 
     _______%    _______% ING Pioneer Mid Cap Value  _______% 
_______% ING BlackRock Large Cap Growth     _______%    _______% ING Russell Global Large Cap Index 85% 
_______% ING Columbia Small Cap Value II     _______%        _______% 
_______% ING Davis New York Venture     _______%    _______% ING Russell Large Cap Index  _______% 
_______% ING Evergreen Health Sciences     _______%    _______% ING Russell Mid Cap Index  _______% 
_______% ING Evergreen Omega     _______%    _______% ING Russell Small Cap Index  _______% 
(SM)      _______% ING T. Rowe Price Capital Appreciation  _______% 
_______% ING FMR Diversified Mid Cap     _______%         
_______% ING Focus 5     _______%    _______% ING T. Rowe Price Equity Income  _______% 
_______% ING Franklin Income     _______%    _______% ING T. Rowe Price Growth Equity  _______% 

_______% ING Franklin Mutual Shares 

   _______%    _______% ING Templeton Foreign Equity  _______% 
_______% ING Franklin Templeton Founding Strategy    _______% ING Templeton Global Growth  _______% 
     _______%    _______% ING Van Kampen Capital Growth  _______% 
_______% ING Global Equity Option     _______%    _______% ING Van Kampen Comstock  _______% 
_______% ING Global Real Estate     _______%    _______% ING Van Kampen Equity & Income  _______% 
_______% ING Global Resources     _______%    _______% ING Van Kampen Global Franchise  _______% 
_______% ING International Index     _______%    _______% ING Van Kampen Global Tactical Asset Allocation 
_______% ING Janus Contrarian     _______%    _______%     
_______% ING JPMorgan Emerging Markets Equity    _______% ING Van Kampen Growth and Income  _______% 
     _______%    _______% ING VP Growth and Income  _______% 
_______% ING JPMorgan Mid Cap Value     _______%    _______% ING VP Intermediate Bond  _______% 
_______% ING Julius Baer Foreign     _______%    _______% ING VP MidCap Opportunities  _______% 
_______% ING Lehman Brothers U.S. Aggregate Bond Index    _______% ING VP Small Company  _______% 
_______%      _______% ING WisdomTree(SM) Global High Yielding Equity Index 
_______% ING Liquid Assets2     _______%    _______%     
ING Lifestyle Portfolios1
_______% ING Lifestyle Aggressive Growth     _______%    _______% ING Lifestyle Moderate  _______% 
_______% ING Lifestyle Conservative     _______    _______% ING Lifestyle Moderate Growth  _______% 
_______% ING Lifestyle Growth     _______%         
Fixed Investments2
Enter the allocation percentage and the fixed interest period. Check availability prior to selection.
_______% 6 Month DCA3         _______%  _____Year Fixed   


 
_____%   _____Year Fixed               _____%  ____Year Fixed 
                 ____%  ____Year Fixed 
                 ____%  ____Year Fixed 
  100 % Allocation Total (Initial and DCA (if elected) allocations must each total 100%.) 
1 The available share class is subject to distribution and/or service (12b-1) fees.   
2 Death benefit and living benefit guarantees may be affected by amounts invested in or transferred to and from these investment options. 
3 Not available in Washington. Only available in New Hampshire with the Landmark product. 
GA-CDF-1109(04/08)    Page 5 of 9                                                     Order #137098 01/12/2009 


10B. ALLOCATION SELECTION – USE IF YOU HAVE ELECTED THE LIFEPAY PLUS OR JOINT LIFEPAY PLUS BENEFIT
OPTION
Complete page 5, Section 10A if you did not elect the LifePay Plus or Joint LifePay Plus benefit option.
Enter allocations in whole percentages according to the following options. DCA allocations also must follow the
option limitations.
To elect an optional DCA transfer program, allocate money to either ING Liquid Assets or 6-Month DCA3, and indicate
the funds the
DCA is to go to by writing percentages in the “DCA (Optional)” columns. The initial and DCA allocations must each
total 100%.
Option 1 - You may allocate entirely among Accepted Funds without restriction.
Option 2 - You may elect not to allocate any account value to Accepted Funds and allocate entirely among the LifePay Plus
Fixed
Allocation Fund(s) and Other Funds. However, at least 30% of the account value must be invested in the LifePay Plus
Fixed
Allocation Fund(s).
Option 3 - You may allocate among a combination of Accepted Funds, the LifePay Plus Fixed Allocation Fund(s), and Other

Funds.         
  However, at least 30% of the account value not invested in Accepted Funds must be invested in the LifePay Plus 
  Fixed       
  Allocation Fund(s).       
Accepted Funds       
Initial    DCA  InitiaL  DCA 
Allocation               Variable Investments1  Allocation %    Allocation % 
%    Allocation %     
 (Required)    (Optional)  (Required)  (Optional) 
           
_______% BlackRock Global Allocation V.I.  _______%  _______% ING Global Equity Option  _______% 
_______% ING American Funds Asset Allocation  _______%  _______% ING Global Real Estate  _______% 
_______% ING American Funds World Allocation  _______%  _______% ING Global Resources  _______% 
_______% ING LifeStyle Conservative  _______%  _______% ING International Index  _______% 
_______% ING Lifestyle Growth  _______%  _______% ING Janus Contrarian  _______% 
_______% ING Lifestyle Moderate  _______%  _______% ING JPMorgan Emerging Markets Equity 
_______% ING Lifestyle Moderate Growth  _______%    _______% 
_______% ING Liquid Assets2  _______%  _______% ING JPMorgan Mid Cap Value  _______% 
_______% ING MFS Total Return  _______%     

_______% ING Oppenheimer Active Asset Allocation  _______% 
LifePay Plus Fixed Allocation Fund(s)1   
_______% ING American Funds Bond  _______% 
_______% ING Lehman Brothers U.S. Aggregate Bond Index 
_______%   
_______% ING PIMCO Core Bond  _______% 
_______% ING VP Intermediate Bond  ______% 
Other Funds1   
_______% Fidelity® VIP Contrafund  _______% 
_______% ING AllianceBernstein Mid Cap Growth  _______% 
_______% ING American Funds Growth  _______% 
_______% ING American Funds Growth-Income  _______% 
_______% ING American Funds International  _______% 
_______% ING Baron Small Cap Growth  _______% 
_______% ING BlackRock Global Science and Technology 
  _______% 
_______% ING BlackRock Large Cap Growth  _______% 
_______% ING Columbia Small Cap Value II  _______% 
_______% ING Davis New York Venture  _______% 
_______% ING Evergreen Health Sciences  _______% 
_______% ING Evergreen Omega  _______% 
_______% ING FMR(SM) Diversified Mid Cap  _______% 
_______% ING Focus 5  _______% 
_______% ING Franklin Income  _______% 
_______% ING Franklin Mutual Shares  _______% 
_______% ING Franklin Templeton Founding Strategy 
  _______% 


 
_______% ING Russell Global Large Cap Index 85%    _______% ING MFS Utilities    _______% 
    _______%    _______% ING Multi-Manager International Small Cap Equity 
_______% ING T. Rowe Price Capital Appreciation  _______%    _______%     
_______% ING Van Kampen Equity & Income  _______%    _______% ING Oppenheimer Global  _______% 
_______% ING Van Kampen Global Tactical Asset Allocation    _______% ING Oppenheimer Main Street  _______% 
_______%        _______% ING Pioneer Mid Cap Value  _______% 
        _______% ING Russell Large Cap Index  _______% 
  Fixed Investments2      _______% ING Russell Mid Cap Index  _______% 
_______% 6 Month DCA3  ___NA___%    _______% ING Russell Small Cap Index  _______% 
_______%  Year Fixed  ___NA___%    _______% ING T. Rowe Price Equity Income  _______% 
_______%  Year Fixed  ___NA___%    _______% ING T. Rowe Price Growth Equity  _______% 
_______%  Year Fixed  ___NA___%    _______% ING Templeton Foreign Equity  _______% 
        _______% ING Templeton Global Growth  _______% 
If you have chosen to allocate according to Option 2 or 3    _______% ING Van Kampen Capital Growth  _______% 
above, at least 30% of the account value not invested in    _______% ING Van Kampen Comstock  _______% 
Accepted Funds must be invested in the LifePay Plus Fixed    _______% ING Van Kampen Global Franchise  _______% 
Allocation Fund(s).        _______% ING Van Kampen Growth and Income  _______% 
        _______% ING VP Growth and Income  _______% 
        _______% ING VP MidCap Opportunities  _______% 
_______% ING Julius Baer Foreign  _______%    _______% ING VP Small Company    _______% 
_______% ING Lifestyle Aggressive Growth  _______%    _______% ING WisdomTree(SM) Global High Yielding Equity Index  
_______% ING Marsico Growth  _______%    _______%     
_______% ING Marsico International Opportunities                               _______%         
100% Allocation Total (Initial and DCA (if elected) allocations must each total 100%.)   
 1 The available share class is subject to distribution and/or service (12b-1) fees.         
 2 Death benefit and living benefit guarantees may be affected by amounts invested in or transferred to and from these investment options.   
 3 Not available in Washington. Only available in New Hampshire with the Landmark product.     
 GA-CDF-1109(04/08)                       Page 6 of 9  Order #137098 01/12/2009 


11. OPTIONAL ACCOUNT REBALANCING PROGRAM (May not use with Dollar Cost Averaging.)
Automatic Allocation Rebalancing will occur on the last business day of the next scheduled rebalancing date. Please consult
your prospectus for details regarding this feature as well as restrictions, minimum or maximum limitations, fees and other
applicable information. Automatic Allocation Rebalancing does not apply to the Fixed Investments and cannot be elected if
you participate
in Dollar Cost Averaging. The percentages will be proportionally recalculated for subsequent reallocations if you have
chosen a Fixed Allocation Election. Any subsequent reallocation, add-on or partial withdrawal you direct, other than on a pro
rata basis, will terminate this program.
Please rebalance my portfolio to the allocations on this application: Quarterly Semi-Annually Annually

12. SPECIAL REMARKS

 

13. STATE REQUIRED NOTICES

Below are notices that apply only in certain states. Please read the following carefully to see if any apply in your state.
Arizona: On receiving your written request, we will provide you with information regarding the benefits and provisions of
the annuity contract for which you have applied. If you are not satisfied, you may cancel your contract by returning it within 20
days, or within 30 days if you are 65 years of age or older on the date of the application for the annuity, after the date you
receive it. Any premium paid for the returned contract will be refunded without interest.
California Reg. 789.8: The sale or liquidation of any asset in order to buy insurance, either life insurance or an annuity
contract, may have tax consequences. Terminating any life insurance policy or annuity contract may have early withdrawal
penalties or other costs or penalties, as well as tax consequences. You may wish to consult independent legal or financial
advice before the sale or liquidation of any asset and before the purchase of any life insurance or annuity contract.
Colorado: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for
the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of
insurance and civil damages. Any insurance company or agent of an insurance company who knowingly provides false,
incomplete, or misleading facts or information to a policyholder or claimant for the purpose of defrauding or attempting to
defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be
reported to the Colorado division of insurance within the department of regulatory agencies.
Florida: Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an
application containing false, incomplete, or misleading information is guilty of a felony of the third degree.
Kentucky: Any person who knowingly and with intent to defraud any insurance company or other person files an application
for insurance containing any materially false information or conceals, for the purpose of misleading, information concerning
any fact material thereto commits a fraudulent insurance act, which is a crime.

New Jersey: Any person who includes any false or misleading information on an application for an insurance policy is subject 
to criminal and civil penalties. 

Ohio: Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application
or files a claim containing a false or deceptive statement is guilty of insurance fraud.
Pennsylvania: Any person who knowingly and with intent to defraud any insurance company or other person files an application
for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading,
information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such
person to criminal and civil penalties.
Virginia: Any person who, with the intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an
application or files a claim containing a false or deceptive statement may have violated the state law.
Arkansas, Washington D.C., Hawaii, Louisiana, Maine, New Mexico, Oklahoma, and Tennessee: Any person who knowingly and
with intent to injure, defraud or deceive any insurance company, submits an application for insurance containing any
materially false, incomplete, or misleading information, or conceals for the purpose of misleading, any material fact, is guilty
of insurance fraud, which is a crime and in certain states, a felony. Penalties may include imprisonment, fine, denial of benefits, or
civil damages.
Washington: It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the
purpose of defrauding the company. Penalties include imprisonment, fines, and denial of insurance benefits.

GA-CDF-1109(04/08)    Page 7 of 9    Order #137098 01/12/2009 


14. SIGNATURES AND ACKNOWLEDGEMENTS (Please read carefully and sign below.)

Important information: To help the government fight the funding for terrorism and money laundering
activities, federal law requires all financial institutions to obtain, verify, and record information that identifies
each person who opens an account. What this means to you: When you apply for an annuity,
we will ask for your name, address, date of birth, and other information that will allow us to identify you. We
may also ask to see your driver’s license or other identifying documents.
By signing below, I acknowledge receipt of the Prospectus. I agree that, to the best of my knowledge and
belief, all statements and answers in this form are complete and true and may be relied upon in
determining whether to issue the applied for variable annuity. Only the owner and ING USA Annuity and
Life Insurance Company have the authority to modify this form.
Variable Annuities and the underlying series shares or securities which fund them are not insured by the FDIC
or any other agency. They are not deposits or other obligations of any bank and are not bank guaranteed. They are
also subject to market fluctuation, investment risk and possible loss of principal invested.
I understand that when based on the investment experience of the Separate Account Division, the
variable annuity cash surrender values may increase or decrease on any day and that no minimum value
is guaranteed. The variable annuity applied for is in accord with my anticipated financial objectives.
I understand that the value allocated to any Account subject to a Market Value Adjustment may increase
or decrease if surrendered or withdrawn prior to a specified date(s) as stated in the contract.
I understand that IRAs and other qualified plans already provide tax deferral like that provided by the
contract. For an additional cost, the contract provides additional features and benefits, including death
benefits and the ability to receive a lifetime income. I should not purchase a qualified contract unless I want
these benefits, taking into account their cost.
In certain circumstances, Fixed Allocation Fund Automatic Rebalancing may result in a reallocation into the
LifePay Plus Fixed Allocation Fund(s), even if you have not previously been invested in them. By
electing to purchase the LifePay Plus or Joint LifePay Plus option (if chosen), you are providing ING USA
Annuity and Life Insurance Company with direction and authorization to process these transactions,
including reallocations into the LifePay Plus Fixed Allocation Fund(s). You should not purchase the
LifePay Plus or Joint LifePay Plus option if you do not wish to have your contract value reallocated in this
manner.

TAXPAYER CERTIFICATION

Under penalties of perjury, my/our signature(s) certifies/certify that:

1.      The number shown on this form is my correct taxpayer identification number (or I am waiting for a number to be issued to me).
2.      I am not subject to backup withholding because (a) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (b) the IRS has notified me that I am no longer subject to backup withholding.
3.      I am a U.S. citizen or U.S. resident alien.

The Internal Revenue Service does not require your consent to any provision of this document other than the
certifications required to avoid backup withholding.

Owner Signature_______________       
Signed at (City, State)_______________     Date_______________    
Joint Owner Signature (if applicable)_______________        
Signed at (City, State)_______________     Date_______________    
Annuitant Signature (if other than owner)_______________        
Signed at (City, State)_______________     Date_______________    
GA-CDF-1109(04/08)  Page 8 of 9    Order #137098 01/12/2009 


  15. AGENT INFORMATION

  ___Check here if the applicant is on active duty with the U.S. Armed Forces or is a dependent of any active duty service member

  of

  the U.S. Armed Forces. Complete the Military Personnel Financial Services Disclosure Regarding Insurance Products and
return
it with this application.

Does the applicant have existing individual life insurance policies or annuity contracts? ___Yes ___No 
Do you have reason to believe that the contract applied for will replace any existing annuity or life insurance coverage?  ___Yes  ___No 

  If either or both of the questions in this section are answered “Yes,” please complete and return with this form a copy of any state
replacement form(s), as applicable.

  If your state has adopted the NAIC Model Replacement Regulation or other state specific replacement regulations, did
you remember to do the following?

Provide any required replacement notice to the client and offer to read it aloud? (Note: If any of the questions in
Replacement
Section 9 or in this Section 15 are answered “Yes,” you must provide a replacement notice.)

  Complete any required state specific paperwork?

  By signing below you certify: 1) replacement questions were answered, 2) any sales material was shown to the applicant and a
copy was left with the applicant, 3) you used only insurer-approved sales material, 4) you have not made statements that
differ from
the sales material, and 5) no promises were made about the future value of any contract elements that are not guaranteed.
(This includes any expected future index gains that may apply to this contract.)

Premium Plus Only: ___Producer Contract    ___ING Employee Contract 
 
Compensation Alternative (Select one. Please verify with your broker/dealer that the option you select is available.): 
___A ___ B ___ C ___ D ___ E     
 
Check here if there are multiple agents on this contract. 
Split: for Agent #1_________________%, Agent #2_________________%, Agent #3_________________% 
Please Note: Compensation will be split equally if no percentage is indicated. Partial percentages will be rounded up. 
Percentages must total 100%. Agent #1 will be given the highest percentage in the case of unequal percentages. Agent 
#1 will receive all correspondence regarding the policy. 

Agent #1     
Print Name____________________    Signature____________________ 
SSN____________________    Agent Phone____________________ 
Broker/Dealer Branch____________________    Broker Code____________________ 
Agent #2____________________     
Print Name____________________    Signature____________________ 
SSN____________________    Agent Phone____________________ 
Broker/Dealer Branch____________________    Broker Code____________________ 
Agent #3____________________     
Print Name____________________    Signature____________________ 


SSN_______________             Agent Phone_______________     
Broker/Dealer Branch_______________             Broker Code_______________     
GA-CDF-1109(04/08)    Page 9 of 9    Order #137098 01/12/2009