-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, THEEPf3hZkOI+VRlKJXh0ag4l2oC1nPSVmbufnivrx3DpcdVduJ2JzhnO37Ewp4e jhqTm3nSJQsk1jBXTbutlQ== 0000836687-08-000322.txt : 20080623 0000836687-08-000322.hdr.sgml : 20080623 20080623165333 ACCESSION NUMBER: 0000836687-08-000322 CONFORMED SUBMISSION TYPE: 497 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20080623 DATE AS OF CHANGE: 20080623 EFFECTIVENESS DATE: 20080623 FILER: COMPANY DATA: COMPANY CONFORMED NAME: SEPARATE ACCOUNT B OF ING USA ANNUITY LIFE INSURANCE CO CENTRAL INDEX KEY: 0000836687 IRS NUMBER: 410991508 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 497 SEC ACT: 1933 Act SEC FILE NUMBER: 333-133944 FILM NUMBER: 08912525 BUSINESS ADDRESS: STREET 1: 1475 DUNWOODY DRIVE STREET 2: SUITE 400 CITY: WEST CHESTER STATE: PA ZIP: 19380-2700 BUSINESS PHONE: 610-425-3400 MAIL ADDRESS: STREET 1: 1475 DUNWOODY DRIVE STREET 2: SUITE 400 CITY: WEST CHESTER STATE: PA ZIP: 19380-2700 FORMER COMPANY: FORMER CONFORMED NAME: SEPARATE ACCOUNT B OF ING USA ANNUITY & LIFE INSURANCE CO DATE OF NAME CHANGE: 20031230 FORMER COMPANY: FORMER CONFORMED NAME: SEPARATE ACCOUNT B OF GOLDEN AMERICAN LIFE INSURANCE CO DATE OF NAME CHANGE: 19930506 FORMER COMPANY: FORMER CONFORMED NAME: SPECIALTY MANAGERS SEPARATE ACCOUNT B DATE OF NAME CHANGE: 19910529 0000836687 S000000888 SEPARATE ACCOUNT B OF ING USA ANNUITY LIFE INSURANCE CO C000034749 ING ARCHITECT 497 1 ingusarlny2final.htm SUPPLEMENT ingusarlny2final.htm -- Converted by SEC Publisher, created by BCL Technologies Inc., for SEC Filing

SUPPLEMENT Dated June 23, 2008
To The Prospectus Dated April 28, 2008 For

ING GoldenSelect Access    ING GoldenSelect Premium Plus 
ING Architect    SmartDesign Advantage 
ING GoldenSelect DVA    SmartDesign Variable Annuity 
ING GoldenSelect DVA Plus    SmartDesign Signature 
ING GoldenSelect ESII    ING Empire Innovations 
ING GoldenSelect Generations    ING Empire Traditions 
ING GoldenSelect Landmark     

Issued By ING USA Annuity and Life Insurance Company

Through Separate Account B of ING USA Annuity and Life Insurance Company
And
Issued By ReliaStar Life Insurance Company of New York

Through Its Separate Account NY-B

This supplement is notice of some forthcoming changes to the investment portfolios available under your
variable annuity contract. Please read it carefully and keep it with your copy of the prospectus for future
reference. If you have any questions or want to give us any instructions in this regard, then please call our
Customer Contact Center at 1-800-366-0066. You may also call us for copies of the prospectus for any
portfolio.

IMPORTANT INFORMATION REGARDING REORGANIZATIONS

On March 27, 2008, the Board of Trustees of the ING Capital Guardian U.S. Equities Portfolio (Class S)
approved an agreement to reorganize the ING Capital Guardian U.S. Equities Portfolio (Class S) with and into
the ING VP Growth & Income Portfolio (Class S). The agreement is subject to shareholder approval. If
shareholder approval is obtained, it is expected that the reorganization will take place on or about September 6,
2008, resulting in a shareholder of the ING Capital Guardian U.S. Equities Portfolio (Class S) becoming a
shareholder of the ING VP Growth & Income Portfolio (Class S). Each shareholder will thereafter hold shares
of the ING VP Growth & Income Portfolio (Class S) having equal aggregate value as shares of the ING Capital
Guardian U.S. Equities Portfolio (Class S), and the ING Capital Guardian U.S. Equities Portfolio (Class S) will
no longer be available under the contract. Accordingly, unless you provide us with alternative allocation
instructions, all future allocations directed to the ING Capital Guardian U.S. Equities Portfolio (Class S) will be
automatically allocated to the ING VP Growth & Income Portfolio (Class S).

On March 27, 2008, the Board of Trustees of the ING Wells Fargo Disciplined Value Portfolio (Class S)
approved an agreement to reorganize the ING Wells Fargo Disciplined Value Portfolio (Class S) with and into
the ING Pioneer Mid Cap Value Portfolio (Class S). The agreement is subject to shareholder approval. If
shareholder approval is obtained, it is expected that the reorganization will take place on or about September 6,
2008, resulting in a shareholder of the ING Wells Fargo Disciplined Value Portfolio (Class S) becoming a
shareholder of the ING Pioneer Mid Cap Value Portfolio (Class S). Each shareholder will thereafter hold shares
of the ING Pioneer Mid Cap Value Portfolio (Class S) having equal aggregate value as shares of the ING Wells
Fargo Disciplined Value Portfolio (Class S), and the ING Wells Fargo Disciplined Value Portfolio (Class S) will
no longer be available under the contract. Accordingly, unless you provide us with alternative allocation
instructions, all future allocations directed to the ING Wells Fargo Disciplined Value Portfolio (Class S) will be
automatically allocated to the ING Pioneer Mid Cap Value Portfolio (Class S).

You may give us alternative allocation instructions at any time by contacting our Customer Contact Center at 1-
800-366-0066.

ING USA & RLNY - 150132

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IMPORTANT INFORMATION REGARDING LIQUIDATIONS

On May 30, 2008, the Board of Trustees of the ING Partners, Inc. approved the proposed liquidation and
dissolution plan of the ING UBS U.S. Small Cap Growth Portfolio (Service Class). The plan is subject to
shareholder approval. If shareholder approval is obtained, it is expected that the liquidation and dissolution will
take place on or about September 6, 2008. The liquidation and dissolution is being proposed because the
portfolio has been less than popular with the public than originally anticipated, and it is not anticipated that the
portfolio will gather substantial assets in the future. Maintaining the portfolio at its current asset levels has been
determined not to be beneficial in the long-term to shareholders.

Before the liquidation date, you may reallocate contract value in the ING UBS U.S. Small Cap Growth Portfolio
(Service Class) to another portfolio available under the contract. This reallocation will neither count as a
transfer for purposes of our Excessive Trading Policy nor be subject to a transfer charge under the contract.
Contract value remaining in the ING UBS U.S. Small Cap Growth Portfolio (Service Class) on the liquidation
date will be placed in the ING Liquid Assets Portfolio (Class S). Thereafter, the ING UBS U.S. Small Cap
Growth Portfolio (Service Class) will no longer be available under the contract.

The calculation of your contract’s death benefit and the benefits of any living benefit rider may be subject to
fund classifications and/or an asset allocation requirement. Please note that the ING Liquid Assets Portfolio
(Class S) is classified as a Special Fund, and is an Accepted Fund for purposes of Fixed Allocation Funds
Automatic Rebalancing. Please refer to the prospectus for your variable annuity contract for more information.
It is important to request a reallocation before the liquidation date if you do not want your contract value in the
ING UBS U.S. Small Cap Growth Portfolio (Service Class) to be placed in the ING Liquid Assets Portfolio
(Class S).

On January 31, 2008, the Board of Trustees of the ING Variable Products Trust approved the proposed
liquidation and dissolution plan of the ING VP Financial Services Portfolio (Class S). The plan is subject to

shareholder approval. If shareholder approval is obtained, it is expected that the liquidation and dissolution will 
take place on or about September 6, 2008. The liquidation and dissolution is being proposed because the 

portfolio has been less than popular with the public than originally anticipated, and it is not anticipated that the
portfolio will gather substantial assets in the future. Maintaining the portfolio at its current asset levels has been
determined not to be beneficial in the long-term to shareholders.

Before the liquidation date, you may reallocate contract value in the ING VP Financial Services Portfolio (Class
S) to another portfolio available under the contract. This reallocation will neither count as a transfer for
purposes of our Excessive Trading Policy nor be subject to a transfer charge under the contract. Contract value
remaining in the ING VP Financial Services Portfolio (Class S) on the liquidation date will be placed in the ING
Lehman Brothers U.S. Aggregate Bond Index Portfolio (Class S). Thereafter, the ING VP Financial Services
Portfolio (Class S) will no longer be available under the contract.

The calculation of your contract’s death benefit and the benefits of any living benefit rider may be subject to
fund classifications and/or an asset allocation requirement. Please note that the ING Lehman Brothers U.S.
Aggregate Bond Index Portfolio (Class S) is classified as a Covered Fund, and is a Fixed Allocation Fund for
purposes of Fixed Allocation Funds Automatic Rebalancing, if applicable. Please refer to the prospectus for
your variable annuity contract for more information. It is important to request a reallocation before the
liquidation date if you do not want your contract value in the ING VP Financial Services Portfolio (Class S) to
be placed in the ING Lehman Brothers U.S. Aggregate Bond Index Portfolio (Class S).

You may obtain additional copies of the prospectus for any portfolio and give us alternative allocation
instructions at any time by contacting our Customer Contact Center at 1-800-366-0066.

ING USA & RLNY - 150132

2 06/08


IMPORTANT INFORMATION REGARDING SUBSTITUTION

On May 23, 2008, the Securities and Exchange Commission issued an order permitting the following fund
substitution:

Replaced Fund    Substitute Fund 

 
ProFund VP Small-Cap Portfolio    ING Russell Small Cap Index Portfolio – Class S 

Subaccounts of the following separate accounts invest in the Replaced Fund:

Separate Account B of ING USA Annuity and Life    ReliaStar Life Insurance Company of New York 
   Insurance Company           Separate Account NY-B 

Please note:

  • We expect to effect this substitution on or about September 6, 2008.
  • You have the right, if you so choose, at any time prior to the effective date, to reallocate or withdraw accumulated value from the Replaced Fund, or otherwise terminate your interest therein in accordance with the terms and conditions of the contract.
  • Prior to the effective date of this substitution and for 30 days thereafter, we will not impose restrictions or fees on transfers from the Replaced Fund (other than restrictions related to frequent or disruptive transfers).
  • On the effective date of this substitution, all amounts you have allocated to the Replaced Fund will automatically be reallocated to the Substitute Fund. Thereafter, all future allocations directed to the Replaced Fund will be automatically allocated to the Substitute Fund.
  • You will not incur any fees or charges, or any tax liability, because of the substitution, and your account value immediately before this substitution will equal your account value immediately after this substitution.
  • The total expenses of the Substitute Fund are less than those of the Replaced Fund, and the investment objectives and policies are the same for both.
  • We will not exercise any right we may have under the contract to impose additional restrictions or fees on transfers from the Replaced Fund (other than restrictions related to frequent or disruptive transfers) for a period of at least 30 days following the effective date of the substitution.

ING USA & RLNY - 150132

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